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Document and Entity Information - USD ($) $ in Millions	12 Months Ended
Document and Entity Information - USD ($) $ in Millions	Jun. 30, 2016	Sep. 08, 2016	Dec. 31, 2015
Document and Entity Information:
Entity Registrant Name	HomeTrust Bancshares, Inc.
Entity Central Index Key	0001538263
Current Fiscal Year End Date	--06-30
Entity Filer Category	Accelerated Filer
Document Type	10-K
Document Period End Date	Jun. 30, 2016
Document Fiscal Year Focus	2016
Document Fiscal Period Focus	FY
Amendment Flag	false
Entity Common Stock, Shares Outstanding		17,999,150
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Public Float			$ 362.8

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Assets
Cash	$ 29,947	$ 33,891
Interest-bearing deposits	22,649	82,269
Cash and cash equivalents	52,596	116,160
Commercial paper	229,859	256,152
Certificates of deposit in other banks	161,512	210,629
Securities available for sale, at fair value	200,652	257,606
Other investments, at cost	29,486	28,711
Loans held for sale	5,783	5,874
Total loans, net of deferred loan fees and discount	1,832,831	1,685,707
Allowance for loan losses	(21,292)	(22,374)
Net loans	1,811,539	1,663,333
Premises and equipment, net	54,231	57,524
Accrued interest receivable	7,405	7,522
Real estate owned (REO)	5,956	7,024
Deferred income taxes	54,153	59,493
Bank owned life insurance (BOLI)	79,858	77,354
Goodwill	12,673	12,673
Core deposit intangibles	7,136	10,043
Other assets	4,838	13,016
Total Assets	2,717,677	2,783,114
Liabilities
Deposits	1,802,696	1,872,126
Borrowings	491,000	475,000
Capital lease obligations	1,958	1,979
Other liabilities	62,047	62,959
Total liabilities	2,357,701	2,412,064
Stockholders’ Equity
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 60,000,000 shares authorized, 17,998,750 shares issued and outstanding at June 30, 2016; 19,488,449 at June 30, 2015	180	195
Additional paid in capital	186,104	210,621
Retained earnings	179,813	168,357
Unearned Employee Stock Ownership Plan (ESOP) shares	(8,464)	(8,993)
Accumulated other comprehensive income	2,343	870
Total stockholders’ equity	359,976	371,050
Total Liabilities and Stockholders’ Equity	$ 2,717,677	$ 2,783,114

Consolidated Balance Sheets (Parentheticals) - $ / shares	Jun. 30, 2016	Jun. 30, 2015
Statement of Financial Position [Abstract]
Preferred stock par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock shares authorized	10,000,000	10,000,000
Preferred stock shares issued	0	0
Preferred stock shares outstanding	0	0
Common stock par value (in dollars per share)	$ 0.01	$ 0.01
Common stock shares authorized	60,000,000	60,000,000
Common stock shares issued	17,998,750	19,488,449
Common stock shares outstanding	17,998,750	19,488,449

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014
Interest and Dividend Income
Loans	$ 78,437	$ 77,875	$ 56,835
Securities available for sale	4,161	3,659	1,578
Certificates of deposit and other interest-bearing deposits	3,686	2,747	1,789
Other investments	1,463	875	79
Total interest and dividend income	87,747	85,156	60,281
Interest Expense
Deposits	4,531	4,892	5,417
Borrowings	1,509	498	15
Total interest expense	6,040	5,390	5,432
Net Interest Income	81,707	79,766	54,849
Provision for (Recovery of) Loan Losses	0	150	(6,300)
Net Interest Income after Provision for (Recovery of) Loan Losses	81,707	79,616	61,149
Noninterest Income
Service charges and fees on deposit accounts	6,680	5,930	2,783
Mortgage banking income and fees	3,069	2,989	3,218
Gain from sales of securities available for sale	0	61	10
Other, net	3,754	3,539	2,727
Total noninterest income	13,503	12,519	8,738
Noninterest Expense
Salaries and employee benefits	42,491	41,265	30,366
Net occupancy expense	9,106	8,635	5,322
Marketing and advertising	2,037	2,048	1,360
Telephone, postage, and supplies	3,153	3,141	1,799
Deposit insurance premiums	1,985	1,922	1,312
Computer services	5,813	5,972	3,690
Loss on sale and impairment of REO	534	28	646
REO expense	1,265	1,645	1,443
Core deposit intangible amortization	2,907	2,547	166
Merger-related expenses	0	5,417	2,708
Impairment charges for branch consolidation	400	375	0
Other	9,162	8,557	6,220
Total noninterest expense	78,853	81,552	55,032
Income Before Income Taxes	16,357	10,583	14,855
Income Tax Expense	4,901	2,558	4,513
Net Income	$ 11,456	$ 8,025	$ 10,342
Net income per common share:
Basic (in dollars per share)	$ 0.65	$ 0.42	$ 0.54
Diluted (in dollars per share)	$ 0.65	$ 0.42	$ 0.54
Average shares outstanding:
Basic (in shares)	17,417,046	19,038,098	18,630,774
Diluted (in shares)	17,606,689	19,117,902	18,715,669

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014
Statement of Comprehensive Income [Abstract]
Net Income	$ 11,456	$ 8,025	$ 10,342
Unrealized holding gains on securities available for sale
Gains arising during the period	2,233	890	415
Deferred income tax expense	(760)	(302)	(141)
Reclassification of securities gains recognized in net income	0	57	0
Deferred income tax expense	0	(20)	0
Total other comprehensive income	1,473	625	274
Comprehensive Income	$ 12,929	$ 8,650	$ 10,616

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Additional Paid In Capital	Retained Earnings	Unearned ESOP Shares	Accumulated Other Comprehensive Income (Loss)
Beginning balance at Jun. 30, 2013	$ 367,515	$ 208	$ 227,397	$ 149,990	$ (10,051)	$ (29)
Beginning balance (in shares) at Jun. 30, 2013		20,824,900
Increase (Decrease) in Stockholders' Equity
Net income	10,342			10,342
Stock repurchased	$ (29,460)	$ (18)	(29,442)
Stock repurchased (in shares)		(1,845,744)
Granted restricted stock (in shares)	7,050
Forfeited restricted stock (in shares)		(18,900)
Retired stock	$ (226)		226
Retired stock (in shares)		(14,555)
Shares issued for Jefferson Bancshares, Inc. merger	25,239	$ 17	25,222
Shares issued for Jefferson Bancshares, Inc. merger (in shares)		1,679,257
Stock option expense	1,273		1,273
Restricted stock expense	1,350		1,350
ESOP shares allocated	844		315		529
Other comprehensive income	274					274
Ending balance, shares (in shares) at Jun. 30, 2014		20,632,008
Ending balance at Jun. 30, 2014	377,151	$ 207	225,889	160,332	(9,522)	245
Increase (Decrease) in Stockholders' Equity
Net income	8,025			8,025
Stock repurchased	(18,470)	$ (12)	(18,458)
Stock repurchased (in shares)		(1,147,927)
Forfeited restricted stock (in shares)		(1,600)
Retired stock	(188)		188
Retired stock (in shares)		(12,032)
Exercised stock options	259		259
Exercised stock options (in shares)		18,000
Stock option expense	1,394		1,394
Restricted stock expense	1,427		1,427
ESOP shares allocated	827		298		529
Other comprehensive income	$ 625					625
Ending balance, shares (in shares) at Jun. 30, 2015	19,488,449	19,488,449
Ending balance at Jun. 30, 2015	$ 371,050	$ 195	210,621	168,357	(8,993)	870
Increase (Decrease) in Stockholders' Equity
Net income	11,456			11,456
Stock repurchased	$ (27,734)	$ (15)	(27,719)
Stock repurchased (in shares)		(1,510,994)
Granted restricted stock (in shares)	34,500
Forfeited restricted stock (in shares)		(2,550)
Retired stock	$ (223)		223
Retired stock (in shares)		(12,855)
Exercised stock options	32	$ 0	32
Exercised stock options (in shares)		2,200
Stock option expense	1,512		1,512
Restricted stock expense	1,427		1,427
ESOP shares allocated	983		454		529
Other comprehensive income	$ 1,473					1,473
Ending balance, shares (in shares) at Jun. 30, 2016	17,998,750	17,998,750
Ending balance at Jun. 30, 2016	$ 359,976	$ 180	$ 186,104	$ 179,813	$ (8,464)	$ 2,343

Consolidated Statements of Cash Flows $ in Thousands	12 Months Ended
Consolidated Statements of Cash Flows $ in Thousands	Jun. 30, 2016 USD ($)	Jun. 30, 2015 USD ($)	Jun. 30, 2014 USD ($)
Operating Activities:
Net Income	$ 11,456	$ 8,025	$ 10,342
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for (recovery of) loan losses	0	150	(6,300)
Depreciation	4,035	3,776	2,369
Deferred income tax expense	4,581	2,286	4,378
Net amortization and accretion	(3,986)	(4,806)	(1,272)
Loss on sale and impairment of REO	534	28	646
Earnings from BOLI	(1,874)	(1,911)	(1,722)
Gain from sales of securities available for sale	0	(61)	(10)
Gain on sale of loans held for sale	(1,643)	(1,651)	(1,603)
Origination of loans held for sale	(91,963)	(74,353)	(73,501)
Proceeds from sales of loans held for sale	93,697	72,667	87,895
Decrease in deferred loan fees, net	(349)	(1,363)	(7)
Decrease (increase) in accrued interest receivable and other assets	8,295	(1,343)	(781)
Amortization of core deposits intangibles	2,907	2,547	166
ESOP compensation expense	983	827	844
Restricted stock and stock option expense	2,939	2,821	2,623
Increase in other liabilities	(912)	(5,685)	(307)
Net cash provided by operating activities	28,700	1,954	23,760
Investing Activities:
Purchase of securities available for sale	(66,000)	(135,830)	(81,565)
Proceeds from sales of securities available for sale	0	10,387	2,086
Proceeds from maturities of securities available for sale	100,836	41,340	45,225
Maturities (purchase) of commercial paper, net	28,004	(255,727)	0
Purchase of certificates of deposit in other banks	(49,638)	(101,904)	(45,132)
Maturities of certificates of deposit in other banks	98,755	55,055	17,969
Principal repayments of mortgage-backed securities	24,165	19,447	9,850
Net redemptions (purchases) of Federal Home Loan Bank and Federal Reserve Bank Stock	(775)	(24,223)	3,239
Net decrease (increase) in loans	(147,586)	(106,588)	30,011
Purchase of BOLI	(4,250)	0	0
Proceeds from redemption of BOLI	3,620	707	0
Purchase of premises and equipment	(742)	(4,937)	(1,688)
Capital improvements to REO	(99)	(94)	(236)
Proceeds from sale of REO	2,822	9,741	10,592
Acquisition of BankGreenville Financial Corporation, net of cash paid	0	0	1,475
Acquisition of Jefferson Bancshares, Inc., net of cash paid	0	0	(6,926)
Acquisition of Bank of Commerce, net of cash received	0	(7,759)	0
Acquisition of Bank of America branches, net of cash paid	0	310,868	0
Net cash used in investing activities	(10,888)	(189,517)	(15,100)
Financing Activities:
Net decrease in deposits	(69,430)	(133,517)	(38,166)
Net increase (decrease) in borrowings	16,000	409,828	(10,673)
Repayment of subordinated debentures	0	0	(10,000)
Common stock repurchased	(27,734)	(18,470)	(29,460)
Retired stock	(223)	(188)	(226)
Stock options exercised	32	259	0
Decrease in capital lease obligations	(21)	(19)	(18)
Net cash provided by (used in) financing activities	(81,376)	257,893	(88,543)
Net Increase (Decrease) in Cash and Cash Equivalents	(63,564)	70,330	(79,883)
Cash and Cash Equivalents at Beginning of Period	116,160	45,830	125,713
Cash and Cash Equivalents at End of Period	52,596	116,160	45,830
Cash paid during the period for:
Interest	6,468	4,964	5,271
Income taxes	428	222	150
Noncash transactions:
Unrealized gain in value of securities available for sale, net of income taxes	1,473	625	274
Transfers of loans to REO	2,189	2,288	9,645
Transfers of loans to loans sold (included in other assets)	0	9,139	0
Transfers of loans to held for sale	0	0	4,340
Loans originated to finance the sale of REO	0	460	94
Business Combinations:
Assets acquired	0	463,959	600,022
Liabilities assumed	0	444,154	539,979
Net assets acquired	$ 0	$ 19,805	$ 60,043

Business Combinations

12 Months Ended

Jun. 30, 2016

Business Combinations [Abstract]

Business Combinations

All business combinations are accounted for using the acquisition method of accounting and, accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at acquisition date fair values. Fair values are preliminary and subject to refinement for up to one year after the closing date of the acquisition as additional information regarding the closing date fair values becomes available.

On November 14, 2014, the Bank completed its acquisition of ten branch banking operations in Southwest Virginia and Eden, North Carolina from Bank of America Corporation (the "Branch Acquisition"). Under the terms of the agreement, the Bank paid a deposit premium of $9,805 equal to 2.86% of the average daily deposits for the 30 calendar day period prior to the acquisition date. In addition, the Bank acquired approximately $1,045 in loans and all related premises and equipment valued at $8,993.

The following table presents the consideration paid by the Bank in the acquisition of these Bank of America branches and the assets acquired and liabilities assumed as of November 14, 2014:



	As Recorded By Bank of America		Fair Value and Other Merger Related Adjustments		As Recorded by the Company
Consideration Paid
Cash paid as deposit premium					$	9,805
Total consideration					$	9,805
Assets
Cash and cash equivalents	$	320,673	$	—	$	320,673
Loans, net of allowance	1,045		—		1,045
Premises and equipment, net	6,303		2,690		8,993
Accrued interest receivable	3		—		3
Deferred income taxes	—		353		353
Core deposit intangibles	—		7,936		7,936
Total assets acquired	$	328,024	$	10,979	$	339,003
Liabilities
Deposits	$	328,007	$	1,174	$	329,181
Other liabilities	17		—		17
Total liabilities assumed	$	328,024	$	1,174	$	329,198
Net identifiable assets acquired over liabilities assumed	$	—	$	9,805	$	9,805
Goodwill					$	—

On July 31, 2014, the Bank completed its acquisition of Bank of Commerce in accordance with the terms of the Agreement and Plan of Share Exchange dated March 3, 2014. Under the terms of the agreement, Bank of Commerce shareholders received $6.25 per share in cash consideration, representing approximately $10,000 of aggregate deal consideration. In addition, all $3,200 of Bank of Commerce's preferred stock was redeemed.

The excess of the merger consideration over the fair value of Bank of Commerce's net assets was allocated to goodwill. The book value as of July 31, 2014, of assets acquired was $122,530 and liabilities assumed was $114,672. The Company recorded $1,922 in goodwill related to the acquisition.

The following table presents the consideration paid by the Bank in the acquisition of Bank of Commerce and the assets acquired and liabilities assumed as of July 31, 2014:



	As Recorded By Bank of Commerce		Fair Value and Other Merger Related Adjustments			As Recorded by the Company
Consideration Paid
Cash paid						$	10,000
Total consideration						$	10,000
Assets
Cash and cash equivalents	$	2,241	$	—		$	2,241
Securities available for sale	24,228		—			24,228
Loans, net of allowance	89,339		(2,855		)	86,484
FHLB Stock	791		—			791
REO	224		(14		)	210
Premises and equipment, net	135		—			135
Accrued interest receivable	355		(100		)	255
Deferred income taxes	286		2,839			3,125
Core deposit intangibles	—		640			640
Other assets	4,931		(6		)	4,925
Total assets acquired	$	122,530	$	504		$	123,034
Liabilities
Deposits	$	93,303	$	112		$	93,415
Borrowings	15,000		172			15,172
Other liabilities	6,369		—			6,369
Total liabilities assumed	$	114,672	$	284		$	114,956
Net identifiable assets acquired over liabilities assumed	$	7,858	$	220		$	8,078
Goodwill						$	1,922

During the fourth quarter of fiscal 2015, adjustments were made to various assets to better reflect their fair values as of the acquisition date. These adjustments resulted in a net decrease to goodwill of $2,031.

The carrying amount of acquired loans from Bank of Commerce as of July 31, 2014 consisted of purchased performing loans and purchased credit-impaired ("PCI") loans as detailed in the following table:



	Purchased Performing		PCI		Total Loans
Retail Consumer Loans:
One-to-four family	$	2,717	$	2,979	$	5,696
Home equity lines of credit	8,823		317		9,140
Consumer	37		15		52
Commercial:
Commercial real estate	29,048		30,047		59,095
Construction and development	202		3,020		3,222
Commercial and industrial	5,402		3,877		9,279
Total	$	46,229	$	40,255	$	86,484

On May 31, 2014, the Company completed its acquisition of Jefferson Bancshares, Inc. (“Jefferson”) in accordance with the terms of the Agreement and Plan of Merger dated January 22, 2014. Under the terms of the agreement, Jefferson shareholders received 0.2661 shares of HomeTrust common stock, and $4.00 in cash for each share of Jefferson common stock. This represents approximately $50,490 of aggregate deal consideration.

The excess of the merger consideration over the fair value of Jefferson’s net assets was allocated to goodwill. The book value as of May 31, 2014, of assets acquired was $494,261 and liabilities assumed was $441,858. The Company recorded $7,949 in goodwill related to the acquisition.

The following table presents the consideration paid by the Company in the acquisition of Jefferson and the assets acquired and liabilities assumed as of May 31, 2014:



	As Recorded by Jefferson		Fair Value and Other Merger Related Adjustments			As Recorded by the Company
Consideration Paid
Cash paid including cash in lieu of fractional shares						$	25,251
Fair value of HomeTrust common stock at $15.03 per share						25,239
Total consideration						$	50,490
Assets
Cash and cash equivalents	$	18,325	$	—		$	18,325
Securities available for sale	85,744		(675		)	85,069
Loans, net of allowance	338,616		(8,704		)	329,912
FHLB Stock	4,635		—			4,635
REO	3,288		(1,064		)	2,224
Premises and equipment, net	24,662		(1,487		)	23,175
Accrued interest receivable	1,367		(90		)	1,277
Deferred income taxes	9,606		3,637			13,243
Core deposit intangibles	847		2,683			3,530
Other assets	7,171		(393		)	6,778
Total assets acquired	$	494,261	$	(6,093	)	$	488,168
Liabilities
Deposits	$	376,985	$	371		$	377,356
Borrowings	55,081		858			55,939
Subordinated debentures	7,460		2,540			10,000
Other liabilities	2,332		—			2,332
Total liabilities assumed	$	441,858	$	3,769		$	445,627
Net identifiable assets acquired over liabilities assumed	$	52,403	$	(9,862	)	$	42,541
Goodwill						$	7,949

The carrying amount of acquired loans from Jefferson as of May 31, 2014 consisted of purchased performing loans and purchased impaired loans as detailed in the following table:



	Purchased Performing		Purchased Impaired		Total Loans
Retail Consumer Loans:
One-to-four family	$	74,378	$	6,066	$	80,444
Home equity lines of credit	16,857		18		16,875
Construction and land/lots	7,810		924		8,734
Consumer	3,690		2		3,692
Commercial:
Commercial real estate	119,635		15,649		135,284
Construction and development	24,658		1,012		25,670
Commercial and industrial	52,863		6,350		59,213
Total	$	299,891	$	30,021	$	329,912

On July 31, 2013, the Company completed its acquisition of BankGreenville Financial Corporation (“BankGreenville”) in accordance with the terms of the Agreement and Plan of Merger dated May 3, 2013. Under the terms of the agreement, BankGreenville shareholders received $6.63 per share in cash consideration. This represents approximately $7,823 of aggregate deal consideration. Additional contingent cash consideration of up to $0.75 per share (or approximately $883) could be realized at the expiration of 24 months based on the performance of a select pool of loans totaling approximately $8,000. Contingent cash consideration of $484 or $0.41 per share was paid by the Company to BankGreenville shareholders on October 27, 2015.

The excess of the merger consideration over the fair value of BankGreenville’s net assets was allocated to goodwill. The book value as of July 31, 2013, of assets acquired was $102,180 and liabilities assumed was $94,117. The Company recorded $2,802 in goodwill related to the acquisition.

The following table presents the consideration paid by the Company in the acquisition of BankGreenville and the assets acquired and liabilities assumed as of July 31, 2013:



	As Recorded by BankGreenville		Fair Value and Other Merger Related Adjustments			As Recorded by the Company
Consideration Paid
Cash						$	7,823
Repayment of BankGreenville preferred stock						1,050
Contingent cash consideration ⁽¹⁾						680
Total consideration						$	9,553
Assets
Cash and cash equivalents	$	10,348	$	—		$	10,348
Securities available for sale	34,345		—			34,345
Loans, net of allowance	51,622		(3,792		)	47,830
FHLB Stock	447		—			447
REO	2,317		(168		)	2,149
Premises and equipment, net	2,458		(117		)	2,341
Accrued interest receivable	429		—			429
Deferred tax asset	—		2,470			2,470
Core deposit intangibles	—		530			530
Other assets	214		—			214
Total assets acquired	$	102,180	$	(1,077	)	$	101,103
Liabilities
Deposits	$	88,906	$	201		$	89,107
Borrowings	4,700		34			4,734
Other liabilities	511		—			511
Total liabilities assumed	$	94,117	$	235		$	94,352
Net identifiable assets acquired over liabilities assumed	$	8,063	$	(1,312	)	$	6,751
Goodwill						$	2,802

________________________________________________________


(1)	Estimate of additional amount to be paid to shareholders after 24 months based on performance of a select pool of loans totaling approximately $8,000. Actual amount paid was $484 on October 27, 2015.

The carrying amount of acquired loans from BankGreenville as of July 31, 2013 consisted of purchased performing loans and purchased impaired loans as detailed in the following table:



	Purchased Performing		Purchased Impaired		Total Loans
Retail Consumer Loans:
One-to-four family	$	8,274	$	1,392	$	9,666
Home equity lines of credit	3,987		134		4,121
Consumer	522		—		522
Commercial:
Commercial real estate	23,073		4,552		27,625
Construction and development	2,367		3,529		5,896
Total	$	38,223	$	9,607	$	47,830

- Definition

The entire disclosure for a business combination (or series of individually immaterial business combinations) completed during the period, including background, timing, and recognized assets and liabilities. The disclosure may include leverage buyout transactions (as applicable).

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 5
-URI http://asc.fasb.org/extlink&oid=65885119&loc=d3e1497-128463

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 4
-URI http://asc.fasb.org/extlink&oid=65885119&loc=d3e1490-128463

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=65885119&loc=d3e1392-128463

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 30
-Section 50
-Paragraph 4
-URI http://asc.fasb.org/extlink&oid=35744584&loc=d3e7008-128479

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=65885119&loc=d3e1486-128463

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
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+ Details

Summary of Significant Accounting Policies	12 Months Ended
Summary of Significant Accounting Policies	Jun. 30, 2016
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies Business The consolidated financial statements presented in this report include the accounts of HomeTrust Bancshares, Inc., a Maryland corporation (“HomeTrust”), and its wholly-owned subsidiary, HomeTrust Bank (the “Bank”). As used throughout this report, the term the “Company” refers to HomeTrust and its consolidated subsidiary, unless the context otherwise requires. HomeTrust is a bank holding company primarily engaged in the business of planning, directing, and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a wide range of retail and commercial banking products within its geographic footprint, which includes: North Carolina (the Asheville metropolitan area, the "Piedmont" region, Charlotte, and a loan production office in Raleigh), Upstate South Carolina (Greenville), East Tennessee (Kingsport/Johnson City, Knoxville, and Morristown) and Southwest Virginia (the Roanoke Valley). The Bank operates under a single set of corporate policies and procedures and is recognized as a single banking segment for financial reporting purposes. Accounting Principles The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States (“US GAAP”). Principles of Consolidation and Subsidiary Activities The accompanying consolidated financial statements include the accounts of HomeTrust, the Bank, and its wholly-owned subsidiary, Western North Carolina Service Corporation (“WNCSC”) at or for the years ended June 30, 2016, 2015, and 2014. WNCSC owns office buildings in Asheville, North Carolina that are leased to the Bank. All intercompany items have been eliminated. Reclassifications Certain amounts reported in prior periods’ consolidated financial statements have been reclassified to conform to the current presentation. Such reclassifications had no effect on previously reported cash flows, stockholders’ equity or net income. Use of Estimates in Financial Statements The preparation of financial statements in conformity with US GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Cash and Cash Equivalents Cash and cash equivalents include cash and interest-bearing deposits with initial terms to maturity of ninety days or less. Commercial Paper Commercial paper includes highly liquid short-term debt of investment graded corporations with maturities less than 270 days. These instruments are typically purchased at a discount based on prevailing interest rates and do not exceed $10.0 million per issuer. Securities The Company classifies investment securities as trading, available for sale, or held to maturity. Securities available for sale are carried at fair value. These securities are used to execute asset/liability management strategies, manage liquidity, and leverage capital, and therefore may be sold prior to maturity. Adjustments for unrealized gains or losses, net of the income tax effect, are made to accumulated other comprehensive income, a separate component of total stockholders’ equity. Securities held to maturity are stated at cost, net of unamortized balances of premiums and discounts. When these securities are purchased, the Company intends to and has the ability to hold such securities until maturity. Declines in the fair value of individual securities available for sale or held to maturity below their cost that are other-than-temporary result in write-downs of the individual securities to their fair value. The related write-downs are included in earnings as realized losses. In estimating other-than-temporary impairment losses, the Company considers among other things, (i) the length of time and the extent to which the fair value has been less than cost, (ii) the financial condition and near-term prospects of the issuer, and (iii) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery of the unrealized loss, and in the case of debt securities, whether it is more likely than not that the Company will be required to sell the security prior to a recovery. Premiums and discounts are amortized or accreted over the life of the security as an adjustment to yield. Dividend and interest income are recognized when earned. Gains or losses on the sale of securities are recognized on a specific identification, trade date basis. Loans Portfolio loans are carried at their outstanding principal amount, less unearned income and deferred nonrefundable loan fees, net of certain origination costs. Interest income is recorded as earned on an accrual basis based on the contractual rate and the outstanding balance, except for nonaccruing loans where interest is recorded as earned on a cash basis. Net deferred loan origination fees/costs are deferred and amortized to interest income over the life of the related loan. Acquired Loans Purchased loans are recorded at their fair value at the acquisition date. Credit discounts are included in the determination of fair value; therefore, an allowance for loan and lease losses is not recorded at the acquisition date. Acquired loans are evaluated upon acquisition and classified as either purchased impaired or purchased non-impaired. Purchased impaired loans reflect credit deterioration since origination such that it is probable at acquisition that the Company will be unable to collect all contractually required payments. The cash flows expected to be received over the life of the loans were estimated by management. These cash flows were provided to third party analysts to calculate carrying values of the loans, book yields, effective interest income and impairment, if any, based on actual and projected events. Default rates, loss severity, and prepayment speed assumptions will be periodically reassessed to update our expectation of future cash flows. The excess of the cash flows expected to be collected over a loan's carrying value is considered to be the accretable yield and is recognized as interest income over the estimated life of the loan using the effective yield method. The accretable yield may change due to changes in the timing and amounts of expected cash flows. Changes in the accretable yield are disclosed quarterly. The excess of the undiscounted contractual balances due over the cash flows expected to be collected is considered to be the nonaccretable difference. The nonaccretable difference represents our estimate of the credit losses expected to occur and was considered in determining the fair value of the loans as of the acquisition date. Subsequent to the acquisition date, any increases in expected cash flows over those expected at purchase date in excess of fair value are adjusted through a change to the accretable yield on a prospective basis. Any subsequent decreases in expected cash flows attributable to credit deterioration are recognized by recording a provision for loan losses. The purchased impaired loans acquired are and will continue to be subject to the Company's internal and external credit review and monitoring. For purchased non-impaired loans, the difference between the fair value and unpaid principal balance of the loan at the acquisition date is amortized or accreted to interest income over the life of the loans. Loan Segments and Classes The Company’s loan portfolio is grouped into two segments (retail consumer loans and commercial loans) and into various classes within each segment. The Company originates, services, and manages its loans based on these segments and classes. The Company’s portfolio segments and classes within those segments are subject to risks that could have an adverse impact on the credit quality of the loan portfolio. Management identified the risks described below as significant risks that are generally similar among the loan segments and classes. Retail Consumer loan segment The Company underwrites its retail consumer loans using automated credit scoring and analysis tools. These credit scoring tools take into account factors such as payment history, credit utilization, length of credit history, types of credit currently in use, and recent credit inquiries. To the extent that the loan is secured by collateral, the value of the collateral is also evaluated. Common risks to each class of retail consumer loans include general economic conditions within the Company’s markets, such as unemployment and potential declines in collateral values, and the personal circumstances of the borrowers. In addition to these common risks for the Company’s retail consumer loans, various retail consumer loan classes may also have certain risks specific to them. One-to-four family and construction and land/lot loans are to individuals and are typically secured by one-to-four family residential property, undeveloped land, and partially developed land in anticipation of pending construction of a personal residence. Significant and rapid declines in real estate values can result in residential mortgage loan borrowers having debt levels in excess of the current market value of the collateral, which can lead to higher levels of foreclosures. Construction and land/lot loans may experience delays in completion and cost overruns that exceed the borrower’s financial ability to complete the project. Such cost overruns can result in foreclosure of partially completed and unmarketable collateral. Originated home equity lines of credit ("HELOCs") are often secured by second liens on residential real estate, thereby making such loans particularly susceptible to declining collateral values. A substantial decline in collateral value could render the Company’s second lien position to be effectively unsecured. Additional risks include lien perfection inaccuracies and disputes with first lien holders that may further weaken collateral positions. Further, the open-end structure of these loans creates the risk that customers may draw on the lines in excess of the collateral value if there have been significant declines since origination. In December 2014, the Company began purchasing HELOCs from a third party. The credit risk characteristics are different for these loans since they were not originated by the Company and the collateral is located outside the Company’s market area, primarily in several western states. These loans have an average FICO score of 740 and loan to values of less than 90%. The Company established an allowance for loan losses based on the historical losses in the states where these loans were originated. The Company monitors the performance of these loans and adjusts the allowance for loan losses as necessary. Indirect auto finance loans are primarily for new and used personal automobiles originated by franchised and independent auto dealers within the Company's geographic footprint. The bank-dealer relationship is governed by contract, which provides warranties and representations, payment schedules, and rights and remedies upon breach. The underwriting process and standards are maintained by the Company and implemented via an automated decision tool, which incorporates the borrower's credit score, loan to value ratio, and terms of the loan to determine the borrower's creditworthiness. Consumer loans include loans secured by deposit accounts or personal property such as automobiles, boats, and motorcycles, as well as unsecured consumer debt. The value of underlying collateral within this class is especially volatile due to potential rapid depreciation in values since date of loan origination in excess of principal repayment. Commercial loan segment The Company’s commercial loans are centrally underwritten based primarily on the customer’s ability to generate the required cash flow to service the debt in accordance with the contractual terms and conditions of the loan agreement. The Company’s commercial lenders and underwriters work to understand the borrower’s businesses and management experiences. The majority of the Company’s commercial loans are secured by collateral, so collateral values are important to the transaction. In commercial loan transactions where the principals or other parties provide personal guarantees, the Company’s commercial lenders and underwriters analyze the relative financial strength and liquidity of each guarantor. Risks that are common to the Company’s commercial loan classes include general economic conditions, demand for the borrowers’ products and services, the personal circumstances of the principals, and reductions in collateral values. In addition to these common risks for the Company’s commercial loans, the various commercial loan classes also have certain risks specific to them. Construction and development loans are highly dependent on the supply and demand for commercial real estate in the Company’s markets as well as the demand for the newly constructed residential and commercial properties and lots being developed by the Company’s commercial loan customers. Prolonged deterioration in demand could result in significant decreases in the underlying collateral values and make repayment of the outstanding loans more difficult for the Company’s commercial borrowers. Commercial real estate and commercial and industrial loans are primarily dependent on the ability of the Company’s commercial loan customers to achieve business results consistent with those projected at loan origination resulting in cash flow sufficient to service the debt. To the extent that a borrower’s actual business results significantly underperform the original projections, the ability of that borrower to service the Company’s loan on a basis consistent with the contractual terms may be at risk. While these loans and leases are generally secured by real property, personal property, or business assets such as inventory or accounts receivable, it is possible that the liquidation of the collateral will not fully satisfy the obligation. Municipal leases are primarily made to volunteer fire departments and depend on the tax revenues received from the county or municipality. These leases are mainly secured by vehicles, fire stations, land, or equipment. The underwriting of the municipal leases is based on the cash flows of the fire department as well as projections of future income. Credit Quality Indicators Loans are monitored for credit quality on a recurring basis and the composition of the loans outstanding by credit quality indicator is provided below. Loan credit quality indicators are developed through review of individual borrowers on an ongoing basis. Generally, loans are monitored for performance on a quarterly basis with the credit quality indicators adjusted as needed. The indicators represent the rating for loans as of the date presented based on the most recent assessment performed. These credit quality indicators are defined as follows: Pass—A pass rated asset is not adversely classified because it does not display any of the characteristics for adverse classification. Special Mention—A special mention asset has potential weaknesses that deserve management’s close attention. If left uncorrected, such potential weaknesses may result in deterioration of the repayment prospects or collateral position at some future date. Special mention assets are not adversely classified and do not warrant adverse classification. Substandard—A substandard asset is inadequately protected by the current net worth and paying capacity of the obligor, or of the collateral pledged, if any. Assets classified as substandard generally have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt. These assets are characterized by the distinct possibility of loss if the deficiencies are not corrected. Doubtful—An asset classified doubtful has all the weaknesses inherent in an asset classified substandard with the added characteristic that the weaknesses make collection or liquidation in full highly questionable and improbable, on the basis of currently existing facts, conditions, and values. Loss—Assets classified loss are considered uncollectible and of such little value that their continuing to be carried as an asset is not warranted. This classification is not necessarily equivalent to no potential for recovery or salvage value, but rather that it is not appropriate to defer a full write-off even though partial recovery may be effected in the future. Loans Held for Sale Loans held for sale are residential mortgages and are valued at the lower of cost or fair value less estimated costs to sell as determined by outstanding commitments from investors on a “best efforts” basis or current investor yield requirements, calculated on the aggregate loan basis. Loans sold are generally sold at par value and with servicing released. Allowance for Loan Losses The allowance for loan losses is management’s estimate of probable credit losses that are inherent in the Company’s loan portfolios at the balance sheet date. The allowance increases when the Company provides for loan losses through charges to operating earnings and when the Company recovers amounts from loans previously written down or charged off. The allowance decreases when the Company writes down or charges off loan amounts that are deemed uncollectible. Management determines the allowance for loan losses based on periodic evaluations that are inherently subjective and require substantial judgment because the evaluations require the use of material estimates that are susceptible to significant change. The Company generally uses two allowance methodologies that are primarily based on management’s determination as to whether or not a loan is considered to be impaired. All classified loans above a certain threshold meeting certain criteria are evaluated for impairment on a loan-by-loan basis and are considered impaired when it is probable, based on current information, that the borrower will be unable to pay contractual interest or principal as required by the loan agreement. Impaired loans below the threshold are evaluated as a pool with additional adjustments to the allowance for loan losses. Loans that experience insignificant payment delays and payment shortfalls are not necessarily considered impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment history, and the amount of the shortfall relative to the principal and interest owed. Impaired loans are measured at their estimated net realizable value based on either the value of the loan’s expected future cash flows discounted at the loan’s effective interest rate or on the collateral value, net of the estimated costs of disposal, if the loan is collateral dependent. For loans considered impaired, an individual allowance for loan losses is recorded when the loan principal balance exceeds the estimated net realizable value. For loans not considered impaired, management determines the allowance for loan losses based on estimated loss percentages that are determined by and applied to the various classes of loans that comprise the segments of the Company’s loan portfolio. The estimated loss percentages by loan class are based on a number of factors that include by class (i) average historical losses over the past two years, (ii) levels and trends in delinquencies, impairments, and net charge-offs, (iii) trends in the volume, terms, and concentrations, (iv) trends in interest rates, (v) effects of changes in the Company’s risk tolerance, underwriting standards, lending policies, procedures, and practices, and (vi) national and local business and economic conditions. Future material adjustments to the allowance for loan losses may be necessary due to changing economic conditions or declining collateral values. In addition, bank regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses and may require the Company to make adjustments to the allowance for loan losses based upon judgments that differ significantly from those of management. Nonperforming Assets Nonperforming assets can include loans that are past due 90 days or more based on the loan’s contractual terms and continue to accrue interest, loans on which interest is not being accrued, and REO. Loans Past Due 90 Days or More, Nonaccruing, Impaired, or Restructured The Company’s policies related to when loans are placed on nonaccruing status conform to guidelines prescribed by bank regulatory authorities. Generally, the Company suspends the accrual of interest on loans (i) that are maintained on a cash basis because of the deterioration of the financial condition of the borrower, (ii) for which payment in full of principal or interest is not expected (impaired loans), or (iii) on which principal or interest has been in default for a period of 90 days or more, unless the loan is both well secured and in the process of collection. Under the Company’s cost recovery method, interest income is subsequently recognized only to the extent cash payments are received in excess of principal due. Loans are returned to accruing status when all principal and interest amounts contractually due are brought current and concern no longer exists as to the future collectability of principal and interest, which is generally confirmed when the loan demonstrates performance for six consecutive months or payment cycles. Restructured loans to borrowers who are experiencing financial difficulty, and on which the Company has granted concessions that modify the terms of the loan, are accounted for as troubled debt restructurings (“TDRs”). These loans remain as TDRs until the loan has been paid in full, modified to its original terms, or charged off. The Company may place these loans on accrual or nonaccrual status depending on the individual facts and circumstances of the borrower. Generally, these loans are put on nonaccrual status until there is adequate performance that evidences the ability of the borrower to make the contractual payments. This period of performance is normally at least six months, and may include performance immediately prior to or after the modification, depending on the specific facts and circumstances of the borrower. Loan Charge-offs The Company charges off loan balances, in whole or in part to fair market value, when available, verifiable, and documentable information confirms that specific loans, or portions of specific loans, are uncollectible or unrecoverable. For unsecured loans, losses are confirmed when it can be determined that the borrower, or any guarantors, are unwilling or unable to pay the amounts as agreed. When the borrower, or any guarantor, is unwilling or unable to pay the amounts as agreed on a loan secured by collateral and any recovery will be realized upon the sale of the collateral, the loan is deemed to be collateral dependent. Repayments or recoveries for collateral dependent loans are directly affected by the value of the collateral at liquidation. As such, loan repayment can be affected by factors that influence the amount recoverable, the timing of the recovery, or a combination of the two. Such factors include economic conditions that affect the markets in which the loan or its collateral is sold, bankruptcy, repossession and foreclosure laws, and consumer banking regulations. Losses are also confirmed when the loan, or a portion of the loan, is classified as loss resulting from loan reviews conducted by the Company or its bank regulatory examiners. Charge-offs of loans in the commercial loan segment are recognized when the uncollectibility of the loan balance and the inability to recover sufficient value from the sale of any collateral securing the loan is confirmed. The uncollectibility of the loan balance is evidenced by the inability of the commercial borrower to generate cash flows sufficient to repay the loan as agreed causing the loan to become delinquent. For collateral dependent commercial loans, the Company determines the net realizable value of the collateral based on appraisals, current market conditions, and estimated costs to sell the collateral. For collateral dependent commercial loans where the loan balance, including any accrued interest, net deferred fees or costs, and unamortized premiums or discounts, exceeds the net realizable value of the collateral securing the loan, the deficiency is identified as unrecoverable, is deemed to be a confirmed loss, and is charged off. Charge-offs of loans in the retail consumer loan segment are generally confirmed and recognized in a manner similar to loans in the commercial loan segment. Secured retail consumer loans that are identified as uncollectible and are deemed to be collateral dependent are confirmed as loss to the extent the net realizable value of the collateral is insufficient to recover the loan balance. Consumer loans not secured by real estate that become 90 days past due are charged off to the extent that the fair value of any collateral, less estimated costs to sell the collateral, is insufficient to recover the loan balance. Consumer loans secured by real estate that become 120 days past due are charged off to the extent that the fair value of the real estate securing the loan, less estimated costs to sell the collateral, is insufficient to recover the loan balance. Loans to borrowers in bankruptcy are subject to modification by the bankruptcy court and are charged off to the extent that the fair value of any collateral securing the loan, less estimated costs to sell the collateral, is insufficient to recover the loan balance, unless the Company expects repayment is likely to occur. Such loans are charged off within 60 days of the receipt of notification from a bankruptcy court or when the loans become 120 days past due, whichever is shorter. Real Estate Owned REO consists of real estate acquired as a result of customers’ loan defaults. REO is stated at the lower of the related loan balance or the fair value of the property net of the estimated costs of disposal with a charge to the allowance for loan losses upon foreclosure. Any write-downs subsequent to foreclosure are charged against operating earnings. To the extent recoverable, costs relating to the development and improvement of property are capitalized, whereas those costs relating to holding the property are charged to expense. Premises and Equipment Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed using the 150% declining balance and the straight-line method over the estimated useful lives. Leasehold improvements are amortized over the lives of the respective leases or the estimated useful life of the leasehold improvement, whichever is less. Maintenance and repair costs are expensed as incurred. Capitalized leases are amortized using the same methods as premises and equipment over the estimated useful lives or lease terms, whichever is less. Obligations under capital leases are amortized using the interest method to allocate payments between principal reduction and interest expense. Federal Home Loan Bank and Federal Reserve Bank Stock As a requirement for membership, the Bank invests in stock of the Federal Home Loan Bank of Atlanta ("FHLB") and the Federal Reserve Bank of Richmond ("Federal Reserve Bank"). These investments are carried at cost due to the redemption provisions of these entities and the restricted nature of the securities. Management reviews for impairment based on the ultimate recoverability of the cost basis of these stocks. Our investments in these stocks are maintained in "other investments, at cost" on our balance sheet. Business Combinations The Company uses the acquisition method of accounting, formerly referred to as the purchase method, for all business combinations. An acquirer must be identified for each business combination, and the acquisition date is the date the acquirer achieves control. The acquisition method of accounting requires the Company as acquirer to recognize the fair value of assets acquired and liabilities assumed at the acquisition date as well as recognize goodwill or a gain from a bargain purchase, if appropriate. Any acquisition-related costs and restructuring costs are recognized as period expenses as incurred. Goodwill Goodwill represents the excess of the purchase price over the sum of the estimated fair values of the tangible and identifiable intangible assets acquired less the estimated fair value of the liabilities assumed in a business combination. Goodwill has an indefinite useful life and is evaluated for impairment annually in the fourth quarter or more frequently if events and circumstances indicate that the asset might be impaired. An impairment loss is recognized to the extent that the carrying amount exceeds the asset’s fair value. The goodwill impairment analysis is first assessed through a review of qualitative factors to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying value, a "Step 0" analysis. If, based on a review of qualitative factors, it is more likely than not that the fair value of a reporting unit is less than its carrying value, we perform "Step 1" of the traditional two-step process. Step 1 involves comparing each reporting unit’s estimated fair value to its carrying value, including goodwill. If the estimated fair value of a reporting unit exceeds its carrying value, goodwill is considered not to be impaired. If the carrying value exceeds estimated fair value, there is an indication of potential impairment and the second step is performed to measure the amount of impairment. The Company uses a combination of the market and income approaches to estimate the fair value of its reporting unit. All inputs are evaluated by management during step one at the evaluation date of April 1st and reviewed again at year end to ensure no significant changes occurred that could indicate impairment. If required, the second step involves calculating an implied fair value of goodwill for each reporting unit for which the first step indicated impairment. The implied fair value of goodwill is determined in a manner similar to the amount of goodwill calculated in a business combination, by measuring the excess of the estimated fair value of the reporting unit, as determined in the first step, over the aggregate estimated fair values of the individual assets, liabilities and identifiable intangibles as if the reporting unit was being acquired in a business combination. If the implied fair value of goodwill exceeds the carrying value of goodwill assigned to the reporting unit, there is no impairment. If the carrying value of goodwill assigned to a reporting unit exceeds the implied fair value of the goodwill, an impairment charge is recorded for the excess. An impairment loss cannot exceed the carrying value of goodwill assigned to a reporting unit, and the loss establishes a new basis in the goodwill. Subsequent reversal of goodwill impairment losses is not permitted. Core Deposit Intangibles Core deposit intangibles represents the estimated value of long-term deposit relationships acquired in business combinations. These core deposit premiums are amortized using an accelerated method over the estimated useful lives of the related deposits typically between five and ten years. The estimated useful lives are periodically reviewed for reasonableness. Income Taxes The Company accounts for income taxes using the asset and liability method. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax credit carryforwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Deferred tax assets are reduced, if necessary, by the amount of such benefits that are not expected to be realized based upon available evidence. See footnote 12 for additional information. The Company recognizes interest and penalties accrued relative to unrecognized tax benefits in its respective federal or state income taxes accounts. As of June 30, 2016 and 2015, there were no accruals for uncertain tax positions and no accruals for interest and penalties. The Company is no longer subject to examination for federal and state purposes for tax years prior to 2012. Employee Stock Ownership Plan In connection with the conversion from a mutual to a stock form of organization in July 2012, the Bank established an ESOP for the benefit of all of its eligible employees. Full-time employees of the Company and the Bank who have been credited with at least 1000 hours of service during a 12-month period and who have attained age 21 are eligible to participate in the ESOP. Shares released are allocated to each eligible participant based on the ratio of each participant’s compensation, as defined in the ESOP, to the total compensation of all eligible plan participants. Forfeited shares shall be reallocated among other participants in the Plan. At the discretion of the Bank, cash dividends, when paid on allocated shares, will be distributed to participants’ accounts, paid in cash to the participants, or used to repay the principal and interest on the ESOP loan used to acquire Company stock on which dividends were paid. Cash dividends on unallocated shares will be used to repay the outstanding debt of the ESOP. It is anticipated that the Bank will make contributions to the ESOP in amounts necessary to amortize the ESOP loan payable to the Company over a 20-year period. Unearned ESOP shares are shown as a reduction of stockholders’ equity. Dividends on unearned ESOP shares, if paid, will be considered to be compensation expense. The Company recognizes compensation expense equal to the fair value of the Company’s ESOP shares during the periods in which they become committed to be released. To the extent that the fair value of the Company’s ESOP shares differs from the cost of such shares, the differential is recognized as additional paid in capital. The Company recognizes a tax deduction equal to the cost of the shares released. Because the ESOP is internally leveraged through a loan from the Company to the ESOP, the loan receivable by the Company from the ESOP is not reported as an asset nor is the debt of the ESOP shown as a liability in the consolidated financial statements. As of July 1, 2015, the ESOP and the HomeTrust Bank 401(k) Plan was combined to form the HomeTrust Bank KSOP Plan. See footnote 13 for additional information. Equity Incentive Plan The Company issues restricted stock and stock options under the HomeTrust Bancshares, Inc. 2013 Omnibus Incentive Plan (“2013 Omnibus Incentive Plan”) to key officers and outside directors. In accordance with the requirements of the Financial Accounting Standards Board (the "FASB") Accounting Standards Codification (“ASC”) 718, Compensation – Stock Compensation, the Company has adopted a fair value based method of accounting for employee stock compensation plans, whereby compensation cost is measured based on the fair value of the award as of the grant date and recognized over the vesting period. The Company estimates forfeitures when recognizing compensation expense and this estimate is adjusted over the requisite service period or vesting schedule based on the extent to which actual forfeitures differ from such estimate. Changes in estimated forfeitures in future periods are recognized through a cumulative catch-up adjustment, which is recognized in the period of change and also will affect the amount of estimated unamortized compensation expense to be recognized in future periods. Comprehensive Income Comprehensive income consists of net income and net unrealized gains (losses) on securities available for sale and is presented in the consolidated statements of comprehensive income. Derivative Instruments and Hedging The Company recognizes all derivatives as either assets or liabilities in the balance sheet, and measures those instruments at fair value. Changes in the fair value of those derivatives are reported in current earnings or other comprehensive income depending on the purpose for which the derivative is held and whether the derivative qualifies for hedge accounting. Loan commitments related to the origination or acquisition of mortgage loans that will be held for sale must be accounted for as derivative instruments. The Company enters into commitments to originate loans whereby the interest rate on the loan is determined prior to funding (rate lock commitments). The Company also enters into forward sales commitments for the mortgage loans underlying the rate lock commitments. The fair values of these two derivative financial instruments are collectively insignificant to the consolidated financial statements. Net Income Per Share Per the provisions of ASC 260, Earnings Per Share, basic earnings per share are computed by dividing net income by the weighted-average number of common shares outstanding for the year, less the average number of nonvested restricted stock awards. Diluted earnings per share reflect the potential dilution from the issuance of additional shares of common stock caused by the exercise of stock options and restricted stock awards. In addition, nonvested share-based payment awards that contain nonforfeitable rights to dividends or dividend equivalents are considered participating securities and are included in the computation of earnings per share pursuant to the two-class method. The two-class method is an earnings allocation formula that determines earnings per share for each class of common stock and participating security according to dividends declared (or accumulated) and participation rights in undistributed earnings. ESOP shares are considered outstanding for basic and diluted earnings per share when the shares are committed to be released. Net income is allocated between the common stock and participating securities pursuant to the two-class method, based on their rights to receive dividends, participate in earnings, or absorb losses. See Note 15 for further discussion on the Company’s earnings per share. Recent Accounting Pronouncements In August 2015, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2015-14, “Revenue from Contracts with Customers (Topic 606)”, which defers the effective date of ASU No. 2014-09 one year. ASU No. 2014-09 created Topic 606 and supersedes Topic 605, Revenue Recognition. The core principle of Topic 606 is that an entity recognizes revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. In general, the new guidance requires companies to use more judgment and make more estimates than under current guidance, including identifying performance obligations in the contract, estimating the amount of variable consideration to include in the transaction price and allocating the transaction price to each separate performance obligation. ASU No. 2015-14 is effective for public entities for interim and annual periods beginning after December 15, 2017; early adoption is permitted for interim and annual periods beginning after December 15, 2016. For financial reporting purposes, the standard allows for either full retrospective adoption, meaning the standard is applied to all of the periods presented, or modified retrospective adoption, meaning the standard is applied only to the most current period presented in the financial statements with the cumulative effect of initially applying the standard recognized at the date of initial application. We are currently evaluating the impact of this guidance on our financial statements and the timing of adoption. In August 2015, the FASB issued ASU No. 2015-15, "Interest-Imputation of Interest (Subtopic 835-30): Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements." This ASU provides guidance regarding debt issuance related to line-of-credit arrangements. The amendments in this ASU allows an entity to present debt issuance costs as an asset and subsequently amortize the deferred debt issuance costs over the term of the line-of-credit arrangement, regardless if there are any outstanding borrowings on the line-of-credit arrangement. This ASU was effective for annual periods beginning after December 15, 2015. The adoption of ASU No. 2015-15 did not have a material impact on the Company's Consolidated Financial Statements. In September 2015, the FASB issued ASU No. 2015-16, "Business Combinations (Topic 805): Simplifying the Accounting for Measurement-Period Adjustments." The ASU simplifies the accounting for measurement period adjustments. The amendments in this ASU require that an acquirer recognize adjustments to provisional amounts that are identified during the measurement period in the reporting period when the adjustment amounts are determined. The acquirer is required to record in the same period's financial statements the effect on earnings from changes in depreciation, amortization, or other income effects resulting from the change to provisional amounts, calculated as if the accounting had been completed at the acquisition date. The acquirer must present separately on the income statement, or disclose in the notes, the amount recorded in current-period earnings that would have been recorded in previous reporting periods if the provisional amount had been recognized at the acquisition date. This ASU was effective for interim and annual periods beginning after December 15, 2015. The adoption of ASU No. 2015-16 did not have a material impact on the Company's Consolidated Financial Statements. In January 2016, the FASB issued ASU 2016-01, "Financial Instruments-Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities." The ASU amends the guidance in GAAP on the classification and measurement of financial instruments. The ASU includes the following changes: i) equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income; (ii) requires the use of exit price notion when measuring the fair value of financial instruments for disclosure purposes; (iii) requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (i.e. securities or loans and receivables) on the balance sheet or the accompanying notes to the financial statements; (iv) allows an equity investment that does not have readily determinable fair values, to be measured at cost minus impairment (if any), plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer; (v) eliminates the requirement to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet, and requires a reporting organization to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk (also referred to as “own credit”) when the organization has elected to measure the liability at fair value in accordance with the fair value option for financial instruments; (vi) requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (i.e. securities or loans and receivables) on the balance sheet or in the accompanying notes to the financial statements; and (vii) clarifies that a valuation allowance on a deferred tax asset related to available-for-sale securities should be evaluated in combination with the organization’s other deferred tax assets. This ASU is effective for interim and annual periods beginning after December 15, 2017. The adoption of ASU No. 2016-01 is not expected to have a material impact on the Company's Consolidated Financial Statements. In February 2016, the FASB issued ASU 2016-02, "Leases (ASC 842)." The guidance in this ASU requires most leases to be recognized on the balance sheet as a right-of-use asset and a lease liability. It will be critical to identify leases embedded in a contract to avoid misstating the lessee’s balance sheet. For income statement purposes, the FASB retained a dual model, requiring leases to be classified as either operating or finance. Classification will be based on criteria that are largely similar to those applied in current lease accounting, but without explicit bright lines. This ASU is effective for interim and annual periods beginning after December 15, 2018. We are currently evaluating the impact of this guidance on our Consolidated Financial Statements and the timing of adoption. In March 2016, the FASB issued ASU 2016-09, "Compensation-Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting." The ASU changes the accounting for certain aspects of share-based payments to employees. The guidance requires the recognition of the income tax effects of awards in the income statement when the awards vest or are settled, thus eliminating additional paid in capital pools. The guidance also allows for the employer to repurchase more of an employee’s shares for tax withholding purposes without triggering liability accounting. In addition, the guidance allows for a policy election to account for forfeitures as they occur rather than on an estimated basis. This ASU is effective for interim and annual periods beginning after December 15, 2016. We are currently evaluating the impact of this guidance on our Consolidated Financial Statements and the timing of adoption. In June 2016, FASB issued ASU No. 2016-13, "Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." The ASU significantly changes the impairment model for most financial assets that are measured at amortized cost and certain other instruments from an incurred loss model to an expected loss model. This ASU is effective for interim and annual reporting periods beginning after December 15, 2019. Early adoption is permitted for all entities beginning after December 15, 2018, including interim periods within those fiscal years. The Company is currently evaluating the impact of the pending adoption of the ASU on its Consolidated Financial Statements.

Securities Available For Sale

12 Months Ended

Jun. 30, 2016

Investments, Debt and Equity Securities [Abstract]

Securities Available for Sale

Securities available for sale consist of the following at the dates indicated:



	June 30, 2016
	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses			Estimated Fair Value
U.S. Government Agencies	$	77,356	$	624	$	—		$	77,980
Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises	95,668		1,824		(84		)	97,408
Municipal Bonds	16,242		992		—			17,234
Corporate Bonds	7,773		194		—			7,967
Equity Securities	63		—		—			63
Total	$	197,102	$	3,634	$	(84	)	$	200,652



	June 30, 2015
	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses			Estimated Fair Value
U.S. Government Agencies	$	115,683	$	455	$	(67	)	$	116,071
Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises	120,294		674		(159		)	120,809
Municipal Bonds	16,359		372		(53		)	16,678
Corporate Bonds	3,889		96		—			3,985
Equity Securities	63		—		—			$	63
Total	$	256,288	$	1,597	$	(279	)	$	257,606

Debt securities available for sale by contractual maturity at the dates indicated are shown below. Mortgage-backed securities are not included in the maturity categories because the borrowers in the underlying pools may prepay without penalty; therefore, it is unlikely that the securities will pay at their stated maturity schedule.



	June 30, 2016
	Amortized Cost		Estimated Fair Value
Due within one year	$	407	$	411
Due after one year through five years	79,724		80,290
Due after five years through ten years	18,278		19,257
Due after ten years	2,962		3,223
Mortgage-backed securities	95,668		97,408
Total	$	197,039	$	200,589



	June 30, 2015
	Amortized Cost		Estimated Fair Value
Due within one year	$	317	$	317
Due after one year through five years	83,268		83,455
Due after five years through ten years	48,578		49,102
Due after ten years	3,768		3,860
Mortgage-backed securities	120,294		120,809
Total	$	256,225	$	257,543

Gross proceeds and gross realized gains and losses from sales of securities recognized in net income follow:



	June 30,
	2016		2015			2014
Gross proceeds from sales of securities	$	—	$	10,387		$	2,086
Gross realized gains from sales of securities	—		74			42
Gross realized losses from sales of securities	—		(13		)	(32		)

Securities available for sale with costs totaling $151,359 and $181,404 with market values of $154,132 and $182,217 at June 30, 2016 and June 30, 2015, respectively, were pledged as collateral to secure various public deposits and borrowings.

The gross unrealized losses and the fair value for securities available for sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of June 30, 2016 and June 30, 2015 were as follows:



	June 30, 2016
	Less than 12 Months			12 Months or More			Total
	Fair Value	Unrealized Losses		Fair Value	Unrealized Losses		Fair Value	Unrealized Losses
Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises	1,970	(20	)	6,040	(64	)	8,010	(84	)



	June 30, 2015
	Less than 12 Months					12 Months or More					Total
	Fair Value		Unrealized Losses			Fair Value		Unrealized Losses			Fair Value		Unrealized Losses
U.S. Government Agencies	$	35,793	$	(67	)	$	—	$	—		$	35,793	$	(67	)
Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises	24,429		(81		)	5,037		(78		)	29,466		(159		)
Municipal Bonds	3,920		(53		)	—		—			3,920		(53		)
Total	$	64,142	$	(201	)	$	5,037	$	(78	)	$	69,179	$	(279	)

The total number of securities with unrealized losses at June 30, 2016, and June 30, 2015 were 44 and 81, respectively. Unrealized losses on securities have not been recognized in income because management has the intent and ability to hold the securities for the foreseeable future, and has determined that it is not more likely than not that the Company will be required to sell the securities prior to a recovery in value. The decline in fair value was largely due to increases in market interest rates. The Company had no other than temporary impairment losses during the years ended June 2016, 2015 or 2014.

As a requirement for membership, the Bank invests in stock of the FHLB and the Federal Reserve Bank. No ready market exists for these stocks and the carrying value approximates its fair value based on the redemption provisions of the FHLB and the Federal Reserve Bank.

- Definition

The entire disclosure for investments in certain debt and equity securities.

+ References + Details

Loans

12 Months Ended

Jun. 30, 2016

Receivables [Abstract]

Loans

Loans consist of the following at the dates indicated:



	June 30, 2016			June 30, 2015
Retail consumer loans:
One-to-four family	$	623,701		$	650,750
HELOCs - originated	163,293			161,204
HELOCs - purchased	144,377			72,010
Construction and land/lots	38,102			45,931
Indirect auto finance	108,478			52,494
Consumer	4,635			3,708
Total retail consumer loans	1,082,586			986,097
Commercial loans:
Commercial real estate	486,561			441,620
Construction and development	86,840			64,573
Commercial and industrial	73,289			84,820
Municipal leases	103,183			108,574
Total commercial loans	749,873			699,587
Total loans	1,832,459			1,685,684
Deferred loan costs, net	372			23
Total loans, net of deferred loan fees and discount	1,832,831			1,685,707
Allowance for loan and lease losses	(21,292		)	(22,374		)
Net loans	$	1,811,539		$	1,663,333

All qualifying one-to-four family first mortgage loans, HELOCs, and FHLB Stock are pledged as collateral by a blanket pledge to secure outstanding FHLB advances.

Loans are made to the Company's executive officers and directors and their associates during the ordinary course of business. The aggregate amount of loans to related parties totaled approximately $837 and $616 at June 30, 2016 and 2015, respectively. In relation to these loans are unfunded commitments that totaled approximately $872 and $965 at June 30, 2016 and 2015, respectively.

The Company’s total non-purchased and purchased performing loans by segment, class, and risk grade at the dates indicated follow:



	Pass		Special Mention		Substandard		Doubtful		Loss		Total
June 30, 2016
Retail consumer loans:
One-to-four family	$	587,440	$	7,800	$	20,129	$	1,283	$	11	$	616,663
HELOCs - originated	159,275		678		2,997		55		10		163,015
HELOCs - purchased	144,377		—		—		—		—		144,377
Construction and land/lots	36,298		542		679		9		—		37,528
Indirect auto finance	108,432		14		21		11		—		108,478
Consumer	4,390		1		224		2		9		4,626
Commercial loans:
Commercial real estate	448,188		7,817		9,232		1		—		465,238
Construction and development	79,005		480		4,208		—		—		83,693
Commercial and industrial	63,299		1,032		5,361		—		2		69,694
Municipal leases	100,867		1,651		665		—		—		103,183
Total loans	$	1,731,571	$	20,015	$	43,516	$	1,361	$	32	$	1,796,495



	Pass		Special Mention		Substandard		Doubtful		Loss		Total
June 30, 2015
Retail consumer loans:
One-to-four family	$	598,417	$	11,563	$	28,656	$	1,772	$	12	$	640,420
HELOCs - originated	155,899		580		4,020		407		3		160,909
HELOCs - purchased	72,010		—		—		—		—		72,010
Construction and land/lots	42,689		650		1,754		124		—		45,217
Indirect auto finance	52,396		59		39		—		—		52,494
Consumer	3,610		16		32		—		39		3,697
Commercial loans:
Commercial real estate	384,525		12,762		13,972		182		—		411,441
Construction and development	50,815		3,567		5,413		—		—		59,795
Commercial and industrial	73,774		953		4,781		—		2		79,510
Municipal leases	106,260		1,733		581		—		—		108,574
Total loans	$	1,540,395	$	31,883	$	59,248	$	2,485	$	56	$	1,634,067

The Company’s total PCI loans by segment, class, and risk grade at the dates indicated follow:



	Pass		Special Mention		Substandard		Doubtful		Loss		Total
June 30, 2016
Retail consumer loans:
One-to-four family	$	5,039	$	377	$	1,593	$	14	$	15	$	7,038
HELOCs - originated	258		—		20		—		—		278
Construction and land/lots	522		—		52		—		—		574
Consumer	8		—		—		—		1		9
Commercial loans:
Commercial real estate	12,594		4,266		4,463		—		—		21,323
Construction and development	1,136		292		1,719		—		—		3,147
Commercial and industrial	3,234		194		167		—		—		3,595
Total loans	$	22,791	$	5,129	$	8,014	$	14	$	16	$	35,964



	Pass		Special Mention		Substandard		Doubtful		Loss		Total
June 30, 2015
Retail consumer loans:
One-to-four family	$	5,176	$	1,210	$	3,890	$	54	$	—	$	10,330
HELOCs - originated	259		—		36		—		—		295
Construction and land/lots	571		—		143		—		—		714
Consumer	11		—		—		—		—		11
Commercial loans:
Commercial real estate	21,550		3,454		5,175		—		—		30,179
Construction and development	2,292		146		2,340		—		—		4,778
Commercial and industrial	4,349		279		682		—		—		5,310
Total loans	$	34,208	$	5,089	$	12,266	$	54	$	—	$	51,617

The Company’s total loans by segment, class, and delinquency status at the dates indicated follows:



	Past Due								Total
	30-89 Days		90 Days+		Total		Current		Loans
June 30, 2016
Retail consumer loans:
One-to-four family	$	3,514	$	5,476	$	8,990	$	614,711	$	623,701
HELOCs - originated	220		377		597		162,696		163,293
HELOCs - purchased	—		—		—		144,377		144,377
Construction and land/lots	100		119		219		37,883		38,102
Indirect auto finance	182		—		182		108,296		108,478
Consumer	4		4		8		4,627		4,635
Commercial loans:
Commercial real estate	1,436		3,353		4,789		481,772		486,561
Construction and development	371		1,296		1,667		85,173		86,840
Commercial and industrial	216		2,819		3,035		70,254		73,289
Municipal leases	—		—		—		103,183		103,183
Total loans	$	6,043	$	13,444	$	19,487	$	1,812,972	$	1,832,459



	Past Due								Total
	30-89 Days		90 Days+		Total		Current		Loans
June 30, 2015
Retail consumer loans:
One-to-four family	$	5,548	$	8,261	$	13,809	$	636,941	$	650,750
HELOCs - originated	695		808		1,503		159,701		161,204
HELOCs - purchased	—		—		—		72,010		72,010
Construction and land/lots	102		307		409		45,522		45,931
Indirect auto finance	—		—		—		52,494		52,494
Consumer	23		2		25		3,683		3,708
Commercial loans:
Commercial real estate	2,758		4,636		7,394		434,226		441,620
Construction and development	166		2,992		3,158		61,415		64,573
Commercial and industrial	439		2,898		3,337		81,483		84,820
Municipal leases	202		—		202		108,372		108,574
Total loans	$	9,933	$	19,904	$	29,837	$	1,655,847	$	1,685,684

The Company’s recorded investment in loans, by segment and class that are not accruing interest or are 90 days or more past due and still accruing interest at the dates indicated follow:



	June 30, 2016				June 30, 2015
	Nonaccruing		90 Days + & still accruing		Nonaccruing		90 Days + & still accruing
Retail consumer loans:
One-to-four family	$	9,192	$	—	$	10,523	$	—
HELOCs - originated	1,026		—		1,856		—
Construction and land/lots	188		—		465		—
Indirect auto finance	20		—		—		—
Consumer	15		—		49		—
Commercial loans:
Commercial real estate	3,222		—		5,103		—
Construction and development	1,417		—		3,461		—
Commercial and industrial	3,019		—		3,081		—
Municipal leases	419		—		316		—
Total loans	$	18,518	$	—	$	24,854	$	—

PCI loans totaling $6,607 at June 30, 2016 and $8,158 at June 30, 2015 are excluded from nonaccruing loans due to the accretion of discounts established in accordance with the acquisition method of accounting for business combinations.

As of June 30, 2015, other assets included a receivable from a third party related to the sale of $9,200 of nonperforming loans that was settled on July 8, 2015. The additional charge-off of approximately $664 resulting from the transaction was reflected in charge-offs in the allowance for loan losses as of June 30, 2015.

TDRs are loans which have renegotiated loan terms to assist borrowers who are unable to meet the original terms of their loans. Such modifications to loan terms may include a lower interest rate, a reduction in principal, or a longer term to maturity. Additionally, all TDRs are considered impaired.

The Company’s loans that were performing under the payment terms of TDRs that were excluded from nonaccruing loans above at the dates indicated follow:



	June 30, 2016		June 30, 2015
Performing TDRs included in impaired loans	$	28,263	$	21,891

An analysis of the allowance for loan losses by segment for the periods shown is as follows:



	June 30, 2016
	PCI			Retail Consumer			Commercial			Total
Balance at beginning of period	$	401		$	12,575		$	9,398		$	22,374
Provision for (recovery of) loan losses	(40		)	(597		)	637			—
Charge-offs	—			(1,663		)	(2,041		)	(3,704		)
Recoveries	—			1,234			1,388			2,622
Balance at end of period	$	361		$	11,549		$	9,382		$	21,292



	June 30, 2015
	PCI			Retail Consumer			Commercial			Total
Balance at beginning of period	$	—		$	15,731		$	7,698		$	23,429
Provision for (recovery of) loan losses	1,053			(1,258		)	355			150
Charge-offs	(652		)	(3,107		)	(1,101		)	(4,860		)
Recoveries	—			1,209			2,446			3,655
Balance at end of period	$	401		$	12,575		$	9,398		$	22,374



	June 30, 2014
	Retail Consumer			Commercial			Total
Balance at beginning of period	$	21,952		$	10,121		$	32,073
Recovery of loan losses	(3,447		)	(2,853		)	(6,300		)
Charge-offs	(4,436		)	(901		)	(5,337		)
Recoveries	1,662			1,331			2,993
Balance at end of period	$	15,731		$	7,698		$	23,429

The Company’s ending balances of loans and the related allowance, by segment and class, at the dates indicated follows:



	Allowance for Loan Losses								Total Loans Receivable
	PCI		Loans individually evaluated for impairment		Loans Collectively Evaluated		Total		PCI		Loans individually evaluated for impairment		Loans Collectively Evaluated		Total
June 30, 2016
Retail consumer loans:
One-to-four family	$	23	$	187	$	6,385	$	6,595	$	7,038	$	12,411	$	604,252	$	623,701
HELOCs - originated	—		288		1,709		1,997		278		1,145		161,870		163,293
HELOCs - purchased	—		—		558		558		—		—		144,377		144,377
Construction and land/lots	—		198		1,146		1,344		574		392		37,136		38,102
Indirect auto finance	—		—		1,016		1,016		—		—		108,478		108,478
Consumer	—		10		51		61		9		—		4,626		4,635
Commercial loans:
Commercial real estate	288		—		6,142		6,430		21,323		5,376		459,862		486,561
Construction and development	17		—		1,891		1,908		3,147		1,789		81,904		86,840
Commercial and industrial	33		3		685		721		3,595		2,927		66,767		73,289
Municipal leases	—		—		662		662		—		305		102,878		103,183
Total	$	361	$	686	$	20,245	$	21,292	$	35,964	$	24,345	$	1,772,150	$	1,832,459
June 30, 2015
Retail consumer loans:
One-to-four family	$	35	$	492	$	7,463	$	7,990	$	10,330	$	22,841	$	617,579	$	650,750
HELOCs - originated	3		275		1,499		1,777		295		2,608		158,301		161,204
HELOCs - purchased	—		—		432		432		—		—		72,010		72,010
Construction and land/lots	—		531		1,291		1,822		714		1,926		43,291		45,931
Indirect auto finance	—		—		464		464		—		—		52,494		52,494
Consumer	—		39		89		128		11		45		3,652		3,708
Commercial loans:
Commercial real estate	334		—		6,005		6,339		30,179		10,961		400,480		441,620
Construction and development	—		119		1,462		1,581		4,778		5,161		54,634		64,573
Commercial and industrial	29		400		675		1,104		5,310		4,537		74,973		84,820
Municipal leases	—		—		737		737		—		316		108,258		108,574
Total	$	401	$	1,856	$	20,117	$	22,374	$	51,617	$	48,395	$	1,585,672	$	1,685,684

During the quarter ended September 30, 2015, the Company increased its thresholds for loans individually evaluated for impairment under ASC 310-10. These changes primarily impacted the retail consumer loan segment, which contains loan that are more homogeneous in nature. This increase was appropriate given the growth in loans as well as the improvement in the overall credit quality of the portfolio. While these changes decreased the loans individually evaluated for impairment by $11,913, it did not have a material impact on the Company’s allowance for loan losses at September 30, 2015 or provision for loan losses for the quarter ended September 30, 2015.

Loans acquired from acquisitions are initially excluded from the allowance for loan losses in accordance with the acquisition method of accounting for business combinations. The Company records these loans at fair value, which includes a credit discount, therefore, no allowance for loan losses are established for these acquired loans at acquisition. A provision for loan losses is recorded for any further deterioration in these acquired loans subsequent to the acquisition.

The Company’s impaired loans and the related allowance, by segment and class, at the dates indicated follows:



			Total Impaired Loans
	Unpaid Principal Balance		With a Recorded Allowance		With No Recorded Allowance		Total		Related Recorded Allowance
June 30, 2016
Retail consumer loans:
One-to-four family	$	29,053	$	12,348	$	13,375	$	25,723	$	281
HELOCs - originated	4,486		1,999		1,178		3,177		305
Construction and land/lots	2,890		764		693		1,457		209
Indirect auto finance	45		20		—		20		—
Consumer	514		9		13		22		10
Commercial loans:
Commercial real estate	7,433		857		5,776		6,633		13
Construction and development	3,556		600		1,929		2,529		14
Commercial and industrial	9,710		1,197		2,930		4,127		17
Municipal leases	419		114		305		419		1
Total impaired loans	$	58,106	$	17,908	$	26,199	$	44,107	$	850
June 30, 2015
Retail consumer loans:
One-to-four family	$	31,590	$	10,340	$	19,164	$	29,504	$	598
HELOCs - originated	6,019		2,565		1,543		4,108		294
Construction and land/lots	3,303		1,225		758		1,983		533
Indirect auto finance	10		—		—		—		—
Consumer	1,966		13		45		58		39
Commercial loans:
Commercial real estate	13,829		696		10,971		11,667		412
Construction and development	6,615		1,268		4,241		5,509		64
Commercial and industrial	5,668		688		4,051		4,739		431
Municipal leases	316		—		316		316		—
Total impaired loans	$	69,316	$	16,795	$	41,089	$	57,884	$	2,371

Impaired loans above excludes $2,541 at June 30, 2016 and $644 at June 30, 2015 in PCI loans due to the accretion of discounts established in accordance with the acquisition method of accounting for business combinations.

The table above includes $1,854 and $9,492 of impaired loans that were not individually evaluated at June 30, 2016 and June 30, 2015, respectively, because these loans did not meet the Company’s threshold for individual impairment evaluation. The recorded allowance above includes $164 and $515 related to these loans that were not individually evaluated at June 30, 2016 and June 30, 2015, respectively.

The Company’s average recorded investment in loans individually evaluated for impairment as of the dates indicated below, and interest income recognized on impaired loans for the year ended as follows:



	June 30, 2016				June 30, 2015				June 30, 2014
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Retail consumer loans:
One-to-four family	$	28,479	$	1,477	$	30,089	$	1,696	$	38,949	$	1,624
HELOCs - originated	3,593		200		4,373		238		5,549		274
Construction and land/lots	1,787		135		2,074		158		2,080		182
Indirect auto finance	7		2		—		—		—		—
Consumer	55		23		46		24		34		8
Commercial loans:
Commercial real estate	8,506		440		14,718		243		22,116		640
Construction and development	3,469		84		5,654		167		7,885		169
Commercial and industrial	4,379		155		2,496		188		2,747		163
Municipal leases	452		22		303		24		—		—
Total loans	$	50,727	$	2,538	$	59,753	$	2,738	$	79,360	$	3,060

A summary of changes in the accretable yield for PCI loans for the years ended June 30, 2016 and 2015 follows.



	Year Ended June 30, 2016			Year Ended June 30, 2015
Accretable yield, beginning of period	$	11,096		$	6,151
Addition from Bank of Commerce acquisition	—			7,315
Reclass from nonaccretable yield ⁽¹⁾	1,452			3,047
Other changes, net ⁽²⁾	1,436			438
Interest income	(4,452		)	(5,855		)
Accretable yield, end of period	$	9,532		$	11,096

______________________________


(1)	Represents changes attributable to expected losses assumptions.


(2)	Represents changes in cash flows expected to be collected due to the impact of modifications, changes in prepayment assumptions, and changes in interest rates.

The following table presents carrying values and unpaid principal balances for PCI loans as June 30, 2016 and 2015:



	June 30, 2016		June 30, 2015
Carrying value of PCI loans	$	35,964	$	51,617
Unpaid principal balance of PCI loans	$	43,398	$	61,451

The following table presents a breakdown of the types of concessions made on TDRs by loan class:



	Year Ended June 30, 2016					Year Ended June 30, 2015
	Number of Loans	Pre Modification Outstanding Recorded Investment		Post Modification Outstanding Recorded Investment		Number of Loans	Pre Modification Outstanding Recorded Investment		Post Modification Outstanding Recorded Investment
Below market interest rate:
Retail consumer:
One-to-four family	5	$	234	$	238	4	$	449	$	447
Construction and land/lots	—	—		—		1	110		99
Commercial:
Commercial real estate	1	$	590	$	578	—	$	—	—
Total	6	$	824	$	816	5	$	559	$	546
Extended payment terms:
Retail consumer:
One-to-four family	5	$	142	$	147	5	$	566	$	579
HELOCs - originated	2	28		25		3	91		85
Consumer	—	—		—		2	10		8
Commercial:
Commercial real estate	1	286		284		1	426		467
Construction and development	1	128		128		—	—		—
Commercial and industrial	2	164		155		—	—		$	—
Total	11	$	748	$	739	11	$	1,093	$	1,139
Other TDRs:
Retail consumer:
One-to-four family	30	$	2,890	$	2,498	21	$	4,166	$	4,027
HELOCs - originated	4	228		227		4	155		119
Construction and land/lots	—	—		—		2	138		134
Consumer	1	2		1		2	58		1
Commercial:
Construction and development	2	386		371		1	173		169
Commercial and industrial	1	$	997	$	957	—	$	—	$	—
Total	38	$	4,503	$	4,054	30	$	4,690	$	4,450
Total	55	$	6,075	$	5,609	46	$	6,342	$	6,135

The following table presents loans that were modified as TDRs within the previous 12 months and for which there was a payment default during the years ended June 30, 2016 and 2015.



	Year Ended June 30, 2016			Year Ended June 30, 2015
	Number of Loans	Recorded Investment		Number of Loans	Recorded Investment
Below market interest rate:
Retail consumer:
One-to-four family	2	$	63	2	$	379
Total	2	$	63	2	$	379
Extended payment terms:
Retail consumer:
One-to-four family	2	$	43	4	$	574
Total	2	$	43	4	$	574
Other TDRs:
Retail consumer:
One-to-four family	11	$	529	12	$	1,422
HELOCs - originated	1	8		2	8
Construction and land/lots	—	—		1	32
Consumer	—	—		1	1
Commercial:
Construction and development	2	371		1	170
Total	14	$	908	17	$	1,633
Total	18	$	1,014	23	$	2,586

Other TDRs include TDRs that have a below market interest rate and extended payment terms. The Company does not typically forgive principal when restructuring troubled debt.

In the determination of the allowance for loan losses, management considers TDRs for all loan classes, and the subsequent nonperformance in accordance with their modified terms, by measuring impairment on a loan-by-loan basis based on either the value of the loan’s expected future cash flows discounted at the loan’s original effective interest rate or on the collateral value, net of the estimated costs of disposal, if the loan is collateral dependent.

- Definition

The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.

+ References + Details

Premises and Equipment

12 Months Ended

Jun. 30, 2016

Property, Plant and Equipment [Abstract]

Premises and Equipment

Premises and equipment consist of the following:



	June 30,
	2016			2015
Land	$	15,833		$	16,167
Land held under capital lease	2,052			2,052
Office buildings	49,852			50,979
Furniture, fixtures and equipment	16,179			17,370
Total	83,916			86,568
Less accumulated depreciation	(29,685		)	(29,044		)
Premises and equipment, net	$	54,231		$	57,524

Accrued Interest Receivable

12 Months Ended

Jun. 30, 2016

Receivables [Abstract]

Accrued Interest Receivable

Accrued interest receivable consists of the following:



	June 30,
	2016		2015
Loans	$	6,299	$	6,270
Securities available for sale	676		840
Other	430		412
Total	$	7,405	$	7,522

Real Estate Owned Real Estate Owned

12 Months Ended

Jun. 30, 2016

Real Estate Owned [Abstract]

Real Estate Owned

The activity within REO for the periods shown is as follows:



	June 30,
	2016		2015
Balance at beginning of period	7,024		14,661
Transfers from loans	2,189		2,288
Acquired through mergers	—		210
Sales, net of loss	(3,038	)	(9,823	)
Writedowns	(318	)	(406	)
Capital improvements	99		94
Balance at end of period	5,956		7,024

At June 30, 2016 and 2015, the Bank had $824 and $1,613, respectively, of foreclosed residential real estate property in REO. The recorded investment in consumer mortgage loans collateralized by residential real estate in the process of foreclosure totaled $1,681 and $1,689 for June 30, 2016 and 2015, respectively.

- Definition

The entire disclosure for real estate owned (as defined). Generally, the largest component of real estate owned by lenders is assets taken in settlement of troubled loans through surrender or foreclosure. Real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 40
-Section 40
-Paragraph 4
-URI http://asc.fasb.org/extlink&oid=68051746&loc=d3e18551-111553

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 40
-Section 40
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=68051746&loc=d3e18511-111553

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 45
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=65884687&loc=d3e4437-111522

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 360
-SubTopic 10
-Section 35
-Paragraph 17
-URI http://asc.fasb.org/extlink&oid=29634951&loc=d3e1424-110224

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 205
-SubTopic 10
-Section S99
-Paragraph 6
-Subparagraph (SX 210.5-04(c)(Schedule III))
-URI http://asc.fasb.org/extlink&oid=27047687&loc=d3e5864-122674

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 210
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(10)(4))
-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 970
-SubTopic 360
-Section S99
-Paragraph 1
-Subparagraph (SX 210.12-28)
-URI http://asc.fasb.org/extlink&oid=6590653&loc=d3e638233-123024

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 360
-SubTopic 10
-Section 35
-Paragraph 43
-URI http://asc.fasb.org/extlink&oid=29634951&loc=d3e1739-110224

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 210
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(8))
-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

+ Details

Goodwill and Core Deposit Intangibles

12 Months Ended

Jun. 30, 2016

Goodwill and Intangible Assets Disclosure [Abstract]

Goodwill and Core Deposit Intangibles

The changes in the carrying amount of the Company's goodwill are as follows:



	Goodwill
Balance, June 30, 2014	$	10,751
Additions	1,922
Balance, June 30, 2015	$	12,673
Additions	—
Balance, June 30, 2016	$	12,673

During 2015, the Company recorded $1,922 in goodwill as a result of the Bank of Commerce acquisition. During 2014, the Company recorded $10,751 in goodwill as a result of the acquisitions of Jefferson and BankGreenville. Adjustments of $936 were made to goodwill in relation to the final valuation of Jefferson acquisition which was adjusted as of the beginning of the period. See footnote 2 for more details regarding these acquisitions.

The Company added $8,796 in core deposit intangibles during 2015 related to the Branch Acquisition and Bank of Commerce. The Company added $4,060 in core deposits intangibles during 2014 related to the acquisitions of Jefferson and BankGreenville. Amortization expense related to core deposit intangibles was $2,907, $2,547, and $166 for the years ended June 30, 2016, 2015, and 2014, respectively.

Estimated amortization expense for each of the next five years and thereafter is as follows:



	June 30, 2016
2017	$	2,412
2018	1,920
2019	1,430
2020	943
2021	397
Thereafter	34
Total	$	7,136

- Definition

The entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final. May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss.

+ References + Details

Deposit Accounts

12 Months Ended

Jun. 30, 2016

Banking and Thrift [Abstract]

Deposit Accounts

Deposit accounts consist of the following:



					Weighted Average Interest Rates
	June 30,				June 30,
	2016		2015		2016		2015
Noninterest-bearing accounts	$	225,336	$	204,050	—	%	—	%
NOW accounts	403,574		387,379		0.08	%	0.08	%
Money market accounts	520,320		481,948		0.29	%	0.20	%
Savings accounts	210,817		221,674		0.12	%	0.13	%
Certificates of deposit	442,649		577,075		0.53	%	0.61	%
Total	$	1,802,696	$	1,872,126	0.27	%	0.27	%

Deposits received from executive officers and directors and their associates totaled approximately $4,365 and $3,856 at June 30, 2016 and 2015, respectively.

Maturities of certificates of deposit are as follows:



	June 30, 2016		June 30, 2015
2017	$	325,526	$	415,641
2018	57,046		89,954
2019	23,160		32,451
2020	18,363		14,565
2021	12,833		18,000
Thereafter	5,721		6,464
Total	$	442,649	$	577,075

Certificates of deposit with balances of $250 or greater totaled $45,796 and $58,342 at June 30, 2016 and 2015, respectively. Generally, deposit amounts in excess of $250 are not federally insured.

Interest expense on deposits consists of the following:



	June 30,
	2016		2015		2014
NOW accounts	$	581	$	442	$	275
Money market accounts	1,112		1,027		788
Savings accounts	289		304		156
Certificates of deposit	2,549		3,119		4,198
Total	$	4,531	$	4,892	$	5,417

Borrowings

12 Months Ended

Jun. 30, 2016

Banking and Thrift [Abstract]

Borrowings

Borrowings consist of:



	June 30,
	2016				2015
	Balance		Weighted Average Rate		Balance		Weighted Average Rate
FHLB advances maturing:
90 days or less	$	491,000	0.42	%	$	475,000	0.20	%
Total	$	491,000	0.42	%	$	475,000	0.20	%

All qualifying one-to-four family first mortgage loans, HELOCs, FHLB Stock, and certain investment securities were pledged as collateral to secure the FHLB advances.

Leases

12 Months Ended

Jun. 30, 2016

Leases [Abstract]

Leases

The Company leases certain real property under long-term operating lease agreements. Rent expense under operating leases was $1,361, $1,282, and $887 for the years ended June 30, 2016, 2015, and 2014, respectively.

The following schedule summarizes aggregate future minimum lease payments under these operating leases at June 30, 2016.



Fiscal year ending:	June 30,
2017	$	1,262
2018	1,215
2019	790
2020	424
Thereafter	144
Total of future minimum payments	$	3,835

The Company currently leases land for one of its retail office locations under a capital lease. Leases that meet the criteria for capitalization are recorded as assets and the related obligations are reflected as capital lease obligations on the accompanying balance sheets, because the lease has been deemed to have a bargain purchase option. Included in premises and equipment at June 30, 2016 and June 30, 2015 is $2,052 as the capitalized cost of the leased land.

Aggregate future minimum lease payments due under this capital lease obligation are as follows:



Fiscal year ending:	June 30,
2017	$	123
2018	123
2019	133
2020	133
2021-2030	2,540
Total minimum lease payments	3,052
Less: amount representing interest	(1,094		)
Present value of net minimum lease payments	$	1,958

Income Taxes

12 Months Ended

Jun. 30, 2016

Income Tax Disclosure [Abstract]

Income Taxes

Income tax expense consists of:



	June 30,
	2016		2015		2014
Current:
Federal	$	266	$	219	$	126
State	54		53		9
Total current expense	320		272		135
Deferred:
Federal	4,038		1,966		2,853
State	543		320		1,525
Total deferred expense	4,581		2,286		4,378
Total income tax expense	$	4,901	$	2,558	$	4,513

Income tax expense (benefit) differed from the amounts computed by applying the U.S. federal income tax rate of 34% to pretax income from continuing operations before income taxes as a result of the following:



	Year Ended June 30,
	2016					2015					2014
	$			Rate		$			Rate		$			Rate
Tax at federal income tax rate	$	5,561		34	%	$	3,598		34	%	$	5,051		34	%
Increase (decrease) resulting from:
Tax exempt income	(1,486		)	(9	)%	(1,575		)	(15	)%	(1,740		)	(12	)%
Nondeductible merger expenses	—			—	%	40			—	%	162			1	%
Change in valuation allowance for deferred tax assets, allocated to income tax expense	(459		)	(3	)%	(2		)	—	%	(1,160		)	(8	)%
State tax, net of federal benefit	394			2	%	246			2	%	1,012			7	%
Other	891			6	%	251			2	%	1,188			8	%
Total	$	4,901		30	%	$	2,558		23	%	$	4,513		30	%

The sources and tax effects of temporary differences that give rise to significant portions of the deferred tax assets (liabilities) at June 30, 2016 and 2015 are presented below:



	June 30,
	2016			2015
Deferred tax assets:
Alternative minimum tax credit	$	4,156		$	3,853
Allowance for loan losses	7,451			8,264
Deferred compensation and post-retirement benefits	15,579			16,194
Accrued vacation and sick leave	29			29
Impairments on real estate owned	1,334			1,451
Other than temporary impairment on investments	3,635			3,712
Net operating loss carryforward	21,647			25,354
Discount from business combination	4,856			6,061
Stock compensation plans	1,644			833
Other	1,735			1,323
Total gross deferred tax assets	62,066			67,074
Less valuation allowance	(553		)	(1,012		)
Deferred tax assets	61,513			66,062
Deferred tax (liabilities):
Depreciable basis of fixed assets	(1,787		)	(1,944		)
Deferred loan fees	(488		)	(518		)
FHLB stock, book basis in excess of tax	(142		)	(144		)
Unrealized gain on securities available for sale	(1,249		)	(489		)
Other	(3,694		)	(3,474		)
Total gross deferred tax liabilities	(7,360		)	(6,569		)
Net deferred tax assets	$	54,153		$	59,493

The Company had federal net operating loss ("NOL") carry forwards of $62,041 and $71,458 as of June 30, 2016 and June 30, 2015, respectively, with a recorded tax benefit of $21,647 and $25,354 included in deferred tax assets. The majority of these NOLs will expire for federal tax purposes from 2022 through 2032.

The Company adjusted its net deferred tax asset as a result of reductions in the North Carolina corporate income tax rates that were enacted July 23, 2013, and effective January 1, 2014 and January 1, 2015. The lower corporate income tax rate resulted in a reduction in the deferred tax assets as of June 30, 2016 and June 30, 2014 and an increase in the current period income tax expense for the years ended June 30, 2016 and June 30, 2014.

The valuation allowance for deferred tax assets as of June 30, 2016 and 2015 was $553 and $1,012, respectively. The net decrease in the total valuation allowance for June 30, 2016 and 2015 was $459 and $2, respectively, which relates to North Carolina state income taxes due to limitations on state net operating loss carry forwards. In assessing the realizability of deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. Management performed a robust evaluation of the Company’s deferred tax assets at June 30, 2016 and June 30, 2015. Management considered all available positive and negative evidence including the possibility of future reversals of existing taxable temporary differences, projected future taxable income, tax planning strategies, and recent financial performance in making this assessment. Based upon this evaluation, management believes there is more positive evidence than negative evidence and it is more likely than not the Company will realize the benefits of these deductible differences, net of the existing valuation allowances at June 30, 2016 and June 30, 2015. The amount of the deferred tax asset considered realizable, however, could be reduced in the near term if negative trends occur with credit quality and earnings during the carryforward period.

Retained earnings at June 30, 2016 and 2015 include $19,570 representing pre-1988 tax bad debt reserve base year amounts for which no deferred tax liability has been provided since these reserves are not expected to reverse and may never reverse. Circumstances that would require an accrual of a portion or all of this unrecorded tax liability are a failure to meet the definition of a bank, dividend payments in excess of current year or accumulated earnings and profits, or other distributions in dissolution or liquidation of the Bank. The Company is no longer subject to examination for federal and state purposes for tax years prior to 2012.

Employee Benefit Plans

12 Months Ended

Jun. 30, 2016

Compensation and Retirement Disclosure [Abstract]

Employee Benefit Plans

Effective July 1, 2015, the Bank established the HomeTrust Bank KSOP Plan ("KSOP") by combining the existing HomeTrust Bank 401(k) Plan and the ESOP. The KSOP is comprised of two components, the 401(k) Plan and the ESOP. The KSOP benefits employees with at least 1000 hours of service during a 12-month period and who have attained age 21. Under the 401(k), the Company matches employee contributions at 50% of employee deferrals up to 6% of each employee’s compensation. The Company may also make discretionary profit sharing contributions for the benefit of all eligible participants as long as total contributions do not exceed applicable limitations. Employees become fully vested in the Company’s contributions after six years of service. Under the ESOP, the amount of the Bank's annual contribution is discretionary, however it must be sufficient to pay the annual loan payment to the Company.

The Company’s expense for 401(k) contributions to this plan was $583, $1,298, and $918 for the years ended June 30, 2016, 2015, and 2014, respectively. The Company's expense related to the ESOP for the fiscal year ended June 30, 2016, 2015, and 2014 was $983, $827, and $844, respectively.

Shares held by the ESOP include the following:



	June 30,
	2016		2015
Unallocated ESOP shares	846,400		899,300
Allocated ESOP shares	158,700		105,800
ESOP shares committed to be released	52,900		52,900
Total ESOP shares	1,058,000		1,058,000
Fair value of unallocated ESOP shares	$	15,658	$	15,072

Post-retirement health care benefits are provided to certain key officers under the Company’s Executive Medical Care Plan (“EMCP”). The EMCP is unfunded and is not qualified under the Internal Revenue Code ("IRC"). Plan expense for the years ended June 30, 2016, 2015, and 2014 was $224, $238, and $248, respectively. Total accrued expenses related to this plan included in other liabilities were $5,227 and $5,175, respectively, as of June 30, 2016 and 2015.

Deferred Compensation Agreements

12 Months Ended

Jun. 30, 2016

Compensation and Retirement Disclosure [Abstract]

Deferred Compensation Agreements

The Company’s Director Emeritus Plans (“Plans”) provide certain benefits to Emeritus Directors for providing current advisory services to the Company. The Plans are unfunded and are not qualified under the IRC. Plan benefits vary by participant and are payable to a designated beneficiary in the event of death. The Company records an expense based on the present value of expected future benefits. Plan expenses for the years ended June 30, 2016, 2015, and 2014 were $489, $468, and $478, respectively. Total accrued expenses related to these plans included in other liabilities were $9,443 and $10,632, respectively, as of June 30, 2016 and 2015.

The Company has deferred compensation agreements with certain members of the Company’s Board of Directors. The future payments related to these agreements are to be funded with life insurance contracts which are payable to the Company in the event of the director’s death. For the years ended June 30, 2016, 2015, and 2014 deferred compensation expense was $41, $63, and $104, respectively.

The net cash surrender value of the related life insurance policies and deferred compensation liability are detailed below:



	June 30,
	2016		2015
Net cash surrender value of life insurance, related to deferred compensation	$	6,206	$	6,497
Deferred compensation liability, included in other liabilities	$	1,414	$	1,528

Long term deferred compensation and supplemental retirement plans are provided to certain key current and former officers. These plans are unfunded and are not qualified under the IRC. The benefits will vary by participant and are payable to a designated beneficiary in the event of death. Plan expenses for the years ended June 30, 2016, 2015, and 2014 were $826, $629, and $841, respectively. Total accrued expenses related to these plans included in other liabilities were $20,391 and $19,950, as of June 30, 2016 and 2015, respectively.

In addition, the Company has a deferred compensation plan provided to certain officers and directors. The plan allows the participants to defer any of their annual compensation, including bonus payments, up to the maximum allowed for each participant. The plan is unfunded and is not qualified under the IRC. Plan expenses for the years ended June 30, 2016, 2015, and 2014 were $199, $223, and $240, respectively. The total deferred compensation plan payable included in other liabilities was $5,851 and $6,047, respectively as of June 30, 2016 and 2015.

Net Income per Share

12 Months Ended

Jun. 30, 2016

Earnings Per Share [Abstract]

Net Income per Share

The following is a reconciliation of the numerator and denominator of basic and diluted net income per share of common stock:



	June 30,
	2016		2015		2014
Numerator:
Net income available to common stockholders	$	11,456	$	8,025	$	10,342
Denominator:
Weighted-average common shares outstanding - basic	17,417,046		$	19,038,098	$	18,630,774
Effect of dilutive shares	189,643		79,804		84,895
Weighted-average common shares outstanding - diluted	$	17,606,689	$	19,117,902	$	18,715,669
Net income per share - basic	$	0.65	$	0.42	$	0.54
Net income per share - diluted	$	0.65	$	0.42	$	0.54

There were 56,500 and 1,448,000 outstanding stock options that were anti-dilutive for the years ended June 30, 2016 and 2015, respectively.

Equity Incentive Plan

12 Months Ended

Jun. 30, 2016

Disclosure of Compensation Related Costs, Share-based Payments [Abstract]

Equity Incentive Plan

The Company provides stock-based awards through the 2013 Omnibus Incentive Plan which provides for awards of restricted stock, restricted stock units, stock options, stock appreciation rights, and cash awards to directors, emeritus directors, officers, employees, and advisory directors. The cost of equity-based awards under the 2013 Omnibus Incentive Plan generally is based on the fair value of the awards on their grant date. The maximum number of shares that may be utilized for awards under the plan is 2,962,400, including 2,116,000 for stock options and stock appreciation rights and 846,400 for awards of restricted stock and restricted stock units.

Shares of common stock issued under the 2013 Omnibus Incentive Plan may be authorized but unissued shares or, in the case of restricted stock awards, may be repurchased shares. As of June 30, 2013, the Company had repurchased all 846,400 shares on the open market for issuance under the 2013 Omnibus Incentive Plan, for $13,297, at an average cost of $15.71 per share.

Share based compensation expense related to stock options and restricted stock recognized for the fiscal year ended June 30, 2016 and 2015 were $2,939 and $2,821, respectively, before the related tax benefit of $1,087 and $1,044, respectively.

The table below presents stock option activity and related information:



	Options	Weighted- average exercise price		Remaining contractual life (years)	Aggregate Intrinsic Value
Options outstanding at June 30, 2013	1,557,000	14.37		9.6	$	4,033
Granted	30,000	15.83		—	—
Exercised	—	—		—	—
Forfeited	73,500	14.37		—	—
Expired	—	—		—	—
Options outstanding at June 30, 2014	1,513,500	$	14.40	8.6	$	2,077
Exercisable at June 30, 2014	290,175	$	14.37
Granted	10,000	16.08		—	—
Exercised	18,000	14.37		—	—
Forfeited	7,500	14.37		—	—
Expired	—	—		—	—
Options outstanding at June 30, 2015	1,498,000	$	14.41	7.7	$	3,519
Exercisable at June 30, 2015	548,550	$	14.39
Granted	46,500	17.35		—	—
Exercised	2,200	14.37		—	—
Forfeited	13,000	14.37		—	—
Expired	—	—		—	—
Options outstanding at June 30, 2016	1,529,300	$	14.50	6.8	$	6,117
Exercisable at June 30, 2016	829,400	$	14.40

The fair value of each option is estimated on the date of grant using the Black-Scholes-Merton option pricing model. The weighted average fair value of each option granted in fiscal 2016 and 2015 was $4.53 and $3.59, respectively. Assumptions used for grants were as follows:



Assumptions in Estimating Option Values
	2016		2015
Weighted-average volatility	15.30	%	18.90	%
Expected dividend yield	—	%	—	%
Risk-free interest rate	1.63	%	1.56	%
Expected life (years)	6.5		6.0

At June 30, 2016, the Company had $2,396 of unrecognized compensation expense related to 1,529,300 stock options scheduled to vest over five- and seven-year vesting periods. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 1.4 years at June 30, 2016. At June 30, 2015, the Company had $3,562 of unrecognized compensation expense related to 1,498,000 stock options schedule to vest over five- and seven-year vesting periods. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 1.8 years at June 30, 2015. All unexercised options expire ten years after the grant date.

The table below presents restricted stock award activity for the year ended June 30, 2016:



	Restricted stock awards	Weighted- average grant date fair value		Aggregate Intrinsic Value
Non-vested at June 30, 2013	511,300	$	14.37	$	8,672
Granted	7,050	15.80		—
Vested	95,485	14.37		—
Forfeited	18,900	14.37		—
Non-vested at June 30, 2014	403,965	$	14.39	$	6,770
Granted	—	—		—
Vested	91,895	14.39		—
Forfeited	1,600	14.37		—
Non-vested at June 30, 2015	310,470	$	14.40	$	5,203
Granted	34,500	17.35		—
Vested	93,670	14.39		—
Forfeited	2,550	14.37		—
Non-vested at June 30, 2016	248,750	$	14.81	$	4,602

At June 30, 2016, unrecognized compensation expense was $4,015 related to 248,750 shares of restricted stock scheduled to vest over five- and seven-year vesting periods. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 1.5 years at June 30, 2016. At June 30, 2015, unrecognized compensation expense was $3,814 related to 310,470 shares of restricted stock scheduled to vest over five- and seven-year vesting periods. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 1.8 years at June 30, 2015.

- Definition

The entire disclosure for compensation-related costs for equity-based compensation, which may include disclosure of policies, compensation plan details, allocation of equity compensation, incentive distributions, equity-based arrangements to obtain goods and services, deferred compensation arrangements, employee stock ownership plan details and employee stock purchase plan details.

+ References + Details

Commitments and Contingencies	12 Months Ended
Commitments and Contingencies	Jun. 30, 2016
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Loan Commitments Legally binding commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. In the normal course of business, there are various outstanding commitments to extend credit that are not reflected in the consolidated financial statements. At June 30, 2016 and June 30, 2015, respectively, loan commitments (excluding $125,157 and $43,989 of undisbursed portions of construction loans) totaled $39,609 and $43,629 of which $9,932 and $24,020 were variable rate commitments and $29,677 and $19,608 were fixed rate commitments. The fixed rate loans had interest rates ranging from 2.02% to 7.99% at June 30, 2016 and 1.99% to 9.75% at June 30, 2015, and terms ranging from 3 to 30 years. Pre-approved but unused lines of credit (principally second mortgage home equity loans and overdraft protection loans) totaled $340,397 and $250,762 at June 30, 2016 and 2015, respectively. These amounts represent the Company’s exposure to credit risk, and in the opinion of management have no more than the normal lending risk that the Company commits to its borrowers. The Company has freestanding derivative instruments consisting of commitments to originate fixed rate conforming loans and commitments to sell fixed rate conforming loans. The fair value of these commitments was not material at June 30, 2016 or June 30, 2015. The Company grants construction and permanent loans collateralized primarily by residential and commercial real estate to customers throughout its primary market area. In addition, the Company grants municipal leases to customers throughout North and South Carolina. The Company’s loan portfolio can be affected by the general economic conditions within these market areas. Management believes that the Company has no significant concentration of credit in the loan portfolio. Restrictions on Cash The Bank is required by regulation to maintain a varying cash reserve balance with the Federal Reserve System. The daily average calculated cash reserve required as of June 30, 2016 and 2015 was $2,346, and $1,743, respectively, which was satisfied by vault cash and balances held at the Federal Reserve Bank. Guarantees Standby letters of credit obligate the Company to meet certain financial obligations of its customers, if, under the contractual terms of the agreement, the customers are unable to do so. The financial standby letters of credit issued by the Company are irrevocable and payment is only guaranteed upon the borrower’s failure to perform its obligations to the beneficiary. Total commitments under standby letters of credit as of June 30, 2016 and 2015 were $2,326 and $2,533, respectively. There was no liability recorded for these letters of credit at June 30, 2016 or June 30, 2015. Litigation The Company is involved in several litigation matters in the ordinary course of business. These proceedings and the associated legal claims are often contested and the outcome of individual matters is not always predictable. These claims and counter claims typically arise during the course of collection efforts on problem loans or with respect to actions to enforce liens on properties in which the Company holds a security interest. There can be no assurance that loan workouts and other activities will not expose the Company to additional legal actions, including lender liability or environmental claims. Therefore, the Company may be exposed to substantial liabilities, which could adversely affect its results of operations and financial condition. Moreover, the expenses of legal proceedings will adversely affect its results of operations until they are resolved. The Company is not a party to any pending legal proceedings that management believes would have a material adverse effect on the Company’s financial condition or results of operations.

Capital

12 Months Ended

Jun. 30, 2016

Banking and Thrift [Abstract]

Capital

At June 30, 2016, stockholder's equity totaled $359,976. HomeTrust Bancshares, Inc. is a bank holding company subject to regulation by the Board of Governors of the Federal Reserve System ("Federal Reserve"). As a bank holding company, we are subject to capital adequacy requirements of the Federal Reserve under the Bank Holding Company Act of 1956, as amended and the regulations of the Federal Reserve. Our subsidiary, the Bank, an FDIC-insured, North Carolina state-chartered bank and a member of the Federal Reserve System, is supervised and regulated by the Federal Reserve and the North Carolina Commissioner of Banks ("NCCOB") and is subject to minimum capital requirements applicable to state member banks established by the Federal Reserve that are calculated in a manner similar to those applicable to bank holding companies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by bank regulators that, if undertaken, could have a direct material effect on the Company's financial statements.

Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.

At June 30, 2016, HomeTrust Bancshares, Inc. and the Bank each exceeded all regulatory capital requirements as of that date. Consistent with our goals to operate a sound and profitable organization, our policy is for the Bank to maintain a “well-capitalized” status under the regulatory capital categories of the Federal Reserve. The Bank was categorized as "well-capitalized" at June 30, 2016 under applicable regulatory requirements.

HomeTrust Bancshares, Inc. and the Bank's actual and required minimum capital amounts and ratios are as follows:



					Regulatory Requirements
	Actual				Minimum for Capital Adequacy Purposes				Minimum to Be Well Capitalized
	Amount		Ratio		Amount		Ratio		Amount		Ratio
HomeTrust Bancshares, Inc.
As of June 30, 2016
Common Equity Tier I Capital	$	317,258	14.39	%	$	99,197	4.50	%	$	143,285	6.50	%
Tier I Capital (to Total Adjusted Assets)	$	317,258	11.78	%	$	107,687	4.00	%	$	134,609	5.00	%
Tier I Capital (to Risk-weighted Assets)	$	317,258	14.39	%	$	132,263	6.00	%	$	176,350	8.00	%
Total Risk-based Capital (to Risk-weighted Assets)	$	339,005	15.38	%	$	176,350	8.00	%	$	220,438	10.00	%

As of June 30, 2015
Common Equity Tier I Capital	$	326,969	15.92	%	$	92,395	4.50	%	$	133,459	6.50	%
Tier I Capital (to Total Adjusted Assets)	$	326,969	11.91	%	$	109,797	4.00	%	$	137,246	5.00	%
Tier I Capital (to Risk-weighted Assets)	$	326,969	15.92	%	$	123,193	6.00	%	$	164,257	8.00	%
Total Risk-based Capital (to Risk-weighted Assets)	$	349,763	17.03	%	$	164,257	8.00	%	$	205,321	10.00	%

HomeTrust Bank:
As of June 30, 2016
Common Equity Tier I Capital	$	280,598	12.80	%	$	98,634	4.50	%	$	142,471	6.50	%
Tier I Capital (to Total Adjusted Assets)	$	280,598	10.50	%	$	106,852	4.00	%	$	133,565	5.00	%
Tier I Capital (to Risk-weighted Assets)	$	280,598	12.80	%	$	131,512	6.00	%	$	175,349	8.00	%
Total Risk-based Capital (to Risk-weighted Assets)	$	302,271	13.79	%	$	175,349	8.00	%	$	219,187	10.00	%

As of June 30, 2015
Common Equity Tier I Capital	$	271,760	13.36	%	$	91,508	4.50	%	$	132,178	6.50	%
Tier I Capital (to Total Adjusted Assets)	$	271,760	10.00	%	$	108,692	4.00	%	$	135,865	5.00	%
Tier I Capital (to Risk-weighted Assets)	$	271,760	13.36	%	$	122,010	6.00	%	$	162,680	8.00	%
Total Risk-based Capital (to Risk-weighted Assets)	$	294,425	14.48	%	$	162,680	8.00	%	$	203,350	10.00	%

___________________________________

In addition to the minimum common equity Tier 1 ("CET1"), Tier 1 and total capital ratios, HomeTrust Bancshares, Inc. and the Bank now have to maintain a capital conservation buffer consisting of additional CET1 capital above the required minimum levels in order to avoid limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses based on percentages of eligible retained income that could be utilized for such actions. This new capital conservation buffer requirement began to be phased in starting in January 2016 at 0.625% of risk-weighted assets and will increase each year until fully implemented to an amount equal to 2.5% of risk-weighted assets in January 2019.

A reconciliation of HomeTrust Bancshares, Inc.'s stockholders' equity under US GAAP and regulatory capital amounts follows:



	June 30,
	2016			2015
Total stockholders' equity under US GAAP	$	359,976		$	371,050
Accumulated other comprehensive income, net of tax	(2,343		)	(870		)
Investment in nonincludable subsidiary	(926		)	(1,005		)
Disallowed deferred tax assets	(24,079		)	(27,002		)
Disallowed goodwill and other disallowed intangible assets	(15,370		)	(15,204		)
Tier I Capital	317,258			326,969
Allowable portion of allowance for loan losses	21,747			22,794
Total Risk-based Capital	$	339,005		$	349,763

- Definition

The entire disclosure for banks, savings institutions, and credit unions, for regulatory capital requirements imposed by the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS) or for any state imposed capital requirements, as applicable. The disclosure may include (1) a description of regulatory capital requirements (a) for capital adequacy purposes and (b) established by the prompt corrective action provisions of Section 38 of the Federal Depository Insurance Act; (2) the actual or possible material effects of noncompliance with such requirements; (3) whether the entity is in compliance with the regulatory capital requirements including (a) required and actual ratios and amounts of Tier 1 leverage, Tier 1 risk-based, and total risk-based capital, tangible capital (for savings institutions), and Tier 3 capital for market risk (for certain banks and bank holding companies), (b) factors that may significantly affect capital adequacy; (4) the prompt corrective action category in which the entity was classified as of its most recent notification; (5) whether management believes any conditions or events since notification have changed the entity's category. Also may include additional information that might be disclosed in situations where substantial doubt about the entity's ability to continue as a going concern for a reasonable period of time.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1G
-URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958577-112826

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1C
-URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958572-112826

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1E
-URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958574-112826

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1H
-URI http://asc.fasb.org/extlink&oid=35709795&loc=d3e65071-112826

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1A
-URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958569-112826

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1B
-URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958570-112826

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1F
-URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958575-112826

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958568-112826

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1D
-URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958573-112826

+ Details

Parent Company Financial Information

12 Months Ended

Jun. 30, 2016

Condensed Financial Information of Parent Company Only Disclosure [Abstract]

Parent Company Financial Information

The Company’s principal asset is its investment in its subsidiary, the Bank. The following tables present condensed financial information of the Company:

Condensed balance sheet



	June 30, 2016			June 30, 2015
Assets:
Cash and equivalents	$	6,579		$	17,114
Certificates of deposit in other banks	8,456			9,947
Other securities	63			63
Total loans	7,938			11,643
Allowance for loan losses	(74		)	(129		)
Net loans	7,864			11,514
REO	1,124			834
Investment in bank subsidiary	326,648			320,861
ESOP loan receivable	8,830			9,280
Other assets	760			2,559
Total Assets	$	360,324		$	372,172
Liabilities and Stockholders’ Equity:
Other liabilities	348			1,122
Stockholders’ Equity	359,976			371,050
Total Liabilities and Stockholders’ Equity	$	360,324		$	372,172

Condensed statement of income



	June 30, 2016			June 30, 2015			June 30, 2014
Income:
Interest income	$	716		$	969		$	1,418
Other income	—			1			9
Equity earnings in Bank subsidiary	11,284			6,848			9,444
Total income	12,000			7,818			10,871
Expense:
Management fee expense	317			290			351
REO expense	71			136			237
Loss (gain) on sale and impairment of REO	115			(83		)	118
Recovery of loan losses	(275		)	(1,025		)	(357		)
Other expense	166			152			137
Total expense	394			(530		)	486
Income Before Income Taxes	11,606			8,348			10,385
Income Tax Expense	150			323			43
Net Income	$	11,456		$	8,025		$	10,342

Condensed statement of cash flows



	June 30, 2016			June 30, 2015			June 30, 2014
Operating Activities:
Net income	$	11,456		$	8,025		$	10,342
Adjustments to reconcile net income to net cash provided by operating activities:
Recovery of loan losses	(275		)	(1,025		)	(357		)
Loss (gain) on sale and impairment of REO	115			(83		)	118
Decrease (increase) in accrued interest receivable and other assets	1,799			(1,649		)	(308		)
Equity in undistributed income of Bank	(11,284		)	(6,848		)	(9,444		)
ESOP compensation expense	983			827			844
Restricted stock and stock option expense	2,939			2,821			2,623
Increase (decrease) in other liabilities	(774		)	60			660
Net cash provided by operating activities	4,959			2,128			4,478
Investing Activities:
Purchase of certificates of deposit in other banks	(996		)	(995		)	(248		)
Maturities of certificates of deposit in other banks	2,487			1,244			249
Purchase of equity securities	—			(63		)	—
Repayment of loans	3,024			4,835			6,356
Capital improvements to REO	—			(49		)	(4		)
Increase in investment in Bank subsidiary	(982		)	(827		)	(26,644		)
Dividend from subsidiary	7,952			25,000			19,110
ESOP principal payments received	450			442			430
Proceeds from sale of REO	496			302			4,811
Acquisition of BankGreenville Financial Corporation	—			—			(1,475		)
Acquisition of Jefferson Bancshares, Inc	—			—			(6,926		)
Net cash provided by (used in) investing activities	12,431			29,889			(4,341		)
Financing Activities:
Repayment of subordinated debentures	—			—			(10,000		)
Common stock repurchased	(27,734		)	(18,470		)	(29,460		)
Retired stock	(223		)	(188		)	(226		)
Exercised stock options	32			259			—
Net cash used in financing activities	(27,925		)	(18,399		)	(39,686		)
Net Increase (Decrease) in Cash and Cash Equivalents	(10,535		)	13,618			(39,549		)
Cash and Cash Equivalents at Beginning of Period	17,114			3,496			43,045
Cash and Cash Equivalents at End of Period	$	6,579		$	17,114		$	3,496

- Definition

The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document.

+ References + Details

Fair Value of Financial Instruments

12 Months Ended

Jun. 30, 2016

Fair Value Disclosures [Abstract]

Fair Value of Financial Instruments

The Company utilizes fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures. Securities available for sale are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as impaired loans. These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets.

Fair Value Hierarchy

The Company groups assets at fair value in three levels, based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value. These levels are:

Level 1:Valuation is based upon quoted prices for identical instruments traded in active markets.

Level 2:Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market.

Level 3:Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques.

Following is a description of valuation methodologies used for assets recorded at fair value. The Company does not have any liabilities recorded at fair value.

Investment Securities Available for Sale

Securities available for sale are valued on a recurring basis at quoted market prices where available. If quoted market prices are not available, fair values are based on quoted prices of comparable securities. Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange or U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets and money market funds. Level 2 securities include mortgage-backed securities and debentures issued by government sponsored enterprises, municipal bonds, and corporate debt securities. Level 3 securities include one community bank corporate bond that is thinly traded. The community bank corporate bond was acquired as part of a bank acquisition and is carried at book value, which approximates fair value. Because the bond is thinly traded we rely on public information to review the overall financial condition and capital level of the community bank.

Loans

The Company does not record loans at fair value on a recurring basis. From time to time, however, a loan is considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, the fair value is estimated using one of several methods, including collateral value, market value of similar debt, enterprise value, liquidation value and discounted cash flows. The Company reviews all impaired loans each quarter to determine if an allowance is necessary. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans.

At June 30, 2016 and June 30, 2015, most of the total impaired loans were evaluated based on the fair value of the collateral. For these collateral dependent impaired loans, the Company obtains updated appraisals at least annually. These appraisals are reviewed for appropriateness and then discounted for estimated closing costs to determine if an allowance is necessary. As part of the quarterly review of impaired loans, the Company reviews these appraisals to determine if any additional discounts to the fair value are necessary. If a current appraisal is not obtained, the Company determines whether a discount is needed to the value from the original appraisal based on the decline in value of similar properties with recent appraisals. Impaired loans where a charge-off has occurred or an allowance is established during the period being reported require classification in the fair value hierarchy as a nonrecurring Level 3.

Loans Held for Sale

Loans held for sale are adjusted to lower of cost or fair value. Fair value is based upon investor pricing. The Company considers all loans held for sale carried at fair value as nonrecurring Level 3.

Real Estate Owned

REO is considered held for sale and is adjusted to fair value less estimated selling costs upon transfer of the loan to foreclosed assets. Fair value is based upon independent market prices, appraised value of the collateral or management’s estimation of the value of the collateral. The Company considers all REO that has been charged off or received an allowance during the period as nonrecurring Level 3.

Financial Assets Recorded at Fair Value on a Recurring Basis

The following table presents financial assets measured at fair value on a recurring basis at the dates indicated:



	June 30, 2016
Description	Total		Level 1		Level 2		Level 3
U.S Government Agencies	$	77,980	$	—	$	77,980	$	—
Residential Mortgage-backed Securities of U.S. Government Agencies and Government sponsored Enterprises	97,408		—		97,408		—
Municipal Bonds	17,234		—		17,234		—
Corporate Bonds	7,967		—		6,967		1,000
Equity Securities	63		—		63
Total	$	200,652	$	—	$	199,652	$	1,000



	June 30, 2015
Description	Total		Level 1		Level 2		Level 3
U.S Government Agencies	$	116,071	$	—	$	116,071	$	—
Residential Mortgage-backed Securities of U.S. Government Agencies and Government sponsored Enterprises	120,809		—		120,809		—
Municipal Bonds	16,678		—		16,678		—
Corporate Bonds	3,985		—		2,985		1,000
Equity Securities	63		—		63		—
Total	$	257,606	$	—	$	256,606	$	1,000

Financial Assets Recorded at Fair Value on a Nonrecurring Basis

The following table presents financial assets measured at fair value on a non-recurring basis during the periods indicated:



	Year Ended June 30, 2016
Description	Total		Level 1		Level 2		Level 3
Impaired loans	$	4,239	$	—	$	—	$	4,239
REO	1,117		—		—		1,117
Total	$	5,356	$	—	$	—	$	5,356



	Year Ended June 30, 2015
Description	Total		Level 1		Level 2		Level 3
Impaired loans	$	5,697	$	—	$	—	$	5,697
REO	1,685		—		—		1,685
Total	$	7,382	$	—	$	—	$	7,382

Quantitative information about Level 3 fair value measurements during the period ended June 30, 2016 is shown in the table below:



	Fair Value at June 30, 2016		Valuation Techniques	Unobservable Input	Range	Weighted Average
Nonrecurring measurements:
Impaired loans, net	$	4,239	Discounted Appraisals	Collateral discounts	0% - 33%	12	%
REO	$	1,117	Discounted Appraisals	Collateral discounts	10% - 37%	16	%

The stated carrying value and estimated fair value amounts of financial instruments as of June 30, 2016 and June 30, 2015, are summarized below:



	June 30, 2016
	Carrying Value		Fair Value		Level 1		Level 2		Level 3
Cash and interest-bearing deposits	$	52,596	$	52,596	$	52,596	$	—	$	—
Commercial paper	229,859		229,859		229,859		—		—
Certificates of deposit in other banks	161,512		161,512		—		161,512		—
Securities available for sale	200,652		200,652		—		199,652		1,000
Loans, net	1,811,539		1,761,926		—		—		1,761,926
Loans held for sale	5,783		5,876		—		—		5,876
FHLB stock	23,304		23,304		23,304		—		—
FRB stock	6,182		6,182		6,182		—		—
Accrued interest receivable	7,405		7,405		—		1,106		6,299
Noninterest-bearing and NOW deposits	628,910		628,910		—		628,910		—
Money market accounts	520,320		520,320		—		520,320		—
Savings accounts	210,817		210,817		—		210,817		—
Certificates of deposit	442,649		442,203		—		442,203		—
Borrowings	491,000		491,000		—		491,000		—
Accrued interest payable	246		246		—		246		—



	June 30, 2015
	Carrying Value		Fair Value		Level 1		Level 2		Level 3
Cash and interest-bearing deposits	$	116,160	$	116,160	$	116,160	$	—	$	—
Commercial paper	256,152		256,152		256,152		—		—
Certificates of deposit in other banks	210,629		210,629		—		210,629		—
Securities available for sale	257,606		257,606		—		256,606		1,000
Loans, net	1,663,333		1,555,992		—		—		1,555,992
Loans held for sale	5,874		5,968		—		—		5,968
FHLB stock	22,541		22,541		22,541		—		—
FRB stock	6,170		6,170		6,170		—		—
Accrued interest receivable	7,522		7,522		—		1,252		6,270
Noninterest-bearing and NOW deposits	591,429		591,429		—		591,429		—
Money market accounts	481,948		481,948		—		481,948		—
Savings accounts	221,674		221,674		—		221,674		—
Certificates of deposit	577,075		577,174		—		577,174		—
Borrowings	475,000		475,000		—		475,000		—
Accrued interest payable	181		181		—		181		—

The Company had off-balance sheet financial commitments, which include approximately $505,163 and $338,380 of commitments to originate loans, undisbursed portions of interim construction loans, and unused lines of credit at June 30, 2016 and June 30, 2015 (see Note 17). Since these commitments are based on current rates, the carrying amount approximates the fair value.

Estimated fair values were determined using the following methods and assumptions:

Cash and interest-bearing deposits – The stated amounts approximate fair values as maturities are less than 90 days.

Commercial paper – The stated amounts approximate fair value due to the short-term nature of these investments. Commercial paper values are based on broker quotes that utilize observable market inputs at the time of purchase.

Certificates of deposit in other banks – The stated amounts approximate fair values.

Securities available for sale – Fair values are based on quoted market prices where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments. We have one corporate bond that is not actively traded and considered a level three asset.

Loans, net – Fair values for loans are estimated by segregating the portfolio by type of loan and discounting scheduled cash flows using current market interest rates for loans with similar terms and credit quality. A prepayment assumption is used as an estimate of the portion of loans that will be repaid prior to their scheduled maturity. Both the carrying value and estimated fair value amounts are shown net of the allowance for loan losses and purchase discounts.

Loans held for sale - The fair value of loans held for sale is determined by outstanding commitments from investors on a “best efforts” basis or current investor yield requirements, calculated on the aggregate loan basis.

FHLB and FRB stock – No ready market exists for these stocks and they have no quoted market value. However, redemption of these stocks has historically been at par value. Accordingly, cost is deemed to be a reasonable estimate of fair value.

Deposits – Fair values for demand deposits, money market accounts, and savings accounts are the amounts payable on demand as of June 30, 2016 and June 30, 2015. The fair value of certificates of deposit is estimated by discounting the contractual cash flows using current market interest rates for accounts with similar maturities.

Borrowings – The fair value of advances from the FHLB is estimated based on current rates for borrowings with similar terms.

Accrued interest receivable and payable – The stated amounts of accrued interest receivable and payable approximate the fair value.

Limitations – Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates.

Fair value estimates are based on existing on-and-off balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. For example, a significant asset not considered a financial asset is premises and equipment. In addition, tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of the estimates.

Unaudited Interim Financial Information

12 Months Ended

Jun. 30, 2016

Quarterly Financial Information Disclosure [Abstract]

Unaudited Interim Financial Information

The unaudited statements of income for each of the quarters during the fiscal years ended June 30, 2016 and 2015 are summarized below:



	Three months ended
	June 30, 2016		March 31, 2016		December 31, 2015		September 30, 2015
Interest and dividend income	$	22,375	$	21,797	$	21,566	$	22,009
Interest expense	1,609		1,577		1,416		1,438
Net interest income	20,766		20,220		20,150		20,571
Provision for loan losses	—		—		—		—
Net interest income after provision for loan losses	20,766		20,220		20,150		20,571
Noninterest income	3,745		3,384		3,005		3,369
Noninterest expense	19,803		19,373		19,842		19,835
Net income before provision for income taxes	4,708		4,231		3,313		4,105
Income tax expense	1,406		1,090		864		1,541
Net income	$	3,302	$	3,141	$	2,449	$	2,564
Net income per common share:
Basic	$	0.19	$	0.18	$	0.14	$	0.14
Diluted	$	0.19	$	0.18	$	0.14	$	0.14



	Three months ended
	June 30, 2015		March 31, 2015		December 31, 2014		September 30, 2014
Interest and dividend income	$	22,197	$	21,536	$	21,559	$	19,864
Interest expense	1,409		1,348		1,369		1,264
Net interest income	20,788		20,188		20,190		18,600
Recovery of loan losses	400		—		—		(250		)
Net interest income after provision for loan losses	20,388		20,188		20,190		18,850
Noninterest income	3,618		3,313		2,819		2,769
Noninterest expense	20,895		22,025		20,135		18,497
Net income before provision for income taxes	3,111		1,476		2,874		3,122
Income tax expense	553		314		825		866
Net income	$	2,558	$	1,162	$	2,049	$	2,256
Net income per common share:
Basic	$	0.14	$	0.06	$	0.10	$	0.12
Diluted	$	0.14	$	0.06	$	0.10	$	0.12

Summary of Significant Accounting Policies (Policies)	12 Months Ended
Summary of Significant Accounting Policies (Policies)	Jun. 30, 2016
Accounting Policies [Abstract]
Business	Business The consolidated financial statements presented in this report include the accounts of HomeTrust Bancshares, Inc., a Maryland corporation (“HomeTrust”), and its wholly-owned subsidiary, HomeTrust Bank (the “Bank”). As used throughout this report, the term the “Company” refers to HomeTrust and its consolidated subsidiary, unless the context otherwise requires. HomeTrust is a bank holding company primarily engaged in the business of planning, directing, and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a wide range of retail and commercial banking products within its geographic footprint, which includes: North Carolina (the Asheville metropolitan area, the "Piedmont" region, Charlotte, and a loan production office in Raleigh), Upstate South Carolina (Greenville), East Tennessee (Kingsport/Johnson City, Knoxville, and Morristown) and Southwest Virginia (the Roanoke Valley). The Bank operates under a single set of corporate policies and procedures and is recognized as a single banking segment for financial reporting purposes.
Accounting Principles	Accounting Principles The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States (“US GAAP”).
Principles of Consolidation and Subsidiary Activities	Principles of Consolidation and Subsidiary Activities The accompanying consolidated financial statements include the accounts of HomeTrust, the Bank, and its wholly-owned subsidiary, Western North Carolina Service Corporation (“WNCSC”) at or for the years ended June 30, 2016, 2015, and 2014. WNCSC owns office buildings in Asheville, North Carolina that are leased to the Bank. All intercompany items have been eliminated.
Reclassifications	Reclassifications Certain amounts reported in prior periods’ consolidated financial statements have been reclassified to conform to the current presentation. Such reclassifications had no effect on previously reported cash flows, stockholders’ equity or net income.
Use of Estimates in Financial Statements	Use of Estimates in Financial Statements The preparation of financial statements in conformity with US GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.
Cash and Cash Equivalents	Cash and Cash Equivalents Cash and cash equivalents include cash and interest-bearing deposits with initial terms to maturity of ninety days or less.
Commercial Paper	Commercial Paper Commercial paper includes highly liquid short-term debt of investment graded corporations with maturities less than 270 days. These instruments are typically purchased at a discount based on prevailing interest rates and do not exceed $10.0 million per issuer.
Securities	Securities The Company classifies investment securities as trading, available for sale, or held to maturity. Securities available for sale are carried at fair value. These securities are used to execute asset/liability management strategies, manage liquidity, and leverage capital, and therefore may be sold prior to maturity. Adjustments for unrealized gains or losses, net of the income tax effect, are made to accumulated other comprehensive income, a separate component of total stockholders’ equity. Securities held to maturity are stated at cost, net of unamortized balances of premiums and discounts. When these securities are purchased, the Company intends to and has the ability to hold such securities until maturity. Declines in the fair value of individual securities available for sale or held to maturity below their cost that are other-than-temporary result in write-downs of the individual securities to their fair value. The related write-downs are included in earnings as realized losses. In estimating other-than-temporary impairment losses, the Company considers among other things, (i) the length of time and the extent to which the fair value has been less than cost, (ii) the financial condition and near-term prospects of the issuer, and (iii) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery of the unrealized loss, and in the case of debt securities, whether it is more likely than not that the Company will be required to sell the security prior to a recovery. Premiums and discounts are amortized or accreted over the life of the security as an adjustment to yield. Dividend and interest income are recognized when earned. Gains or losses on the sale of securities are recognized on a specific identification, trade date basis.
Loans	Loans Portfolio loans are carried at their outstanding principal amount, less unearned income and deferred nonrefundable loan fees, net of certain origination costs. Interest income is recorded as earned on an accrual basis based on the contractual rate and the outstanding balance, except for nonaccruing loans where interest is recorded as earned on a cash basis. Net deferred loan origination fees/costs are deferred and amortized to interest income over the life of the related loan. Acquired Loans Purchased loans are recorded at their fair value at the acquisition date. Credit discounts are included in the determination of fair value; therefore, an allowance for loan and lease losses is not recorded at the acquisition date. Acquired loans are evaluated upon acquisition and classified as either purchased impaired or purchased non-impaired. Purchased impaired loans reflect credit deterioration since origination such that it is probable at acquisition that the Company will be unable to collect all contractually required payments. The cash flows expected to be received over the life of the loans were estimated by management. These cash flows were provided to third party analysts to calculate carrying values of the loans, book yields, effective interest income and impairment, if any, based on actual and projected events. Default rates, loss severity, and prepayment speed assumptions will be periodically reassessed to update our expectation of future cash flows. The excess of the cash flows expected to be collected over a loan's carrying value is considered to be the accretable yield and is recognized as interest income over the estimated life of the loan using the effective yield method. The accretable yield may change due to changes in the timing and amounts of expected cash flows. Changes in the accretable yield are disclosed quarterly. The excess of the undiscounted contractual balances due over the cash flows expected to be collected is considered to be the nonaccretable difference. The nonaccretable difference represents our estimate of the credit losses expected to occur and was considered in determining the fair value of the loans as of the acquisition date. Subsequent to the acquisition date, any increases in expected cash flows over those expected at purchase date in excess of fair value are adjusted through a change to the accretable yield on a prospective basis. Any subsequent decreases in expected cash flows attributable to credit deterioration are recognized by recording a provision for loan losses. The purchased impaired loans acquired are and will continue to be subject to the Company's internal and external credit review and monitoring. For purchased non-impaired loans, the difference between the fair value and unpaid principal balance of the loan at the acquisition date is amortized or accreted to interest income over the life of the loans. Loan Segments and Classes The Company’s loan portfolio is grouped into two segments (retail consumer loans and commercial loans) and into various classes within each segment. The Company originates, services, and manages its loans based on these segments and classes. The Company’s portfolio segments and classes within those segments are subject to risks that could have an adverse impact on the credit quality of the loan portfolio. Management identified the risks described below as significant risks that are generally similar among the loan segments and classes. Retail Consumer loan segment The Company underwrites its retail consumer loans using automated credit scoring and analysis tools. These credit scoring tools take into account factors such as payment history, credit utilization, length of credit history, types of credit currently in use, and recent credit inquiries. To the extent that the loan is secured by collateral, the value of the collateral is also evaluated. Common risks to each class of retail consumer loans include general economic conditions within the Company’s markets, such as unemployment and potential declines in collateral values, and the personal circumstances of the borrowers. In addition to these common risks for the Company’s retail consumer loans, various retail consumer loan classes may also have certain risks specific to them. One-to-four family and construction and land/lot loans are to individuals and are typically secured by one-to-four family residential property, undeveloped land, and partially developed land in anticipation of pending construction of a personal residence. Significant and rapid declines in real estate values can result in residential mortgage loan borrowers having debt levels in excess of the current market value of the collateral, which can lead to higher levels of foreclosures. Construction and land/lot loans may experience delays in completion and cost overruns that exceed the borrower’s financial ability to complete the project. Such cost overruns can result in foreclosure of partially completed and unmarketable collateral. Originated home equity lines of credit ("HELOCs") are often secured by second liens on residential real estate, thereby making such loans particularly susceptible to declining collateral values. A substantial decline in collateral value could render the Company’s second lien position to be effectively unsecured. Additional risks include lien perfection inaccuracies and disputes with first lien holders that may further weaken collateral positions. Further, the open-end structure of these loans creates the risk that customers may draw on the lines in excess of the collateral value if there have been significant declines since origination. In December 2014, the Company began purchasing HELOCs from a third party. The credit risk characteristics are different for these loans since they were not originated by the Company and the collateral is located outside the Company’s market area, primarily in several western states. These loans have an average FICO score of 740 and loan to values of less than 90%. The Company established an allowance for loan losses based on the historical losses in the states where these loans were originated. The Company monitors the performance of these loans and adjusts the allowance for loan losses as necessary. Indirect auto finance loans are primarily for new and used personal automobiles originated by franchised and independent auto dealers within the Company's geographic footprint. The bank-dealer relationship is governed by contract, which provides warranties and representations, payment schedules, and rights and remedies upon breach. The underwriting process and standards are maintained by the Company and implemented via an automated decision tool, which incorporates the borrower's credit score, loan to value ratio, and terms of the loan to determine the borrower's creditworthiness. Consumer loans include loans secured by deposit accounts or personal property such as automobiles, boats, and motorcycles, as well as unsecured consumer debt. The value of underlying collateral within this class is especially volatile due to potential rapid depreciation in values since date of loan origination in excess of principal repayment. Commercial loan segment The Company’s commercial loans are centrally underwritten based primarily on the customer’s ability to generate the required cash flow to service the debt in accordance with the contractual terms and conditions of the loan agreement. The Company’s commercial lenders and underwriters work to understand the borrower’s businesses and management experiences. The majority of the Company’s commercial loans are secured by collateral, so collateral values are important to the transaction. In commercial loan transactions where the principals or other parties provide personal guarantees, the Company’s commercial lenders and underwriters analyze the relative financial strength and liquidity of each guarantor. Risks that are common to the Company’s commercial loan classes include general economic conditions, demand for the borrowers’ products and services, the personal circumstances of the principals, and reductions in collateral values. In addition to these common risks for the Company’s commercial loans, the various commercial loan classes also have certain risks specific to them. Construction and development loans are highly dependent on the supply and demand for commercial real estate in the Company’s markets as well as the demand for the newly constructed residential and commercial properties and lots being developed by the Company’s commercial loan customers. Prolonged deterioration in demand could result in significant decreases in the underlying collateral values and make repayment of the outstanding loans more difficult for the Company’s commercial borrowers. Commercial real estate and commercial and industrial loans are primarily dependent on the ability of the Company’s commercial loan customers to achieve business results consistent with those projected at loan origination resulting in cash flow sufficient to service the debt. To the extent that a borrower’s actual business results significantly underperform the original projections, the ability of that borrower to service the Company’s loan on a basis consistent with the contractual terms may be at risk. While these loans and leases are generally secured by real property, personal property, or business assets such as inventory or accounts receivable, it is possible that the liquidation of the collateral will not fully satisfy the obligation. Municipal leases are primarily made to volunteer fire departments and depend on the tax revenues received from the county or municipality. These leases are mainly secured by vehicles, fire stations, land, or equipment. The underwriting of the municipal leases is based on the cash flows of the fire department as well as projections of future income. Credit Quality Indicators Loans are monitored for credit quality on a recurring basis and the composition of the loans outstanding by credit quality indicator is provided below. Loan credit quality indicators are developed through review of individual borrowers on an ongoing basis. Generally, loans are monitored for performance on a quarterly basis with the credit quality indicators adjusted as needed. The indicators represent the rating for loans as of the date presented based on the most recent assessment performed. These credit quality indicators are defined as follows: Pass—A pass rated asset is not adversely classified because it does not display any of the characteristics for adverse classification. Special Mention—A special mention asset has potential weaknesses that deserve management’s close attention. If left uncorrected, such potential weaknesses may result in deterioration of the repayment prospects or collateral position at some future date. Special mention assets are not adversely classified and do not warrant adverse classification. Substandard—A substandard asset is inadequately protected by the current net worth and paying capacity of the obligor, or of the collateral pledged, if any. Assets classified as substandard generally have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt. These assets are characterized by the distinct possibility of loss if the deficiencies are not corrected. Doubtful—An asset classified doubtful has all the weaknesses inherent in an asset classified substandard with the added characteristic that the weaknesses make collection or liquidation in full highly questionable and improbable, on the basis of currently existing facts, conditions, and values. Loss—Assets classified loss are considered uncollectible and of such little value that their continuing to be carried as an asset is not warranted. This classification is not necessarily equivalent to no potential for recovery or salvage value, but rather that it is not appropriate to defer a full write-off even though partial recovery may be effected in the future.
Loans Held for Sale	Loans Held for Sale Loans held for sale are residential mortgages and are valued at the lower of cost or fair value less estimated costs to sell as determined by outstanding commitments from investors on a “best efforts” basis or current investor yield requirements, calculated on the aggregate loan basis. Loans sold are generally sold at par value and with servicing released.
Allowance for Loan Losses	Allowance for Loan Losses The allowance for loan losses is management’s estimate of probable credit losses that are inherent in the Company’s loan portfolios at the balance sheet date. The allowance increases when the Company provides for loan losses through charges to operating earnings and when the Company recovers amounts from loans previously written down or charged off. The allowance decreases when the Company writes down or charges off loan amounts that are deemed uncollectible. Management determines the allowance for loan losses based on periodic evaluations that are inherently subjective and require substantial judgment because the evaluations require the use of material estimates that are susceptible to significant change. The Company generally uses two allowance methodologies that are primarily based on management’s determination as to whether or not a loan is considered to be impaired. All classified loans above a certain threshold meeting certain criteria are evaluated for impairment on a loan-by-loan basis and are considered impaired when it is probable, based on current information, that the borrower will be unable to pay contractual interest or principal as required by the loan agreement. Impaired loans below the threshold are evaluated as a pool with additional adjustments to the allowance for loan losses. Loans that experience insignificant payment delays and payment shortfalls are not necessarily considered impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment history, and the amount of the shortfall relative to the principal and interest owed. Impaired loans are measured at their estimated net realizable value based on either the value of the loan’s expected future cash flows discounted at the loan’s effective interest rate or on the collateral value, net of the estimated costs of disposal, if the loan is collateral dependent. For loans considered impaired, an individual allowance for loan losses is recorded when the loan principal balance exceeds the estimated net realizable value. For loans not considered impaired, management determines the allowance for loan losses based on estimated loss percentages that are determined by and applied to the various classes of loans that comprise the segments of the Company’s loan portfolio. The estimated loss percentages by loan class are based on a number of factors that include by class (i) average historical losses over the past two years, (ii) levels and trends in delinquencies, impairments, and net charge-offs, (iii) trends in the volume, terms, and concentrations, (iv) trends in interest rates, (v) effects of changes in the Company’s risk tolerance, underwriting standards, lending policies, procedures, and practices, and (vi) national and local business and economic conditions. Future material adjustments to the allowance for loan losses may be necessary due to changing economic conditions or declining collateral values. In addition, bank regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses and may require the Company to make adjustments to the allowance for loan losses based upon judgments that differ significantly from those of management.
Nonperforming Assets	Nonperforming Assets Nonperforming assets can include loans that are past due 90 days or more based on the loan’s contractual terms and continue to accrue interest, loans on which interest is not being accrued, and REO.
Loans Past Due 90 Days or More, Nonaccruing, Impaired, or Restructured	Loans Past Due 90 Days or More, Nonaccruing, Impaired, or Restructured The Company’s policies related to when loans are placed on nonaccruing status conform to guidelines prescribed by bank regulatory authorities. Generally, the Company suspends the accrual of interest on loans (i) that are maintained on a cash basis because of the deterioration of the financial condition of the borrower, (ii) for which payment in full of principal or interest is not expected (impaired loans), or (iii) on which principal or interest has been in default for a period of 90 days or more, unless the loan is both well secured and in the process of collection. Under the Company’s cost recovery method, interest income is subsequently recognized only to the extent cash payments are received in excess of principal due. Loans are returned to accruing status when all principal and interest amounts contractually due are brought current and concern no longer exists as to the future collectability of principal and interest, which is generally confirmed when the loan demonstrates performance for six consecutive months or payment cycles. Restructured loans to borrowers who are experiencing financial difficulty, and on which the Company has granted concessions that modify the terms of the loan, are accounted for as troubled debt restructurings (“TDRs”). These loans remain as TDRs until the loan has been paid in full, modified to its original terms, or charged off. The Company may place these loans on accrual or nonaccrual status depending on the individual facts and circumstances of the borrower. Generally, these loans are put on nonaccrual status until there is adequate performance that evidences the ability of the borrower to make the contractual payments. This period of performance is normally at least six months, and may include performance immediately prior to or after the modification, depending on the specific facts and circumstances of the borrower.
Loan Charge-offs	Loan Charge-offs The Company charges off loan balances, in whole or in part to fair market value, when available, verifiable, and documentable information confirms that specific loans, or portions of specific loans, are uncollectible or unrecoverable. For unsecured loans, losses are confirmed when it can be determined that the borrower, or any guarantors, are unwilling or unable to pay the amounts as agreed. When the borrower, or any guarantor, is unwilling or unable to pay the amounts as agreed on a loan secured by collateral and any recovery will be realized upon the sale of the collateral, the loan is deemed to be collateral dependent. Repayments or recoveries for collateral dependent loans are directly affected by the value of the collateral at liquidation. As such, loan repayment can be affected by factors that influence the amount recoverable, the timing of the recovery, or a combination of the two. Such factors include economic conditions that affect the markets in which the loan or its collateral is sold, bankruptcy, repossession and foreclosure laws, and consumer banking regulations. Losses are also confirmed when the loan, or a portion of the loan, is classified as loss resulting from loan reviews conducted by the Company or its bank regulatory examiners. Charge-offs of loans in the commercial loan segment are recognized when the uncollectibility of the loan balance and the inability to recover sufficient value from the sale of any collateral securing the loan is confirmed. The uncollectibility of the loan balance is evidenced by the inability of the commercial borrower to generate cash flows sufficient to repay the loan as agreed causing the loan to become delinquent. For collateral dependent commercial loans, the Company determines the net realizable value of the collateral based on appraisals, current market conditions, and estimated costs to sell the collateral. For collateral dependent commercial loans where the loan balance, including any accrued interest, net deferred fees or costs, and unamortized premiums or discounts, exceeds the net realizable value of the collateral securing the loan, the deficiency is identified as unrecoverable, is deemed to be a confirmed loss, and is charged off. Charge-offs of loans in the retail consumer loan segment are generally confirmed and recognized in a manner similar to loans in the commercial loan segment. Secured retail consumer loans that are identified as uncollectible and are deemed to be collateral dependent are confirmed as loss to the extent the net realizable value of the collateral is insufficient to recover the loan balance. Consumer loans not secured by real estate that become 90 days past due are charged off to the extent that the fair value of any collateral, less estimated costs to sell the collateral, is insufficient to recover the loan balance. Consumer loans secured by real estate that become 120 days past due are charged off to the extent that the fair value of the real estate securing the loan, less estimated costs to sell the collateral, is insufficient to recover the loan balance. Loans to borrowers in bankruptcy are subject to modification by the bankruptcy court and are charged off to the extent that the fair value of any collateral securing the loan, less estimated costs to sell the collateral, is insufficient to recover the loan balance, unless the Company expects repayment is likely to occur. Such loans are charged off within 60 days of the receipt of notification from a bankruptcy court or when the loans become 120 days past due, whichever is shorter.
Real Estate Owned	Real Estate Owned REO consists of real estate acquired as a result of customers’ loan defaults. REO is stated at the lower of the related loan balance or the fair value of the property net of the estimated costs of disposal with a charge to the allowance for loan losses upon foreclosure. Any write-downs subsequent to foreclosure are charged against operating earnings. To the extent recoverable, costs relating to the development and improvement of property are capitalized, whereas those costs relating to holding the property are charged to expense.
Premises and Equipment	Premises and Equipment Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed using the 150% declining balance and the straight-line method over the estimated useful lives. Leasehold improvements are amortized over the lives of the respective leases or the estimated useful life of the leasehold improvement, whichever is less. Maintenance and repair costs are expensed as incurred. Capitalized leases are amortized using the same methods as premises and equipment over the estimated useful lives or lease terms, whichever is less. Obligations under capital leases are amortized using the interest method to allocate payments between principal reduction and interest expense.
Federal Home Loan Bank and Federal Reserve Bank Stock	Federal Home Loan Bank and Federal Reserve Bank Stock As a requirement for membership, the Bank invests in stock of the Federal Home Loan Bank of Atlanta ("FHLB") and the Federal Reserve Bank of Richmond ("Federal Reserve Bank"). These investments are carried at cost due to the redemption provisions of these entities and the restricted nature of the securities. Management reviews for impairment based on the ultimate recoverability of the cost basis of these stocks.
Business Combinations	Business Combinations The Company uses the acquisition method of accounting, formerly referred to as the purchase method, for all business combinations. An acquirer must be identified for each business combination, and the acquisition date is the date the acquirer achieves control. The acquisition method of accounting requires the Company as acquirer to recognize the fair value of assets acquired and liabilities assumed at the acquisition date as well as recognize goodwill or a gain from a bargain purchase, if appropriate. Any acquisition-related costs and restructuring costs are recognized as period expenses as incurred.
Goodwill	Goodwill Goodwill represents the excess of the purchase price over the sum of the estimated fair values of the tangible and identifiable intangible assets acquired less the estimated fair value of the liabilities assumed in a business combination. Goodwill has an indefinite useful life and is evaluated for impairment annually in the fourth quarter or more frequently if events and circumstances indicate that the asset might be impaired. An impairment loss is recognized to the extent that the carrying amount exceeds the asset’s fair value. The goodwill impairment analysis is first assessed through a review of qualitative factors to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying value, a "Step 0" analysis. If, based on a review of qualitative factors, it is more likely than not that the fair value of a reporting unit is less than its carrying value, we perform "Step 1" of the traditional two-step process. Step 1 involves comparing each reporting unit’s estimated fair value to its carrying value, including goodwill. If the estimated fair value of a reporting unit exceeds its carrying value, goodwill is considered not to be impaired. If the carrying value exceeds estimated fair value, there is an indication of potential impairment and the second step is performed to measure the amount of impairment. The Company uses a combination of the market and income approaches to estimate the fair value of its reporting unit. All inputs are evaluated by management during step one at the evaluation date of April 1st and reviewed again at year end to ensure no significant changes occurred that could indicate impairment. If required, the second step involves calculating an implied fair value of goodwill for each reporting unit for which the first step indicated impairment. The implied fair value of goodwill is determined in a manner similar to the amount of goodwill calculated in a business combination, by measuring the excess of the estimated fair value of the reporting unit, as determined in the first step, over the aggregate estimated fair values of the individual assets, liabilities and identifiable intangibles as if the reporting unit was being acquired in a business combination. If the implied fair value of goodwill exceeds the carrying value of goodwill assigned to the reporting unit, there is no impairment. If the carrying value of goodwill assigned to a reporting unit exceeds the implied fair value of the goodwill, an impairment charge is recorded for the excess. An impairment loss cannot exceed the carrying value of goodwill assigned to a reporting unit, and the loss establishes a new basis in the goodwill. Subsequent reversal of goodwill impairment losses is not permitted.
Core Deposit Intangibles	Core Deposit Intangibles Core deposit intangibles represents the estimated value of long-term deposit relationships acquired in business combinations. These core deposit premiums are amortized using an accelerated method over the estimated useful lives of the related deposits typically between five and ten years. The estimated useful lives are periodically reviewed for reasonableness.
Income Taxes	Income Taxes The Company accounts for income taxes using the asset and liability method. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax credit carryforwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Deferred tax assets are reduced, if necessary, by the amount of such benefits that are not expected to be realized based upon available evidence. See footnote 12 for additional information. The Company recognizes interest and penalties accrued relative to unrecognized tax benefits in its respective federal or state income taxes accounts.
Employee Stock Ownership Plan	Employee Stock Ownership Plan In connection with the conversion from a mutual to a stock form of organization in July 2012, the Bank established an ESOP for the benefit of all of its eligible employees. Full-time employees of the Company and the Bank who have been credited with at least 1000 hours of service during a 12-month period and who have attained age 21 are eligible to participate in the ESOP. Shares released are allocated to each eligible participant based on the ratio of each participant’s compensation, as defined in the ESOP, to the total compensation of all eligible plan participants. Forfeited shares shall be reallocated among other participants in the Plan. At the discretion of the Bank, cash dividends, when paid on allocated shares, will be distributed to participants’ accounts, paid in cash to the participants, or used to repay the principal and interest on the ESOP loan used to acquire Company stock on which dividends were paid. Cash dividends on unallocated shares will be used to repay the outstanding debt of the ESOP. It is anticipated that the Bank will make contributions to the ESOP in amounts necessary to amortize the ESOP loan payable to the Company over a 20-year period. Unearned ESOP shares are shown as a reduction of stockholders’ equity. Dividends on unearned ESOP shares, if paid, will be considered to be compensation expense. The Company recognizes compensation expense equal to the fair value of the Company’s ESOP shares during the periods in which they become committed to be released. To the extent that the fair value of the Company’s ESOP shares differs from the cost of such shares, the differential is recognized as additional paid in capital. The Company recognizes a tax deduction equal to the cost of the shares released. Because the ESOP is internally leveraged through a loan from the Company to the ESOP, the loan receivable by the Company from the ESOP is not reported as an asset nor is the debt of the ESOP shown as a liability in the consolidated financial statements. As of July 1, 2015, the ESOP and the HomeTrust Bank 401(k) Plan was combined to form the HomeTrust Bank KSOP Plan.
Equity Incentive Plan	Equity Incentive Plan The Company issues restricted stock and stock options under the HomeTrust Bancshares, Inc. 2013 Omnibus Incentive Plan (“2013 Omnibus Incentive Plan”) to key officers and outside directors. In accordance with the requirements of the Financial Accounting Standards Board (the "FASB") Accounting Standards Codification (“ASC”) 718, Compensation – Stock Compensation, the Company has adopted a fair value based method of accounting for employee stock compensation plans, whereby compensation cost is measured based on the fair value of the award as of the grant date and recognized over the vesting period. The Company estimates forfeitures when recognizing compensation expense and this estimate is adjusted over the requisite service period or vesting schedule based on the extent to which actual forfeitures differ from such estimate. Changes in estimated forfeitures in future periods are recognized through a cumulative catch-up adjustment, which is recognized in the period of change and also will affect the amount of estimated unamortized compensation expense to be recognized in future periods.
Comprehensive Income	Comprehensive Income Comprehensive income consists of net income and net unrealized gains (losses) on securities available for sale and is presented in the consolidated statements of comprehensive income.
Derivative Instruments and Hedging	Derivative Instruments and Hedging The Company recognizes all derivatives as either assets or liabilities in the balance sheet, and measures those instruments at fair value. Changes in the fair value of those derivatives are reported in current earnings or other comprehensive income depending on the purpose for which the derivative is held and whether the derivative qualifies for hedge accounting. Loan commitments related to the origination or acquisition of mortgage loans that will be held for sale must be accounted for as derivative instruments. The Company enters into commitments to originate loans whereby the interest rate on the loan is determined prior to funding (rate lock commitments). The Company also enters into forward sales commitments for the mortgage loans underlying the rate lock commitments. The fair values of these two derivative financial instruments are collectively insignificant to the consolidated financial statements.
Net Income Per Share	Net Income Per Share Per the provisions of ASC 260, Earnings Per Share, basic earnings per share are computed by dividing net income by the weighted-average number of common shares outstanding for the year, less the average number of nonvested restricted stock awards. Diluted earnings per share reflect the potential dilution from the issuance of additional shares of common stock caused by the exercise of stock options and restricted stock awards. In addition, nonvested share-based payment awards that contain nonforfeitable rights to dividends or dividend equivalents are considered participating securities and are included in the computation of earnings per share pursuant to the two-class method. The two-class method is an earnings allocation formula that determines earnings per share for each class of common stock and participating security according to dividends declared (or accumulated) and participation rights in undistributed earnings. ESOP shares are considered outstanding for basic and diluted earnings per share when the shares are committed to be released. Net income is allocated between the common stock and participating securities pursuant to the two-class method, based on their rights to receive dividends, participate in earnings, or absorb losses. See Note 15 for further discussion on the Company’s earnings per share.
Recent Accounting Pronouncements	Recent Accounting Pronouncements

Business Combinations (Tables)

12 Months Ended

Jun. 30, 2016

Business Combinations [Abstract]

Schedule of Business Acquisitions, by Acquisition

The following table presents the consideration paid by the Bank in the acquisition of these Bank of America branches and the assets acquired and liabilities assumed as of November 14, 2014:



	As Recorded By Bank of America		Fair Value and Other Merger Related Adjustments		As Recorded by the Company
Consideration Paid
Cash paid as deposit premium					$	9,805
Total consideration					$	9,805
Assets
Cash and cash equivalents	$	320,673	$	—	$	320,673
Loans, net of allowance	1,045		—		1,045
Premises and equipment, net	6,303		2,690		8,993
Accrued interest receivable	3		—		3
Deferred income taxes	—		353		353
Core deposit intangibles	—		7,936		7,936
Total assets acquired	$	328,024	$	10,979	$	339,003
Liabilities
Deposits	$	328,007	$	1,174	$	329,181
Other liabilities	17		—		17
Total liabilities assumed	$	328,024	$	1,174	$	329,198
Net identifiable assets acquired over liabilities assumed	$	—	$	9,805	$	9,805
Goodwill					$	—

The following table presents the consideration paid by the Company in the acquisition of Jefferson and the assets acquired and liabilities assumed as of May 31, 2014:



	As Recorded by Jefferson		Fair Value and Other Merger Related Adjustments			As Recorded by the Company
Consideration Paid
Cash paid including cash in lieu of fractional shares						$	25,251
Fair value of HomeTrust common stock at $15.03 per share						25,239
Total consideration						$	50,490
Assets
Cash and cash equivalents	$	18,325	$	—		$	18,325
Securities available for sale	85,744		(675		)	85,069
Loans, net of allowance	338,616		(8,704		)	329,912
FHLB Stock	4,635		—			4,635
REO	3,288		(1,064		)	2,224
Premises and equipment, net	24,662		(1,487		)	23,175
Accrued interest receivable	1,367		(90		)	1,277
Deferred income taxes	9,606		3,637			13,243
Core deposit intangibles	847		2,683			3,530
Other assets	7,171		(393		)	6,778
Total assets acquired	$	494,261	$	(6,093	)	$	488,168
Liabilities
Deposits	$	376,985	$	371		$	377,356
Borrowings	55,081		858			55,939
Subordinated debentures	7,460		2,540			10,000
Other liabilities	2,332		—			2,332
Total liabilities assumed	$	441,858	$	3,769		$	445,627
Net identifiable assets acquired over liabilities assumed	$	52,403	$	(9,862	)	$	42,541
Goodwill						$	7,949

The following table presents the consideration paid by the Bank in the acquisition of Bank of Commerce and the assets acquired and liabilities assumed as of July 31, 2014:



	As Recorded By Bank of Commerce		Fair Value and Other Merger Related Adjustments			As Recorded by the Company
Consideration Paid
Cash paid						$	10,000
Total consideration						$	10,000
Assets
Cash and cash equivalents	$	2,241	$	—		$	2,241
Securities available for sale	24,228		—			24,228
Loans, net of allowance	89,339		(2,855		)	86,484
FHLB Stock	791		—			791
REO	224		(14		)	210
Premises and equipment, net	135		—			135
Accrued interest receivable	355		(100		)	255
Deferred income taxes	286		2,839			3,125
Core deposit intangibles	—		640			640
Other assets	4,931		(6		)	4,925
Total assets acquired	$	122,530	$	504		$	123,034
Liabilities
Deposits	$	93,303	$	112		$	93,415
Borrowings	15,000		172			15,172
Other liabilities	6,369		—			6,369
Total liabilities assumed	$	114,672	$	284		$	114,956
Net identifiable assets acquired over liabilities assumed	$	7,858	$	220		$	8,078
Goodwill						$	1,922

The following table presents the consideration paid by the Company in the acquisition of BankGreenville and the assets acquired and liabilities assumed as of July 31, 2013:



	As Recorded by BankGreenville		Fair Value and Other Merger Related Adjustments			As Recorded by the Company
Consideration Paid
Cash						$	7,823
Repayment of BankGreenville preferred stock						1,050
Contingent cash consideration ⁽¹⁾						680
Total consideration						$	9,553
Assets
Cash and cash equivalents	$	10,348	$	—		$	10,348
Securities available for sale	34,345		—			34,345
Loans, net of allowance	51,622		(3,792		)	47,830
FHLB Stock	447		—			447
REO	2,317		(168		)	2,149
Premises and equipment, net	2,458		(117		)	2,341
Accrued interest receivable	429		—			429
Deferred tax asset	—		2,470			2,470
Core deposit intangibles	—		530			530
Other assets	214		—			214
Total assets acquired	$	102,180	$	(1,077	)	$	101,103
Liabilities
Deposits	$	88,906	$	201		$	89,107
Borrowings	4,700		34			4,734
Other liabilities	511		—			511
Total liabilities assumed	$	94,117	$	235		$	94,352
Net identifiable assets acquired over liabilities assumed	$	8,063	$	(1,312	)	$	6,751
Goodwill						$	2,802

Schedule of Purchased Performing Loans and Purchased Impaired Loans Acquired in Transfer

The carrying amount of acquired loans from Bank of Commerce as of July 31, 2014 consisted of purchased performing loans and purchased credit-impaired ("PCI") loans as detailed in the following table:



	Purchased Performing		PCI		Total Loans
Retail Consumer Loans:
One-to-four family	$	2,717	$	2,979	$	5,696
Home equity lines of credit	8,823		317		9,140
Consumer	37		15		52
Commercial:
Commercial real estate	29,048		30,047		59,095
Construction and development	202		3,020		3,222
Commercial and industrial	5,402		3,877		9,279
Total	$	46,229	$	40,255	$	86,484

The carrying amount of acquired loans from Jefferson as of May 31, 2014 consisted of purchased performing loans and purchased impaired loans as detailed in the following table:



	Purchased Performing		Purchased Impaired		Total Loans
Retail Consumer Loans:
One-to-four family	$	74,378	$	6,066	$	80,444
Home equity lines of credit	16,857		18		16,875
Construction and land/lots	7,810		924		8,734
Consumer	3,690		2		3,692
Commercial:
Commercial real estate	119,635		15,649		135,284
Construction and development	24,658		1,012		25,670
Commercial and industrial	52,863		6,350		59,213
Total	$	299,891	$	30,021	$	329,912

The carrying amount of acquired loans from BankGreenville as of July 31, 2013 consisted of purchased performing loans and purchased impaired loans as detailed in the following table:



	Purchased Performing		Purchased Impaired		Total Loans
Retail Consumer Loans:
One-to-four family	$	8,274	$	1,392	$	9,666
Home equity lines of credit	3,987		134		4,121
Consumer	522		—		522
Commercial:
Commercial real estate	23,073		4,552		27,625
Construction and development	2,367		3,529		5,896
Total	$	38,223	$	9,607	$	47,830

Securities Available For Sale (Tables)

12 Months Ended

Jun. 30, 2016

Investments, Debt and Equity Securities [Abstract]

Schedule of Available-for-sale Securities Reconciliation

Securities available for sale consist of the following at the dates indicated:



	June 30, 2016
	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses			Estimated Fair Value
U.S. Government Agencies	$	77,356	$	624	$	—		$	77,980
Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises	95,668		1,824		(84		)	97,408
Municipal Bonds	16,242		992		—			17,234
Corporate Bonds	7,773		194		—			7,967
Equity Securities	63		—		—			63
Total	$	197,102	$	3,634	$	(84	)	$	200,652



	June 30, 2015
	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses			Estimated Fair Value
U.S. Government Agencies	$	115,683	$	455	$	(67	)	$	116,071
Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises	120,294		674		(159		)	120,809
Municipal Bonds	16,359		372		(53		)	16,678
Corporate Bonds	3,889		96		—			3,985
Equity Securities	63		—		—			$	63
Total	$	256,288	$	1,597	$	(279	)	$	257,606

Investments Classified by Contractual Maturity Date



	June 30, 2016
	Amortized Cost		Estimated Fair Value
Due within one year	$	407	$	411
Due after one year through five years	79,724		80,290
Due after five years through ten years	18,278		19,257
Due after ten years	2,962		3,223
Mortgage-backed securities	95,668		97,408
Total	$	197,039	$	200,589



	June 30, 2015
	Amortized Cost		Estimated Fair Value
Due within one year	$	317	$	317
Due after one year through five years	83,268		83,455
Due after five years through ten years	48,578		49,102
Due after ten years	3,768		3,860
Mortgage-backed securities	120,294		120,809
Total	$	256,225	$	257,543

Schedule of Gross Proceeds and Gross Realized Gains and Losses from Sales of Securities

Gross proceeds and gross realized gains and losses from sales of securities recognized in net income follow:



	June 30,
	2016		2015			2014
Gross proceeds from sales of securities	$	—	$	10,387		$	2,086
Gross realized gains from sales of securities	—		74			42
Gross realized losses from sales of securities	—		(13		)	(32		)

Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value



	June 30, 2016
	Less than 12 Months			12 Months or More			Total
	Fair Value	Unrealized Losses		Fair Value	Unrealized Losses		Fair Value	Unrealized Losses
Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises	1,970	(20	)	6,040	(64	)	8,010	(84	)



	June 30, 2015
	Less than 12 Months					12 Months or More					Total
	Fair Value		Unrealized Losses			Fair Value		Unrealized Losses			Fair Value		Unrealized Losses
U.S. Government Agencies	$	35,793	$	(67	)	$	—	$	—		$	35,793	$	(67	)
Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises	24,429		(81		)	5,037		(78		)	29,466		(159		)
Municipal Bonds	3,920		(53		)	—		—			3,920		(53		)
Total	$	64,142	$	(201	)	$	5,037	$	(78	)	$	69,179	$	(279	)

Loans (Tables)

12 Months Ended

Jun. 30, 2016

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable

Loans consist of the following at the dates indicated:



	June 30, 2016			June 30, 2015
Retail consumer loans:
One-to-four family	$	623,701		$	650,750
HELOCs - originated	163,293			161,204
HELOCs - purchased	144,377			72,010
Construction and land/lots	38,102			45,931
Indirect auto finance	108,478			52,494
Consumer	4,635			3,708
Total retail consumer loans	1,082,586			986,097
Commercial loans:
Commercial real estate	486,561			441,620
Construction and development	86,840			64,573
Commercial and industrial	73,289			84,820
Municipal leases	103,183			108,574
Total commercial loans	749,873			699,587
Total loans	1,832,459			1,685,684
Deferred loan costs, net	372			23
Total loans, net of deferred loan fees and discount	1,832,831			1,685,707
Allowance for loan and lease losses	(21,292		)	(22,374		)
Net loans	$	1,811,539		$	1,663,333

Financing Receivable Credit Quality Indicators

The Company’s total non-purchased and purchased performing loans by segment, class, and risk grade at the dates indicated follow:



	Pass		Special Mention		Substandard		Doubtful		Loss		Total
June 30, 2016
Retail consumer loans:
One-to-four family	$	587,440	$	7,800	$	20,129	$	1,283	$	11	$	616,663
HELOCs - originated	159,275		678		2,997		55		10		163,015
HELOCs - purchased	144,377		—		—		—		—		144,377
Construction and land/lots	36,298		542		679		9		—		37,528
Indirect auto finance	108,432		14		21		11		—		108,478
Consumer	4,390		1		224		2		9		4,626
Commercial loans:
Commercial real estate	448,188		7,817		9,232		1		—		465,238
Construction and development	79,005		480		4,208		—		—		83,693
Commercial and industrial	63,299		1,032		5,361		—		2		69,694
Municipal leases	100,867		1,651		665		—		—		103,183
Total loans	$	1,731,571	$	20,015	$	43,516	$	1,361	$	32	$	1,796,495



	Pass		Special Mention		Substandard		Doubtful		Loss		Total
June 30, 2015
Retail consumer loans:
One-to-four family	$	598,417	$	11,563	$	28,656	$	1,772	$	12	$	640,420
HELOCs - originated	155,899		580		4,020		407		3		160,909
HELOCs - purchased	72,010		—		—		—		—		72,010
Construction and land/lots	42,689		650		1,754		124		—		45,217
Indirect auto finance	52,396		59		39		—		—		52,494
Consumer	3,610		16		32		—		39		3,697
Commercial loans:
Commercial real estate	384,525		12,762		13,972		182		—		411,441
Construction and development	50,815		3,567		5,413		—		—		59,795
Commercial and industrial	73,774		953		4,781		—		2		79,510
Municipal leases	106,260		1,733		581		—		—		108,574
Total loans	$	1,540,395	$	31,883	$	59,248	$	2,485	$	56	$	1,634,067

The Company’s total PCI loans by segment, class, and risk grade at the dates indicated follow:



	Pass		Special Mention		Substandard		Doubtful		Loss		Total
June 30, 2016
Retail consumer loans:
One-to-four family	$	5,039	$	377	$	1,593	$	14	$	15	$	7,038
HELOCs - originated	258		—		20		—		—		278
Construction and land/lots	522		—		52		—		—		574
Consumer	8		—		—		—		1		9
Commercial loans:
Commercial real estate	12,594		4,266		4,463		—		—		21,323
Construction and development	1,136		292		1,719		—		—		3,147
Commercial and industrial	3,234		194		167		—		—		3,595
Total loans	$	22,791	$	5,129	$	8,014	$	14	$	16	$	35,964



	Pass		Special Mention		Substandard		Doubtful		Loss		Total
June 30, 2015
Retail consumer loans:
One-to-four family	$	5,176	$	1,210	$	3,890	$	54	$	—	$	10,330
HELOCs - originated	259		—		36		—		—		295
Construction and land/lots	571		—		143		—		—		714
Consumer	11		—		—		—		—		11
Commercial loans:
Commercial real estate	21,550		3,454		5,175		—		—		30,179
Construction and development	2,292		146		2,340		—		—		4,778
Commercial and industrial	4,349		279		682		—		—		5,310
Total loans	$	34,208	$	5,089	$	12,266	$	54	$	—	$	51,617

Past Due Financing Receivables

The Company’s total loans by segment, class, and delinquency status at the dates indicated follows:



	Past Due								Total
	30-89 Days		90 Days+		Total		Current		Loans
June 30, 2016
Retail consumer loans:
One-to-four family	$	3,514	$	5,476	$	8,990	$	614,711	$	623,701
HELOCs - originated	220		377		597		162,696		163,293
HELOCs - purchased	—		—		—		144,377		144,377
Construction and land/lots	100		119		219		37,883		38,102
Indirect auto finance	182		—		182		108,296		108,478
Consumer	4		4		8		4,627		4,635
Commercial loans:
Commercial real estate	1,436		3,353		4,789		481,772		486,561
Construction and development	371		1,296		1,667		85,173		86,840
Commercial and industrial	216		2,819		3,035		70,254		73,289
Municipal leases	—		—		—		103,183		103,183
Total loans	$	6,043	$	13,444	$	19,487	$	1,812,972	$	1,832,459



	Past Due								Total
	30-89 Days		90 Days+		Total		Current		Loans
June 30, 2015
Retail consumer loans:
One-to-four family	$	5,548	$	8,261	$	13,809	$	636,941	$	650,750
HELOCs - originated	695		808		1,503		159,701		161,204
HELOCs - purchased	—		—		—		72,010		72,010
Construction and land/lots	102		307		409		45,522		45,931
Indirect auto finance	—		—		—		52,494		52,494
Consumer	23		2		25		3,683		3,708
Commercial loans:
Commercial real estate	2,758		4,636		7,394		434,226		441,620
Construction and development	166		2,992		3,158		61,415		64,573
Commercial and industrial	439		2,898		3,337		81,483		84,820
Municipal leases	202		—		202		108,372		108,574
Total loans	$	9,933	$	19,904	$	29,837	$	1,655,847	$	1,685,684

Schedule of Past Due Loans Still Accruing and Nonaccruing Interest

The Company’s recorded investment in loans, by segment and class that are not accruing interest or are 90 days or more past due and still accruing interest at the dates indicated follow:



	June 30, 2016				June 30, 2015
	Nonaccruing		90 Days + & still accruing		Nonaccruing		90 Days + & still accruing
Retail consumer loans:
One-to-four family	$	9,192	$	—	$	10,523	$	—
HELOCs - originated	1,026		—		1,856		—
Construction and land/lots	188		—		465		—
Indirect auto finance	20		—		—		—
Consumer	15		—		49		—
Commercial loans:
Commercial real estate	3,222		—		5,103		—
Construction and development	1,417		—		3,461		—
Commercial and industrial	3,019		—		3,081		—
Municipal leases	419		—		316		—
Total loans	$	18,518	$	—	$	24,854	$	—

Schedule of Troubled Debt Restructurings Performing and Excluded from Nonaccruing Loans

The Company’s loans that were performing under the payment terms of TDRs that were excluded from nonaccruing loans above at the dates indicated follow:



	June 30, 2016		June 30, 2015
Performing TDRs included in impaired loans	$	28,263	$	21,891

Allowance for Credit Losses on Financing Receivables

An analysis of the allowance for loan losses by segment for the periods shown is as follows:



	June 30, 2016
	PCI			Retail Consumer			Commercial			Total
Balance at beginning of period	$	401		$	12,575		$	9,398		$	22,374
Provision for (recovery of) loan losses	(40		)	(597		)	637			—
Charge-offs	—			(1,663		)	(2,041		)	(3,704		)
Recoveries	—			1,234			1,388			2,622
Balance at end of period	$	361		$	11,549		$	9,382		$	21,292



	June 30, 2015
	PCI			Retail Consumer			Commercial			Total
Balance at beginning of period	$	—		$	15,731		$	7,698		$	23,429
Provision for (recovery of) loan losses	1,053			(1,258		)	355			150
Charge-offs	(652		)	(3,107		)	(1,101		)	(4,860		)
Recoveries	—			1,209			2,446			3,655
Balance at end of period	$	401		$	12,575		$	9,398		$	22,374



	June 30, 2014
	Retail Consumer			Commercial			Total
Balance at beginning of period	$	21,952		$	10,121		$	32,073
Recovery of loan losses	(3,447		)	(2,853		)	(6,300		)
Charge-offs	(4,436		)	(901		)	(5,337		)
Recoveries	1,662			1,331			2,993
Balance at end of period	$	15,731		$	7,698		$	23,429

Schedule of Ending Balances of Loans and the Related Allowance by Segment and Class

The Company’s ending balances of loans and the related allowance, by segment and class, at the dates indicated follows:



	Allowance for Loan Losses								Total Loans Receivable
	PCI		Loans individually evaluated for impairment		Loans Collectively Evaluated		Total		PCI		Loans individually evaluated for impairment		Loans Collectively Evaluated		Total
June 30, 2016
Retail consumer loans:
One-to-four family	$	23	$	187	$	6,385	$	6,595	$	7,038	$	12,411	$	604,252	$	623,701
HELOCs - originated	—		288		1,709		1,997		278		1,145		161,870		163,293
HELOCs - purchased	—		—		558		558		—		—		144,377		144,377
Construction and land/lots	—		198		1,146		1,344		574		392		37,136		38,102
Indirect auto finance	—		—		1,016		1,016		—		—		108,478		108,478
Consumer	—		10		51		61		9		—		4,626		4,635
Commercial loans:
Commercial real estate	288		—		6,142		6,430		21,323		5,376		459,862		486,561
Construction and development	17		—		1,891		1,908		3,147		1,789		81,904		86,840
Commercial and industrial	33		3		685		721		3,595		2,927		66,767		73,289
Municipal leases	—		—		662		662		—		305		102,878		103,183
Total	$	361	$	686	$	20,245	$	21,292	$	35,964	$	24,345	$	1,772,150	$	1,832,459
June 30, 2015
Retail consumer loans:
One-to-four family	$	35	$	492	$	7,463	$	7,990	$	10,330	$	22,841	$	617,579	$	650,750
HELOCs - originated	3		275		1,499		1,777		295		2,608		158,301		161,204
HELOCs - purchased	—		—		432		432		—		—		72,010		72,010
Construction and land/lots	—		531		1,291		1,822		714		1,926		43,291		45,931
Indirect auto finance	—		—		464		464		—		—		52,494		52,494
Consumer	—		39		89		128		11		45		3,652		3,708
Commercial loans:
Commercial real estate	334		—		6,005		6,339		30,179		10,961		400,480		441,620
Construction and development	—		119		1,462		1,581		4,778		5,161		54,634		64,573
Commercial and industrial	29		400		675		1,104		5,310		4,537		74,973		84,820
Municipal leases	—		—		737		737		—		316		108,258		108,574
Total	$	401	$	1,856	$	20,117	$	22,374	$	51,617	$	48,395	$	1,585,672	$	1,685,684

Schedule of Impaired Loans and Related Allowance by Segment and Class

The Company’s impaired loans and the related allowance, by segment and class, at the dates indicated follows:



			Total Impaired Loans
	Unpaid Principal Balance		With a Recorded Allowance		With No Recorded Allowance		Total		Related Recorded Allowance
June 30, 2016
Retail consumer loans:
One-to-four family	$	29,053	$	12,348	$	13,375	$	25,723	$	281
HELOCs - originated	4,486		1,999		1,178		3,177		305
Construction and land/lots	2,890		764		693		1,457		209
Indirect auto finance	45		20		—		20		—
Consumer	514		9		13		22		10
Commercial loans:
Commercial real estate	7,433		857		5,776		6,633		13
Construction and development	3,556		600		1,929		2,529		14
Commercial and industrial	9,710		1,197		2,930		4,127		17
Municipal leases	419		114		305		419		1
Total impaired loans	$	58,106	$	17,908	$	26,199	$	44,107	$	850
June 30, 2015
Retail consumer loans:
One-to-four family	$	31,590	$	10,340	$	19,164	$	29,504	$	598
HELOCs - originated	6,019		2,565		1,543		4,108		294
Construction and land/lots	3,303		1,225		758		1,983		533
Indirect auto finance	10		—		—		—		—
Consumer	1,966		13		45		58		39
Commercial loans:
Commercial real estate	13,829		696		10,971		11,667		412
Construction and development	6,615		1,268		4,241		5,509		64
Commercial and industrial	5,668		688		4,051		4,739		431
Municipal leases	316		—		316		316		—
Total impaired loans	$	69,316	$	16,795	$	41,089	$	57,884	$	2,371

Schedule of Average Recorded Investment in Loans, Unpaid Principal Balance and Interest Income Recognized



	June 30, 2016				June 30, 2015				June 30, 2014
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Retail consumer loans:
One-to-four family	$	28,479	$	1,477	$	30,089	$	1,696	$	38,949	$	1,624
HELOCs - originated	3,593		200		4,373		238		5,549		274
Construction and land/lots	1,787		135		2,074		158		2,080		182
Indirect auto finance	7		2		—		—		—		—
Consumer	55		23		46		24		34		8
Commercial loans:
Commercial real estate	8,506		440		14,718		243		22,116		640
Construction and development	3,469		84		5,654		167		7,885		169
Commercial and industrial	4,379		155		2,496		188		2,747		163
Municipal leases	452		22		303		24		—		—
Total loans	$	50,727	$	2,538	$	59,753	$	2,738	$	79,360	$	3,060

Impaired Financing Receivable

A summary of changes in the accretable yield for PCI loans for the years ended June 30, 2016 and 2015 follows.



	Year Ended June 30, 2016			Year Ended June 30, 2015
Accretable yield, beginning of period	$	11,096		$	6,151
Addition from Bank of Commerce acquisition	—			7,315
Reclass from nonaccretable yield ⁽¹⁾	1,452			3,047
Other changes, net ⁽²⁾	1,436			438
Interest income	(4,452		)	(5,855		)
Accretable yield, end of period	$	9,532		$	11,096

______________________________


(1)	Represents changes attributable to expected losses assumptions.


(2)	Represents changes in cash flows expected to be collected due to the impact of modifications, changes in prepayment assumptions, and changes in interest rates.

Impaired Financing Receivables

The following table presents carrying values and unpaid principal balances for PCI loans as June 30, 2016 and 2015:



	June 30, 2016		June 30, 2015
Carrying value of PCI loans	$	35,964	$	51,617
Unpaid principal balance of PCI loans	$	43,398	$	61,451

Troubled Debt Restructurings on Financing Receivables

The following table presents a breakdown of the types of concessions made on TDRs by loan class:



	Year Ended June 30, 2016					Year Ended June 30, 2015
	Number of Loans	Pre Modification Outstanding Recorded Investment		Post Modification Outstanding Recorded Investment		Number of Loans	Pre Modification Outstanding Recorded Investment		Post Modification Outstanding Recorded Investment
Below market interest rate:
Retail consumer:
One-to-four family	5	$	234	$	238	4	$	449	$	447
Construction and land/lots	—	—		—		1	110		99
Commercial:
Commercial real estate	1	$	590	$	578	—	$	—	—
Total	6	$	824	$	816	5	$	559	$	546
Extended payment terms:
Retail consumer:
One-to-four family	5	$	142	$	147	5	$	566	$	579
HELOCs - originated	2	28		25		3	91		85
Consumer	—	—		—		2	10		8
Commercial:
Commercial real estate	1	286		284		1	426		467
Construction and development	1	128		128		—	—		—
Commercial and industrial	2	164		155		—	—		$	—
Total	11	$	748	$	739	11	$	1,093	$	1,139
Other TDRs:
Retail consumer:
One-to-four family	30	$	2,890	$	2,498	21	$	4,166	$	4,027
HELOCs - originated	4	228		227		4	155		119
Construction and land/lots	—	—		—		2	138		134
Consumer	1	2		1		2	58		1
Commercial:
Construction and development	2	386		371		1	173		169
Commercial and industrial	1	$	997	$	957	—	$	—	$	—
Total	38	$	4,503	$	4,054	30	$	4,690	$	4,450
Total	55	$	6,075	$	5,609	46	$	6,342	$	6,135

Schedule of Trouble Debt Restructurings With Payment Default

The following table presents loans that were modified as TDRs within the previous 12 months and for which there was a payment default during the years ended June 30, 2016 and 2015.



	Year Ended June 30, 2016			Year Ended June 30, 2015
	Number of Loans	Recorded Investment		Number of Loans	Recorded Investment
Below market interest rate:
Retail consumer:
One-to-four family	2	$	63	2	$	379
Total	2	$	63	2	$	379
Extended payment terms:
Retail consumer:
One-to-four family	2	$	43	4	$	574
Total	2	$	43	4	$	574
Other TDRs:
Retail consumer:
One-to-four family	11	$	529	12	$	1,422
HELOCs - originated	1	8		2	8
Construction and land/lots	—	—		1	32
Consumer	—	—		1	1
Commercial:
Construction and development	2	371		1	170
Total	14	$	908	17	$	1,633
Total	18	$	1,014	23	$	2,586

Premises and Equipment (Tables)

12 Months Ended

Jun. 30, 2016

Property, Plant and Equipment [Abstract]

Property, Plant and Equipment

Premises and equipment consist of the following:



	June 30,
	2016			2015
Land	$	15,833		$	16,167
Land held under capital lease	2,052			2,052
Office buildings	49,852			50,979
Furniture, fixtures and equipment	16,179			17,370
Total	83,916			86,568
Less accumulated depreciation	(29,685		)	(29,044		)
Premises and equipment, net	$	54,231		$	57,524

Accrued Interest Receivable (Tables)

12 Months Ended

Jun. 30, 2016

Receivables [Abstract]

Schedule of Accrued Interest Receivable

Accrued interest receivable consists of the following:



	June 30,
	2016		2015
Loans	$	6,299	$	6,270
Securities available for sale	676		840
Other	430		412
Total	$	7,405	$	7,522

Real Estate Owned Real Estate Owned (Tables)

12 Months Ended

Jun. 30, 2016

Real Estate Owned [Abstract]

Schedule of Real Estate Owned

The activity within REO for the periods shown is as follows:



	June 30,
	2016		2015
Balance at beginning of period	7,024		14,661
Transfers from loans	2,189		2,288
Acquired through mergers	—		210
Sales, net of loss	(3,038	)	(9,823	)
Writedowns	(318	)	(406	)
Capital improvements	99		94
Balance at end of period	5,956		7,024

Goodwill and Core Deposit Intangibles (Tables)

12 Months Ended

Jun. 30, 2016

Goodwill and Intangible Assets Disclosure [Abstract]

Schedule of Goodwill

The changes in the carrying amount of the Company's goodwill are as follows:



	Goodwill
Balance, June 30, 2014	$	10,751
Additions	1,922
Balance, June 30, 2015	$	12,673
Additions	—
Balance, June 30, 2016	$	12,673

Amortization expense related to core deposit intangibles

Estimated amortization expense for each of the next five years and thereafter is as follows:



	June 30, 2016
2017	$	2,412
2018	1,920
2019	1,430
2020	943
2021	397
Thereafter	34
Total	$	7,136

Deposit Accounts (Tables)

12 Months Ended

Jun. 30, 2016

Banking and Thrift [Abstract]

Schedule of Deposit Accounts

Deposit accounts consist of the following:



					Weighted Average Interest Rates
	June 30,				June 30,
	2016		2015		2016		2015
Noninterest-bearing accounts	$	225,336	$	204,050	—	%	—	%
NOW accounts	403,574		387,379		0.08	%	0.08	%
Money market accounts	520,320		481,948		0.29	%	0.20	%
Savings accounts	210,817		221,674		0.12	%	0.13	%
Certificates of deposit	442,649		577,075		0.53	%	0.61	%
Total	$	1,802,696	$	1,872,126	0.27	%	0.27	%

Schedule of Maturities of Certificates of Deposit

Maturities of certificates of deposit are as follows:



	June 30, 2016		June 30, 2015
2017	$	325,526	$	415,641
2018	57,046		89,954
2019	23,160		32,451
2020	18,363		14,565
2021	12,833		18,000
Thereafter	5,721		6,464
Total	$	442,649	$	577,075

Schedule of Interest Expense on Deposits

Interest expense on deposits consists of the following:



	June 30,
	2016		2015		2014
NOW accounts	$	581	$	442	$	275
Money market accounts	1,112		1,027		788
Savings accounts	289		304		156
Certificates of deposit	2,549		3,119		4,198
Total	$	4,531	$	4,892	$	5,417

Borrowings (Tables)

12 Months Ended

Jun. 30, 2016

Banking and Thrift [Abstract]

Schedule of Borrowings

orrowings consist of:



	June 30,
	2016				2015
	Balance		Weighted Average Rate		Balance		Weighted Average Rate
FHLB advances maturing:
90 days or less	$	491,000	0.42	%	$	475,000	0.20	%
Total	$	491,000	0.42	%	$	475,000	0.20	%

Leases (Tables)

12 Months Ended

Jun. 30, 2016

Leases [Abstract]

Schedule of Future Minimum Rental Payments for Operating Leases

The following schedule summarizes aggregate future minimum lease payments under these operating leases at June 30, 2016.



Fiscal year ending:	June 30,
2017	$	1,262
2018	1,215
2019	790
2020	424
Thereafter	144
Total of future minimum payments	$	3,835

Schedule of Future Minimum Lease Payments for Capital Leases

Aggregate future minimum lease payments due under this capital lease obligation are as follows:



Fiscal year ending:	June 30,
2017	$	123
2018	123
2019	133
2020	133
2021-2030	2,540
Total minimum lease payments	3,052
Less: amount representing interest	(1,094		)
Present value of net minimum lease payments	$	1,958

Income Taxes (Tables)

12 Months Ended

Jun. 30, 2016

Income Tax Disclosure [Abstract]

Schedule of Components of Income Tax Expense

Income tax expense consists of:



	June 30,
	2016		2015		2014
Current:
Federal	$	266	$	219	$	126
State	54		53		9
Total current expense	320		272		135
Deferred:
Federal	4,038		1,966		2,853
State	543		320		1,525
Total deferred expense	4,581		2,286		4,378
Total income tax expense	$	4,901	$	2,558	$	4,513

Schedule of Effective Income Tax Rate Reconciliation



	Year Ended June 30,
	2016					2015					2014
	$			Rate		$			Rate		$			Rate
Tax at federal income tax rate	$	5,561		34	%	$	3,598		34	%	$	5,051		34	%
Increase (decrease) resulting from:
Tax exempt income	(1,486		)	(9	)%	(1,575		)	(15	)%	(1,740		)	(12	)%
Nondeductible merger expenses	—			—	%	40			—	%	162			1	%
Change in valuation allowance for deferred tax assets, allocated to income tax expense	(459		)	(3	)%	(2		)	—	%	(1,160		)	(8	)%
State tax, net of federal benefit	394			2	%	246			2	%	1,012			7	%
Other	891			6	%	251			2	%	1,188			8	%
Total	$	4,901		30	%	$	2,558		23	%	$	4,513		30	%

Schedule of Deferred Tax Assets and Liabilities

The sources and tax effects of temporary differences that give rise to significant portions of the deferred tax assets (liabilities) at June 30, 2016 and 2015 are presented below:



	June 30,
	2016			2015
Deferred tax assets:
Alternative minimum tax credit	$	4,156		$	3,853
Allowance for loan losses	7,451			8,264
Deferred compensation and post-retirement benefits	15,579			16,194
Accrued vacation and sick leave	29			29
Impairments on real estate owned	1,334			1,451
Other than temporary impairment on investments	3,635			3,712
Net operating loss carryforward	21,647			25,354
Discount from business combination	4,856			6,061
Stock compensation plans	1,644			833
Other	1,735			1,323
Total gross deferred tax assets	62,066			67,074
Less valuation allowance	(553		)	(1,012		)
Deferred tax assets	61,513			66,062
Deferred tax (liabilities):
Depreciable basis of fixed assets	(1,787		)	(1,944		)
Deferred loan fees	(488		)	(518		)
FHLB stock, book basis in excess of tax	(142		)	(144		)
Unrealized gain on securities available for sale	(1,249		)	(489		)
Other	(3,694		)	(3,474		)
Total gross deferred tax liabilities	(7,360		)	(6,569		)
Net deferred tax assets	$	54,153		$	59,493

Employee Benefit Plans (Tables)

12 Months Ended

Jun. 30, 2016

Compensation and Retirement Disclosure [Abstract]

Employee Stock Ownership Plan (ESOP) Activity

Shares held by the ESOP include the following:



	June 30,
	2016		2015
Unallocated ESOP shares	846,400		899,300
Allocated ESOP shares	158,700		105,800
ESOP shares committed to be released	52,900		52,900
Total ESOP shares	1,058,000		1,058,000
Fair value of unallocated ESOP shares	$	15,658	$	15,072

Deferred Compensation Agreements (Tables)

12 Months Ended

Jun. 30, 2016

Compensation and Retirement Disclosure [Abstract]

Schedule of Net Cash Surrender Value Life Insurance Policies and Deferred Compensation Liability

The net cash surrender value of the related life insurance policies and deferred compensation liability are detailed below:



	June 30,
	2016		2015
Net cash surrender value of life insurance, related to deferred compensation	$	6,206	$	6,497
Deferred compensation liability, included in other liabilities	$	1,414	$	1,528

Net Income per Share (Tables)

12 Months Ended

Jun. 30, 2016

Earnings Per Share [Abstract]

Schedule of Earnings Per Share, Basic and Diluted

The following is a reconciliation of the numerator and denominator of basic and diluted net income per share of common stock:



	June 30,
	2016		2015		2014
Numerator:
Net income available to common stockholders	$	11,456	$	8,025	$	10,342
Denominator:
Weighted-average common shares outstanding - basic	17,417,046		$	19,038,098	$	18,630,774
Effect of dilutive shares	189,643		79,804		84,895
Weighted-average common shares outstanding - diluted	$	17,606,689	$	19,117,902	$	18,715,669
Net income per share - basic	$	0.65	$	0.42	$	0.54
Net income per share - diluted	$	0.65	$	0.42	$	0.54

Equity Incentive Plan (Tables)

12 Months Ended

Jun. 30, 2016

Disclosure of Compensation Related Costs, Share-based Payments [Abstract]

Equity Incentive Plan Stock Option Activity

The table below presents stock option activity and related information:



	Options	Weighted- average exercise price		Remaining contractual life (years)	Aggregate Intrinsic Value
Options outstanding at June 30, 2013	1,557,000	14.37		9.6	$	4,033
Granted	30,000	15.83		—	—
Exercised	—	—		—	—
Forfeited	73,500	14.37		—	—
Expired	—	—		—	—
Options outstanding at June 30, 2014	1,513,500	$	14.40	8.6	$	2,077
Exercisable at June 30, 2014	290,175	$	14.37
Granted	10,000	16.08		—	—
Exercised	18,000	14.37		—	—
Forfeited	7,500	14.37		—	—
Expired	—	—		—	—
Options outstanding at June 30, 2015	1,498,000	$	14.41	7.7	$	3,519
Exercisable at June 30, 2015	548,550	$	14.39
Granted	46,500	17.35		—	—
Exercised	2,200	14.37		—	—
Forfeited	13,000	14.37		—	—
Expired	—	—		—	—
Options outstanding at June 30, 2016	1,529,300	$	14.50	6.8	$	6,117
Exercisable at June 30, 2016	829,400	$	14.40

Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions

The weighted average fair value of each option granted in fiscal 2016 and 2015 was $4.53 and $3.59, respectively. Assumptions used for grants were as follows:



Assumptions in Estimating Option Values
	2016		2015
Weighted-average volatility	15.30	%	18.90	%
Expected dividend yield	—	%	—	%
Risk-free interest rate	1.63	%	1.56	%
Expected life (years)	6.5		6.0

Equity Incentive Plan Restricted Award Activity

The table below presents restricted stock award activity for the year ended June 30, 2016:



	Restricted stock awards	Weighted- average grant date fair value		Aggregate Intrinsic Value
Non-vested at June 30, 2013	511,300	$	14.37	$	8,672
Granted	7,050	15.80		—
Vested	95,485	14.37		—
Forfeited	18,900	14.37		—
Non-vested at June 30, 2014	403,965	$	14.39	$	6,770
Granted	—	—		—
Vested	91,895	14.39		—
Forfeited	1,600	14.37		—
Non-vested at June 30, 2015	310,470	$	14.40	$	5,203
Granted	34,500	17.35		—
Vested	93,670	14.39		—
Forfeited	2,550	14.37		—
Non-vested at June 30, 2016	248,750	$	14.81	$	4,602

Capital (Tables)

12 Months Ended

Jun. 30, 2016

Banking and Thrift [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

HomeTrust Bancshares, Inc. and the Bank's actual and required minimum capital amounts and ratios are as follows:



					Regulatory Requirements
	Actual				Minimum for Capital Adequacy Purposes				Minimum to Be Well Capitalized
	Amount		Ratio		Amount		Ratio		Amount		Ratio
HomeTrust Bancshares, Inc.
As of June 30, 2016
Common Equity Tier I Capital	$	317,258	14.39	%	$	99,197	4.50	%	$	143,285	6.50	%
Tier I Capital (to Total Adjusted Assets)	$	317,258	11.78	%	$	107,687	4.00	%	$	134,609	5.00	%
Tier I Capital (to Risk-weighted Assets)	$	317,258	14.39	%	$	132,263	6.00	%	$	176,350	8.00	%
Total Risk-based Capital (to Risk-weighted Assets)	$	339,005	15.38	%	$	176,350	8.00	%	$	220,438	10.00	%

As of June 30, 2015
Common Equity Tier I Capital	$	326,969	15.92	%	$	92,395	4.50	%	$	133,459	6.50	%
Tier I Capital (to Total Adjusted Assets)	$	326,969	11.91	%	$	109,797	4.00	%	$	137,246	5.00	%
Tier I Capital (to Risk-weighted Assets)	$	326,969	15.92	%	$	123,193	6.00	%	$	164,257	8.00	%
Total Risk-based Capital (to Risk-weighted Assets)	$	349,763	17.03	%	$	164,257	8.00	%	$	205,321	10.00	%

HomeTrust Bank:
As of June 30, 2016
Common Equity Tier I Capital	$	280,598	12.80	%	$	98,634	4.50	%	$	142,471	6.50	%
Tier I Capital (to Total Adjusted Assets)	$	280,598	10.50	%	$	106,852	4.00	%	$	133,565	5.00	%
Tier I Capital (to Risk-weighted Assets)	$	280,598	12.80	%	$	131,512	6.00	%	$	175,349	8.00	%
Total Risk-based Capital (to Risk-weighted Assets)	$	302,271	13.79	%	$	175,349	8.00	%	$	219,187	10.00	%

As of June 30, 2015
Common Equity Tier I Capital	$	271,760	13.36	%	$	91,508	4.50	%	$	132,178	6.50	%
Tier I Capital (to Total Adjusted Assets)	$	271,760	10.00	%	$	108,692	4.00	%	$	135,865	5.00	%
Tier I Capital (to Risk-weighted Assets)	$	271,760	13.36	%	$	122,010	6.00	%	$	162,680	8.00	%
Total Risk-based Capital (to Risk-weighted Assets)	$	294,425	14.48	%	$	162,680	8.00	%	$	203,350	10.00	%

___________________________________

Reconciliation of the Bank's Total Equity Capital Under US GAAP and Regulatory Capital Amounts

A reconciliation of HomeTrust Bancshares, Inc.'s stockholders' equity under US GAAP and regulatory capital amounts follows:



	June 30,
	2016			2015
Total stockholders' equity under US GAAP	$	359,976		$	371,050
Accumulated other comprehensive income, net of tax	(2,343		)	(870		)
Investment in nonincludable subsidiary	(926		)	(1,005		)
Disallowed deferred tax assets	(24,079		)	(27,002		)
Disallowed goodwill and other disallowed intangible assets	(15,370		)	(15,204		)
Tier I Capital	317,258			326,969
Allowable portion of allowance for loan losses	21,747			22,794
Total Risk-based Capital	$	339,005		$	349,763

Parent Company Financial Information (Tables)

12 Months Ended

Jun. 30, 2016

Condensed Financial Information of Parent Company Only Disclosure [Abstract]

Condensed Balance Sheet

Condensed balance sheet



	June 30, 2016			June 30, 2015
Assets:
Cash and equivalents	$	6,579		$	17,114
Certificates of deposit in other banks	8,456			9,947
Other securities	63			63
Total loans	7,938			11,643
Allowance for loan losses	(74		)	(129		)
Net loans	7,864			11,514
REO	1,124			834
Investment in bank subsidiary	326,648			320,861
ESOP loan receivable	8,830			9,280
Other assets	760			2,559
Total Assets	$	360,324		$	372,172
Liabilities and Stockholders’ Equity:
Other liabilities	348			1,122
Stockholders’ Equity	359,976			371,050
Total Liabilities and Stockholders’ Equity	$	360,324		$	372,172

Condensed Income Statement

Condensed statement of income



	June 30, 2016			June 30, 2015			June 30, 2014
Income:
Interest income	$	716		$	969		$	1,418
Other income	—			1			9
Equity earnings in Bank subsidiary	11,284			6,848			9,444
Total income	12,000			7,818			10,871
Expense:
Management fee expense	317			290			351
REO expense	71			136			237
Loss (gain) on sale and impairment of REO	115			(83		)	118
Recovery of loan losses	(275		)	(1,025		)	(357		)
Other expense	166			152			137
Total expense	394			(530		)	486
Income Before Income Taxes	11,606			8,348			10,385
Income Tax Expense	150			323			43
Net Income	$	11,456		$	8,025		$	10,342

Condensed Cash Flow Statement

Condensed statement of cash flows



	June 30, 2016			June 30, 2015			June 30, 2014
Operating Activities:
Net income	$	11,456		$	8,025		$	10,342
Adjustments to reconcile net income to net cash provided by operating activities:
Recovery of loan losses	(275		)	(1,025		)	(357		)
Loss (gain) on sale and impairment of REO	115			(83		)	118
Decrease (increase) in accrued interest receivable and other assets	1,799			(1,649		)	(308		)
Equity in undistributed income of Bank	(11,284		)	(6,848		)	(9,444		)
ESOP compensation expense	983			827			844
Restricted stock and stock option expense	2,939			2,821			2,623
Increase (decrease) in other liabilities	(774		)	60			660
Net cash provided by operating activities	4,959			2,128			4,478
Investing Activities:
Purchase of certificates of deposit in other banks	(996		)	(995		)	(248		)
Maturities of certificates of deposit in other banks	2,487			1,244			249
Purchase of equity securities	—			(63		)	—
Repayment of loans	3,024			4,835			6,356
Capital improvements to REO	—			(49		)	(4		)
Increase in investment in Bank subsidiary	(982		)	(827		)	(26,644		)
Dividend from subsidiary	7,952			25,000			19,110
ESOP principal payments received	450			442			430
Proceeds from sale of REO	496			302			4,811
Acquisition of BankGreenville Financial Corporation	—			—			(1,475		)
Acquisition of Jefferson Bancshares, Inc	—			—			(6,926		)
Net cash provided by (used in) investing activities	12,431			29,889			(4,341		)
Financing Activities:
Repayment of subordinated debentures	—			—			(10,000		)
Common stock repurchased	(27,734		)	(18,470		)	(29,460		)
Retired stock	(223		)	(188		)	(226		)
Exercised stock options	32			259			—
Net cash used in financing activities	(27,925		)	(18,399		)	(39,686		)
Net Increase (Decrease) in Cash and Cash Equivalents	(10,535		)	13,618			(39,549		)
Cash and Cash Equivalents at Beginning of Period	17,114			3,496			43,045
Cash and Cash Equivalents at End of Period	$	6,579		$	17,114		$	3,496

Fair Value of Financial Instruments (Tables)

12 Months Ended

Jun. 30, 2016

Fair Value Disclosures [Abstract]

Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis

The following table presents financial assets measured at fair value on a recurring basis at the dates indicated:



	June 30, 2016
Description	Total		Level 1		Level 2		Level 3
U.S Government Agencies	$	77,980	$	—	$	77,980	$	—
Residential Mortgage-backed Securities of U.S. Government Agencies and Government sponsored Enterprises	97,408		—		97,408		—
Municipal Bonds	17,234		—		17,234		—
Corporate Bonds	7,967		—		6,967		1,000
Equity Securities	63		—		63
Total	$	200,652	$	—	$	199,652	$	1,000



	June 30, 2015
Description	Total		Level 1		Level 2		Level 3
U.S Government Agencies	$	116,071	$	—	$	116,071	$	—
Residential Mortgage-backed Securities of U.S. Government Agencies and Government sponsored Enterprises	120,809		—		120,809		—
Municipal Bonds	16,678		—		16,678		—
Corporate Bonds	3,985		—		2,985		1,000
Equity Securities	63		—		63		—
Total	$	257,606	$	—	$	256,606	$	1,000

Fair Value Measurements, Nonrecurring

The following table presents financial assets measured at fair value on a non-recurring basis during the periods indicated:



	Year Ended June 30, 2016
Description	Total		Level 1		Level 2		Level 3
Impaired loans	$	4,239	$	—	$	—	$	4,239
REO	1,117		—		—		1,117
Total	$	5,356	$	—	$	—	$	5,356



	Year Ended June 30, 2015
Description	Total		Level 1		Level 2		Level 3
Impaired loans	$	5,697	$	—	$	—	$	5,697
REO	1,685		—		—		1,685
Total	$	7,382	$	—	$	—	$	7,382

Schedule of Quantitative Information About Level 3 Fair Value Measurements

Quantitative information about Level 3 fair value measurements during the period ended June 30, 2016 is shown in the table below:



	Fair Value at June 30, 2016		Valuation Techniques	Unobservable Input	Range	Weighted Average
Nonrecurring measurements:
Impaired loans, net	$	4,239	Discounted Appraisals	Collateral discounts	0% - 33%	12	%
REO	$	1,117	Discounted Appraisals	Collateral discounts	10% - 37%	16	%

Fair Value, by Balance Sheet Grouping

The stated carrying value and estimated fair value amounts of financial instruments as of June 30, 2016 and June 30, 2015, are summarized below:



	June 30, 2016
	Carrying Value		Fair Value		Level 1		Level 2		Level 3
Cash and interest-bearing deposits	$	52,596	$	52,596	$	52,596	$	—	$	—
Commercial paper	229,859		229,859		229,859		—		—
Certificates of deposit in other banks	161,512		161,512		—		161,512		—
Securities available for sale	200,652		200,652		—		199,652		1,000
Loans, net	1,811,539		1,761,926		—		—		1,761,926
Loans held for sale	5,783		5,876		—		—		5,876
FHLB stock	23,304		23,304		23,304		—		—
FRB stock	6,182		6,182		6,182		—		—
Accrued interest receivable	7,405		7,405		—		1,106		6,299
Noninterest-bearing and NOW deposits	628,910		628,910		—		628,910		—
Money market accounts	520,320		520,320		—		520,320		—
Savings accounts	210,817		210,817		—		210,817		—
Certificates of deposit	442,649		442,203		—		442,203		—
Borrowings	491,000		491,000		—		491,000		—
Accrued interest payable	246		246		—		246		—



	June 30, 2015
	Carrying Value		Fair Value		Level 1		Level 2		Level 3
Cash and interest-bearing deposits	$	116,160	$	116,160	$	116,160	$	—	$	—
Commercial paper	256,152		256,152		256,152		—		—
Certificates of deposit in other banks	210,629		210,629		—		210,629		—
Securities available for sale	257,606		257,606		—		256,606		1,000
Loans, net	1,663,333		1,555,992		—		—		1,555,992
Loans held for sale	5,874		5,968		—		—		5,968
FHLB stock	22,541		22,541		22,541		—		—
FRB stock	6,170		6,170		6,170		—		—
Accrued interest receivable	7,522		7,522		—		1,252		6,270
Noninterest-bearing and NOW deposits	591,429		591,429		—		591,429		—
Money market accounts	481,948		481,948		—		481,948		—
Savings accounts	221,674		221,674		—		221,674		—
Certificates of deposit	577,075		577,174		—		577,174		—
Borrowings	475,000		475,000		—		475,000		—
Accrued interest payable	181		181		—		181		—

Unaudited Interim Financial Information (Tables)

12 Months Ended

Jun. 30, 2016

Quarterly Financial Information Disclosure [Abstract]

Schedule of Quarterly Financial Information

The unaudited statements of income for each of the quarters during the fiscal years ended June 30, 2016 and 2015 are summarized below:



	Three months ended
	June 30, 2016		March 31, 2016		December 31, 2015		September 30, 2015
Interest and dividend income	$	22,375	$	21,797	$	21,566	$	22,009
Interest expense	1,609		1,577		1,416		1,438
Net interest income	20,766		20,220		20,150		20,571
Provision for loan losses	—		—		—		—
Net interest income after provision for loan losses	20,766		20,220		20,150		20,571
Noninterest income	3,745		3,384		3,005		3,369
Noninterest expense	19,803		19,373		19,842		19,835
Net income before provision for income taxes	4,708		4,231		3,313		4,105
Income tax expense	1,406		1,090		864		1,541
Net income	$	3,302	$	3,141	$	2,449	$	2,564
Net income per common share:
Basic	$	0.19	$	0.18	$	0.14	$	0.14
Diluted	$	0.19	$	0.18	$	0.14	$	0.14



	Three months ended
	June 30, 2015		March 31, 2015		December 31, 2014		September 30, 2014
Interest and dividend income	$	22,197	$	21,536	$	21,559	$	19,864
Interest expense	1,409		1,348		1,369		1,264
Net interest income	20,788		20,188		20,190		18,600
Recovery of loan losses	400		—		—		(250		)
Net interest income after provision for loan losses	20,388		20,188		20,190		18,850
Noninterest income	3,618		3,313		2,819		2,769
Noninterest expense	20,895		22,025		20,135		18,497
Net income before provision for income taxes	3,111		1,476		2,874		3,122
Income tax expense	553		314		825		866
Net income	$	2,558	$	1,162	$	2,049	$	2,256
Net income per common share:
Basic	$	0.14	$	0.06	$	0.10	$	0.12
Diluted	$	0.14	$	0.06	$	0.10	$	0.12

Business Combinations - Narrative (Details) - USD ($) $ / shares in Units, $ in Thousands				3 Months Ended
	Nov. 14, 2014	May 31, 2014	Jul. 31, 2013	Jun. 30, 2015	Jun. 30, 2016	Oct. 27, 2015	Jul. 31, 2014	Jun. 30, 2013
Business Acquisition [Line Items]
Goodwill				$ 12,673	$ 12,673			$ 10,751
Bank of America
Business Acquisition [Line Items]
Deposit premium paid (as a percent)	2.86%
Average daily deposit period	30 days
Bank of Commerce
Business Acquisition [Line Items]
Cash consideration paid per share (in dollars per share)							$ 6.25
Preferred stock redeemed							$ 3,200
Assets acquired							122,530
Acquired liabilities assumed							114,672
Adjustments to goodwill, increase/(decrease)				(2,031)
Jefferson Bancshares
Business Acquisition [Line Items]
Cash consideration paid per share (in dollars per share)		$ 4.00
Assets acquired		$ 494,261
Adjustments to goodwill, increase/(decrease)				$ 936
Name of entity acquired		Jefferson Bancshares, Inc.
Additional information		Under the terms of the agreement, Jefferson shareholders received 0.2661 shares of HomeTrust common stock, and $4.00 in cash for each share of Jefferson common stock. This represents approximately $50,490 of aggregate deal consideration
Shares of Hometrust common stock issued per common share of Jefferson Bancshares		0.2661
Liabilities assumed		$ 441,858
Goodwill		$ 7,949
Fair value of Hometrust common stock (in dollars per share)		$ 15.03
BankGreenville Financial Corporation
Business Acquisition [Line Items]
Cash consideration paid per share (in dollars per share)			$ 6.63
Assets acquired			$ 102,180
Name of entity acquired			BankGreenville Financial Corporation (“BankGreenville”)
Additional information			Under the terms of the agreement, BankGreenville shareholders received $6.63 per share in cash consideration. This represents approximately $7,823 of aggregate deal consideration. Additional contingent cash consideration of up to $0.75 per share (or approximately $883) could be realized at the expiration of 24 months based on the performance of a select pool of loans totaling approximately $8,000. Contingent cash consideration of $484 or $0.41 per share was paid by the Company to BankGreenville shareholders on October 27, 2015.
Liabilities assumed			$ 94,117
Goodwill			$ 2,802
Potential contingent cash consideration per share (in dollars per share)			$ 0.75
Potential contingent cash consideration			$ 883			$ 0
Contingent liability, performance period			24 months
Pool of loans, performance basis for contingent consideration			$ 8,000
As Recorded by the Company \| Bank of America
Business Acquisition [Line Items]
Total consideration	$ 9,805
Acquired loans, net of allowance	1,045
Acquired premises and equipment, net	8,993
Goodwill	0
Cash paid	$ 9,805
As Recorded by the Company \| Bank of Commerce
Business Acquisition [Line Items]
Total consideration							10,000
Acquired loans, net of allowance							86,484
Acquired premises and equipment, net							135
Goodwill							1,922
Cash paid							$ 10,000
As Recorded by the Company \| Jefferson Bancshares
Business Acquisition [Line Items]
Total consideration		$ 50,490
Acquired loans, net of allowance		329,912
Acquired premises and equipment, net		23,175
Goodwill		7,949
Cash paid		$ 25,251
As Recorded by the Company \| BankGreenville Financial Corporation
Business Acquisition [Line Items]
Acquired loans, net of allowance			47,830
Acquired premises and equipment, net			2,341
Goodwill			2,802
Cash paid			$ 7,823

Summary of Significant Accounting Policies - Narrative (Details)	12 Months Ended
	Jun. 30, 2016 USD ($) segment point derivative_instrument
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of loan portfolio segments \| segment	2
Average FICO credit score of borrower (in points) \| point	740
Loan to value percentage, less than	90.00%
Nonperforming assets, period past due	90 days
Threshold period after bankruptcy notification for charge-off	60 days
Threshold period after bankruptcy notification past due	120 days
Employee stock ownership plan, requisite service for eligibility	1000 hours
Employee stock ownership plan, period for eligibility	12 months
Employee stock ownership plan, minimum age for eligibility	21 years
Employee stock ownership plan, contribution period for loan payable	20 years
Derivative, number of instruments held \| derivative_instrument	2
Core Deposits \| Minimum
Financing Receivable, Recorded Investment, Past Due [Line Items]
Finite-lived intangible asset, useful life	5 years
Core Deposits \| Maximum
Financing Receivable, Recorded Investment, Past Due [Line Items]
Finite-lived intangible asset, useful life	10 years
Retail Consumer loans \| Uncollateralized
Financing Receivable, Recorded Investment, Past Due [Line Items]
Threshold period past due for charge-off	90 days
Retail Consumer loans \| Real Estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Threshold period past due for charge-off	120 days
Commercial Paper
Financing Receivable, Recorded Investment, Past Due [Line Items]
Maturities of short-term debt of investment graded corporations (less than)	270 days
Maximum amount of instruments per issuer \| $	$ 10,000,000.0

Business Combinations - Schedule of Business Acquisition and Contingent Consideration - Bank of America (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015	Nov. 14, 2014	Jun. 30, 2014	Jun. 30, 2013
Liabilities
Net identifiable assets acquired over liabilities assumed	$ 0	$ 19,805		$ 60,043
Goodwill	$ 12,673	$ 12,673			$ 10,751
As Recorded by Bank of America \| Bank of America
Assets
Cash and cash equivalents			$ 320,673
Loans, net of allowance			1,045
Premises and equipment, net			6,303
Accrued interest receivable			3
Deferred income taxes			0
Core deposit intangibles			0
Total assets acquired			328,024
Liabilities
Deposits			328,007
Other liabilities			17
Total liabilities assumed			328,024
Net identifiable assets acquired over liabilities assumed			0
Fair Value and Other Merger Related Adjustments \| Bank of America
Assets
Cash and cash equivalents			0
Loans, net of allowance			0
Premises and equipment, net			2,690
Accrued interest receivable			0
Deferred income taxes			353
Core deposit intangibles			7,936
Total assets acquired			10,979
Liabilities
Deposits			1,174
Other liabilities			0
Total liabilities assumed			1,174
Net identifiable assets acquired over liabilities assumed			9,805
As Recorded by the Company \| Bank of America
Consideration Paid
Cash paid as deposit premium			9,805
Total consideration			9,805
Assets
Cash and cash equivalents			320,673
Loans, net of allowance			1,045
Premises and equipment, net			8,993
Accrued interest receivable			3
Deferred income taxes			353
Core deposit intangibles			7,936
Total assets acquired			339,003
Liabilities
Deposits			329,181
Other liabilities			17
Total liabilities assumed			329,198
Net identifiable assets acquired over liabilities assumed			9,805
Goodwill			$ 0

Business Combinations - Schedule of Business Acquisition, Consideration Paid, Assets Acquired and Liabilities Assumed - Bank of Commerce (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015	Jul. 31, 2014	Jun. 30, 2014	Jun. 30, 2013
Liabilities
Net identifiable assets acquired over liabilities assumed	$ 0	$ 19,805		$ 60,043
Goodwill	$ 12,673	$ 12,673			$ 10,751
As Recorded By Bank Of Commerce \| Bank of Commerce
Assets
Cash and cash equivalents			$ 2,241
Securities available for sale			24,228
Loans, net of allowance			89,339
FHLB Stock			791
REO			224
Premises and equipment, net			135
Accrued interest receivable			355
Deferred income taxes			286
Core deposit intangibles			0
Other assets			4,931
Total assets acquired			122,530
Liabilities
Deposits			93,303
Borrowings			15,000
Other liabilities			6,369
Total liabilities assumed			114,672
Net identifiable assets acquired over liabilities assumed			7,858
Fair Value and Other Merger Related Adjustments \| Bank of Commerce
Assets
Cash and cash equivalents			0
Securities available for sale			0
Loans, net of allowance			(2,855)
FHLB Stock			0
REO			(14)
Premises and equipment, net			0
Accrued interest receivable			(100)
Deferred income taxes			2,839
Core deposit intangibles			640
Other assets			(6)
Total assets acquired			504
Liabilities
Deposits			112
Borrowings			172
Other liabilities			0
Total liabilities assumed			284
Net identifiable assets acquired over liabilities assumed			220
As Recorded by the Company \| Bank of Commerce
Consideration Paid
Cash paid			10,000
Total consideration			10,000
Assets
Cash and cash equivalents			2,241
Securities available for sale			24,228
Loans, net of allowance			86,484
FHLB Stock			791
REO			210
Premises and equipment, net			135
Accrued interest receivable			255
Deferred income taxes			3,125
Core deposit intangibles			640
Other assets			4,925
Total assets acquired			123,034
Liabilities
Deposits			93,415
Borrowings			15,172
Other liabilities			6,369
Total liabilities assumed			114,956
Net identifiable assets acquired over liabilities assumed			8,078
Goodwill			$ 1,922

Business Combinations - Schedule of Purchased Performing Loans and Purchased Credit Impaired Loans Acquired in Transfer - Bank of Commerce (Details) - Bank of Commerce $ in Thousands	Jul. 31, 2014 USD ($)
Business Acquisition [Line Items]
Purchased Performing	$ 46,229
PCI	40,255
Total Loans	86,484
One-to-four family \| Retail Consumer Loans
Business Acquisition [Line Items]
Purchased Performing	2,717
PCI	2,979
Total Loans	5,696
Home equity lines of credit \| Retail Consumer Loans
Business Acquisition [Line Items]
Purchased Performing	8,823
PCI	317
Total Loans	9,140
Consumer \| Retail Consumer Loans
Business Acquisition [Line Items]
Purchased Performing	37
PCI	15
Total Loans	52
Commercial real estate \| Commercial
Business Acquisition [Line Items]
Purchased Performing	29,048
PCI	30,047
Total Loans	59,095
Construction and development \| Commercial
Business Acquisition [Line Items]
Purchased Performing	202
PCI	3,020
Total Loans	3,222
Commercial and industrial \| Commercial
Business Acquisition [Line Items]
Purchased Performing	5,402
PCI	3,877
Total Loans	$ 9,279

Business Combinations - Schedule of Business Acquisition, Consideration Paid, Assets Acquired and Liabilities Assumed - Jefferson Bancshares, Inc. (Details) - USD ($) $ in Thousands	May 31, 2014	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Liabilities
Net identifiable assets acquired over liabilities assumed		$ 0	$ 19,805	$ 60,043
Goodwill		$ 12,673	$ 12,673		$ 10,751
As Recorded by Jefferson \| Jefferson Bancshares
Assets
Cash and cash equivalents	$ 18,325
Securities available for sale	85,744
Loans, net of allowance	338,616
FHLB Stock	4,635
REO	3,288
Premises and equipment, net	24,662
Accrued interest receivable	1,367
Deferred income taxes	9,606
Core deposit intangibles	847
Other assets	7,171
Total assets acquired	494,261
Liabilities
Deposits	376,985
Borrowings	55,081
Subordinated debentures	7,460
Other liabilities	2,332
Total liabilities assumed	441,858
Net identifiable assets acquired over liabilities assumed	52,403
Fair Value and Other Merger Related Adjustments \| Jefferson Bancshares
Assets
Cash and cash equivalents	0
Securities available for sale	(675)
Loans, net of allowance	(8,704)
FHLB Stock	0
REO	(1,064)
Premises and equipment, net	(1,487)
Accrued interest receivable	(90)
Deferred income taxes	3,637
Core deposit intangibles	2,683
Other assets	(393)
Total assets acquired	(6,093)
Liabilities
Deposits	371
Borrowings	858
Subordinated debentures	2,540
Other liabilities	0
Total liabilities assumed	3,769
Net identifiable assets acquired over liabilities assumed	(9,862)
As Recorded by the Company \| Jefferson Bancshares
Consideration Paid
Cash paid including cash in lieu of fractional shares	25,251
Fair value of HomeTrust common stock at $15.03 per share	25,239
Total consideration	50,490
Assets
Cash and cash equivalents	18,325
Securities available for sale	85,069
Loans, net of allowance	329,912
FHLB Stock	4,635
REO	2,224
Premises and equipment, net	23,175
Accrued interest receivable	1,277
Deferred income taxes	13,243
Core deposit intangibles	3,530
Other assets	6,778
Total assets acquired	488,168
Liabilities
Deposits	377,356
Borrowings	55,939
Subordinated debentures	10,000
Other liabilities	2,332
Total liabilities assumed	445,627
Net identifiable assets acquired over liabilities assumed	42,541
Goodwill	$ 7,949

Business Combinations - Schedule of Purchased Performing Loans and Purchased Impaired Loans Acquired in Transfer - Jefferson Bancshares, Inc. (Details) - Jefferson Bancshares $ in Thousands	May 31, 2014 USD ($)
Business Acquisition [Line Items]
Purchased Performing	$ 299,891
PCI	30,021
Total Loans	329,912
Retail Consumer Loans \| One-to-four family
Business Acquisition [Line Items]
Purchased Performing	74,378
PCI	6,066
Total Loans	80,444
Retail Consumer Loans \| Home equity lines of credit
Business Acquisition [Line Items]
Purchased Performing	16,857
PCI	18
Total Loans	16,875
Retail Consumer Loans \| Construction and land/lots
Business Acquisition [Line Items]
Purchased Performing	7,810
PCI	924
Total Loans	8,734
Retail Consumer Loans \| Consumer
Business Acquisition [Line Items]
Purchased Performing	3,690
PCI	2
Total Loans	3,692
Commercial \| Commercial real estate
Business Acquisition [Line Items]
Purchased Performing	119,635
PCI	15,649
Total Loans	135,284
Commercial \| Construction and development
Business Acquisition [Line Items]
Purchased Performing	24,658
PCI	1,012
Total Loans	25,670
Commercial \| Commercial and industrial
Business Acquisition [Line Items]
Purchased Performing	52,863
PCI	6,350
Total Loans	$ 59,213

Business Combinations - Schedule of Business Acquisition, Consideration Paid, Assets Acquired and Liabilities Assumed - BankGreenville Financial Corporation (Details) - USD ($) $ in Thousands	Jul. 31, 2013	Jun. 30, 2016	Oct. 27, 2015	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Liabilities
Net identifiable assets acquired over liabilities assumed		$ 0		$ 19,805	$ 60,043
Goodwill		$ 12,673		$ 12,673		$ 10,751
BankGreenville Financial Corporation
Liabilities
Contingent liability, performance period	24 months
Amount of pool of loans on which contingent consideration performance measurement is based	$ 8,000
Actual amount paid to shareholders	883		$ 0
BankGreenville Financial Corporation \| As Recorded by BankGreenville
Assets
Cash and cash equivalents	10,348
Securities available for sale	34,345
Loans, net of allowance	51,622
FHLB Stock	447
REO	2,317
Premises and equipment, net	2,458
Accrued interest receivable	429
Deferred income taxes	0
Core deposit intangibles	0
Other assets	214
Total assets acquired	102,180
Liabilities
Deposits	88,906
Borrowings	4,700
Other liabilities	511
Total liabilities assumed	94,117
Net identifiable assets acquired over liabilities assumed	8,063
BankGreenville Financial Corporation \| Fair Value and Other Merger Related Adjustments
Assets
Cash and cash equivalents	0
Securities available for sale	0
Loans, net of allowance	(3,792)
FHLB Stock	0
REO	(168)
Premises and equipment, net	(117)
Accrued interest receivable	0
Deferred income taxes	2,470
Core deposit intangibles	530
Other assets	0
Total assets acquired	(1,077)
Liabilities
Deposits	201
Borrowings	34
Other liabilities	0
Total liabilities assumed	235
Net identifiable assets acquired over liabilities assumed	(1,312)
BankGreenville Financial Corporation \| As Recorded by the Company
Consideration Paid
Cash paid	7,823
Repayment of BankGreenville preferred stock	1,050
Contingent cash consideration	680
Total consideration	9,553
Assets
Cash and cash equivalents	10,348
Securities available for sale	34,345
Loans, net of allowance	47,830
FHLB Stock	447
REO	2,149
Premises and equipment, net	2,341
Accrued interest receivable	429
Deferred income taxes	2,470
Core deposit intangibles	530
Other assets	214
Total assets acquired	101,103
Liabilities
Deposits	89,107
Borrowings	4,734
Other liabilities	511
Total liabilities assumed	94,352
Net identifiable assets acquired over liabilities assumed	6,751
Goodwill	$ 2,802

Business Combinations - Schedule of Business Acquisition Purchased Performing and Impaired Loans - BankGreenville Financial Corporation (Details) - BankGreenville Financial Corporation $ in Thousands	Jul. 31, 2013 USD ($)
Business Acquisition [Line Items]
Purchased Performing	$ 38,223
PCI	9,607
Total Loans	47,830
Retail Consumer Loans \| One-to-four family
Business Acquisition [Line Items]
Purchased Performing	8,274
PCI	1,392
Total Loans	9,666
Retail Consumer Loans \| Home equity lines of credit
Business Acquisition [Line Items]
Purchased Performing	3,987
PCI	134
Total Loans	4,121
Retail Consumer Loans \| Consumer
Business Acquisition [Line Items]
Purchased Performing	522
PCI	0
Total Loans	522
Commercial \| Commercial real estate
Business Acquisition [Line Items]
Purchased Performing	23,073
PCI	4,552
Total Loans	27,625
Commercial \| Construction and development
Business Acquisition [Line Items]
Purchased Performing	2,367
PCI	3,529
Total Loans	$ 5,896

Securities Available For Sale - Schedule of Available-for-sale Securities Reconciliation (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 197,102	$ 256,288
Gross Unrealized Gains	3,634	1,597
Gross Unrealized Losses	(84)	(279)
Estimated Fair Value	200,652	257,606
US Government Agencies Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	77,356	115,683
Gross Unrealized Gains	624	455
Gross Unrealized Losses	0	(67)
Estimated Fair Value	77,980	116,071
Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	95,668	120,294
Gross Unrealized Gains	1,824	674
Gross Unrealized Losses	(84)	(159)
Estimated Fair Value	97,408	120,809
Municipal Bonds
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	16,242	16,359
Gross Unrealized Gains	992	372
Gross Unrealized Losses	0	(53)
Estimated Fair Value	17,234	16,678
Corporate Bonds
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	7,773	3,889
Gross Unrealized Gains	194	96
Gross Unrealized Losses	0	0
Estimated Fair Value	7,967	3,985
Equity Securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	63	63
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0
Estimated Fair Value	$ 63	$ 63

Securities Available For Sale - Schedule of Investments Classified by Contractual Maturity Date (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Amortized Cost
Due within one year	$ 407	$ 317
Due after one year through five years	79,724	83,268
Due after five years through ten years	18,278	48,578
Due after ten years	2,962	3,768
Total	197,039	256,225
Estimated Fair Value
Due within one year	411	317
Due after one year through five years	80,290	83,455
Due after five years through ten years	19,257	49,102
Due after ten years	3,223	3,860
Total	200,589	257,543
Mortgage-backed Securities
Amortized Cost
Total	95,668	120,294
Estimated Fair Value
Total	$ 97,408	$ 120,809

Securities Available For Sale - Schedule of Gross Proceeds and Gross Realized Gains and Losses from Sales of Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014
Investments, Debt and Equity Securities [Abstract]
Gross proceeds from sales of securities	$ 0	$ 10,387	$ 2,086
Gross realized gains from sales of securities	0	74	42
Gross realized losses from sales of securities	$ 0	$ (13)	$ (32)

Securities Available For Sale - Schedule of Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Fair Value
Less than 12 Months, Fair Value		$ 64,142
12 Months or More, Fair Value		5,037
Total, Fair Value		69,179
Unrealized Losses
Less than 12 Months, Unrealized Losses		(201)
12 Months or More, Unrealized Losses		(78)
Total, Unrealized Losses		(279)
US Government Agencies Debt Securities [Member]
Fair Value
Less than 12 Months, Fair Value		35,793
12 Months or More, Fair Value		0
Total, Fair Value		35,793
Unrealized Losses
Less than 12 Months, Unrealized Losses		(67)
12 Months or More, Unrealized Losses		0
Total, Unrealized Losses		(67)
Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises
Fair Value
Less than 12 Months, Fair Value	$ 1,970	24,429
12 Months or More, Fair Value	6,040	5,037
Total, Fair Value	8,010	29,466
Unrealized Losses
Less than 12 Months, Unrealized Losses	(20)	(81)
12 Months or More, Unrealized Losses	(64)	(78)
Total, Unrealized Losses	$ (84)	(159)
Municipal Bonds
Fair Value
Less than 12 Months, Fair Value		3,920
12 Months or More, Fair Value		0
Total, Fair Value		3,920
Unrealized Losses
Less than 12 Months, Unrealized Losses		(53)
12 Months or More, Unrealized Losses		0
Total, Unrealized Losses		$ (53)

Securities Available For Sale - Narrative (Details) $ in Thousands	Jun. 30, 2016 USD ($) security	Jun. 30, 2015 USD ($) security
Investments, Debt and Equity Securities [Abstract]
Available-for-sale, securities pledged as collateral	$ 151,359	$ 181,404
Market value of available-for-sale securities pledged as collateral	$ 154,132	$ 182,217
Number of securities with unrealized losses \| security	44	81

Loans - Schedule of Accounts, Notes, Loans and Financing Receivable (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Accounts, Notes, Loans and Financing Receivable
Total loans	$ 1,832,459	$ 1,685,684
Deferred loan costs, net	372	23
Total loans, net of deferred loan fees and discount	1,832,831	1,685,707
Allowance for loan losses	(21,292)	(22,374)
Net loans	1,811,539	1,663,333
Retail Consumer Loans
Accounts, Notes, Loans and Financing Receivable
Total loans	1,082,586	986,097
Retail Consumer Loans \| One-to-four family
Accounts, Notes, Loans and Financing Receivable
Total loans	623,701	650,750
Retail Consumer Loans \| HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Total loans	163,293	161,204
Retail Consumer Loans \| HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Total loans	144,377	72,010
Retail Consumer Loans \| Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Total loans	38,102	45,931
Retail Consumer Loans \| Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Total loans	108,478	52,494
Retail Consumer Loans \| Consumer
Accounts, Notes, Loans and Financing Receivable
Total loans	4,635	3,708
Commercial Loans
Accounts, Notes, Loans and Financing Receivable
Total loans	749,873	699,587
Commercial Loans \| Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Total loans	486,561	441,620
Commercial Loans \| Construction and development
Accounts, Notes, Loans and Financing Receivable
Total loans	86,840	64,573
Commercial Loans \| Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Total loans	73,289	84,820
Commercial Loans \| Municipal leases
Accounts, Notes, Loans and Financing Receivable
Total loans	$ 103,183	$ 108,574

Loans - Related Party Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Related Party Transaction [Line Items]
Loans and Leases Receivable, Related Parties	$ 837	$ 616
Related Party Unfunded Commitments
Related Party Transaction [Line Items]
Loans and Leases Receivable, Related Parties	$ 872	$ 965

Loans - Schedule of Past Due Financing Receivables (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	$ 19,487	$ 29,837
Current	1,812,972	1,655,847
Total Loans Receivable	1,832,459	1,685,684
30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	6,043	9,933
90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	13,444	19,904
Retail Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable	1,082,586	986,097
Retail Consumer Loans \| One-to-four family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	8,990	13,809
Current	614,711	636,941
Total Loans Receivable	623,701	650,750
Retail Consumer Loans \| One-to-four family \| 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	3,514	5,548
Retail Consumer Loans \| One-to-four family \| 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	5,476	8,261
Retail Consumer Loans \| HELOCs - originated
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	597	1,503
Current	162,696	159,701
Total Loans Receivable	163,293	161,204
Retail Consumer Loans \| HELOCs - originated \| 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	220	695
Retail Consumer Loans \| HELOCs - originated \| 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	377	808
Retail Consumer Loans \| HELOCs - purchased
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Current	144,377	72,010
Total Loans Receivable	144,377	72,010
Retail Consumer Loans \| HELOCs - purchased \| 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Retail Consumer Loans \| HELOCs - purchased \| 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Retail Consumer Loans \| Construction and land/lots
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	219	409
Current	37,883	45,522
Total Loans Receivable	38,102	45,931
Retail Consumer Loans \| Construction and land/lots \| 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	100	102
Retail Consumer Loans \| Construction and land/lots \| 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	119	307
Retail Consumer Loans \| Indirect auto finance
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	182	0
Current	108,296	52,494
Total Loans Receivable	108,478	52,494
Retail Consumer Loans \| Indirect auto finance \| 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	182	0
Retail Consumer Loans \| Indirect auto finance \| 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Retail Consumer Loans \| Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	8	25
Current	4,627	3,683
Total Loans Receivable	4,635	3,708
Retail Consumer Loans \| Consumer \| 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	4	23
Retail Consumer Loans \| Consumer \| 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	4	2
Commercial Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable	749,873	699,587
Commercial Loans \| Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	4,789	7,394
Current	481,772	434,226
Total Loans Receivable	486,561	441,620
Commercial Loans \| Commercial real estate \| 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,436	2,758
Commercial Loans \| Commercial real estate \| 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	3,353	4,636
Commercial Loans \| Construction and development
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,667	3,158
Current	85,173	61,415
Total Loans Receivable	86,840	64,573
Commercial Loans \| Construction and development \| 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	371	166
Commercial Loans \| Construction and development \| 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,296	2,992
Commercial Loans \| Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	3,035	3,337
Current	70,254	81,483
Total Loans Receivable	73,289	84,820
Commercial Loans \| Commercial and industrial \| 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	216	439
Commercial Loans \| Commercial and industrial \| 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	2,819	2,898
Commercial Loans \| Municipal leases
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	202
Current	103,183	108,372
Total Loans Receivable	103,183	108,574
Commercial Loans \| Municipal leases \| 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	202
Commercial Loans \| Municipal leases \| 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	$ 0	$ 0

Loans - Schedule of Past Due Loans Still Accruing and Nonaccruing Interest (Details) - USD ($) $ in Thousands	Jul. 08, 2015	Jun. 30, 2016	Jun. 30, 2015
Accounts, Notes, Loans and Financing Receivable
Nonaccruing		$ 18,518	$ 24,854
90 Days & still accruing		0	0
Other Assets
Accounts, Notes, Loans and Financing Receivable
Receivable related to sale	$ 9,200
Charge-off in allowance for loan losses related to sale	$ 664
Purchased Credit Impaired (PCI) Loans
Accounts, Notes, Loans and Financing Receivable
Nonaccruing		6,607	8,158
Retail Consumer Loans \| One-to-four family
Accounts, Notes, Loans and Financing Receivable
Nonaccruing		9,192	10,523
90 Days & still accruing		0	0
Retail Consumer Loans \| HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Nonaccruing		1,026	1,856
90 Days & still accruing		0	0
Retail Consumer Loans \| Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Nonaccruing		188	465
90 Days & still accruing		0	0
Retail Consumer Loans \| Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Nonaccruing		20	0
90 Days & still accruing			0
Retail Consumer Loans \| Consumer
Accounts, Notes, Loans and Financing Receivable
Nonaccruing		15	49
90 Days & still accruing		0	0
Commercial Loans \| Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Nonaccruing		3,222	5,103
90 Days & still accruing		0	0
Commercial Loans \| Construction and development
Accounts, Notes, Loans and Financing Receivable
Nonaccruing		1,417	3,461
90 Days & still accruing		0	0
Commercial Loans \| Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Nonaccruing		3,019	3,081
90 Days & still accruing		0	0
Commercial Loans \| Municipal leases
Accounts, Notes, Loans and Financing Receivable
Nonaccruing		419	316
90 Days & still accruing		$ 0	$ 0

Loans - Schedule of Troubled Debt Restructurings Performing and Excluded from Nonaccruing Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Performing financing receivable
Financing Receivable, Modifications
Performing TDRs included in impaired loans	$ 28,263	$ 21,891

Loans - Schedule of Allowance for Credit Losses on Financing Receivables Table (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	$ 22,374	$ 23,429	$ 23,429
Provision for (recovery of) loan losses	0	150	(6,300)
Charge-offs	(3,704)	(4,860)	(5,337)
Recoveries	2,622	3,655	2,993
Balance at end of period	21,292	22,374	23,429
Retail Consumer Loans
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	12,575	15,731	15,731
Provision for (recovery of) loan losses	(597)	(1,258)	(3,447)
Charge-offs	(1,663)	(3,107)	(4,436)
Recoveries	1,234	1,209	1,662
Balance at end of period	11,549	12,575	15,731
Commercial Loans
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	9,398	7,698	7,698
Provision for (recovery of) loan losses	637	355	(2,853)
Charge-offs	(2,041)	(1,101)	(901)
Recoveries	1,388	2,446	1,331
Balance at end of period	9,382	9,398	7,698
Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	401	0
Provision for (recovery of) loan losses	(40)	1,053
Charge-offs	0	(652)
Recoveries	0	0
Balance at end of period	$ 361	$ 401	$ 0

Loans - Schedule of Ending Balances of Loans and the Related Allowance by Segment and Class (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Sep. 30, 2015	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2012
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	$ 21,292		$ 22,374	$ 23,429	$ 23,429	$ 32,073
Allowance for loan losses, Loans individually evaluated for impairment	686		1,856
Allowance for loan losses, Loans collectively evaluated	20,245		20,117
Allowance for loan losses, Total	21,292		22,374
Total loans receivable, PCI	1,796,495		1,634,067
Total loans receivable, Loans individually evaluated for impairment	24,345		48,395
Total loans receivable, Loans collectively evaluated	1,772,150		1,585,672
Total loans	1,832,459		1,685,684
Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	361		401	0
Total loans receivable, PCI	35,964		51,617
Retail Consumer Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	11,549		12,575	15,731	15,731	21,952
Total loans receivable, Loans individually evaluated for impairment		$ 11,913
Total loans	1,082,586		986,097
Retail Consumer Loans \| One-to-four family
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	187		492
Allowance for loan losses, Loans collectively evaluated	6,385		7,463
Allowance for loan losses, Total	6,595		7,990
Total loans receivable, PCI	616,663		640,420
Total loans receivable, Loans individually evaluated for impairment	12,411		22,841
Total loans receivable, Loans collectively evaluated	604,252		617,579
Total loans	623,701		650,750
Retail Consumer Loans \| One-to-four family \| Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	23		35
Total loans receivable, PCI	7,038		10,330
Retail Consumer Loans \| HELOCs - originated
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	288		275
Allowance for loan losses, Loans collectively evaluated	1,709		1,499
Allowance for loan losses, Total	1,997		1,777
Total loans receivable, PCI	163,015		160,909
Total loans receivable, Loans individually evaluated for impairment	1,145		2,608
Total loans receivable, Loans collectively evaluated	161,870		158,301
Total loans	163,293		161,204
Retail Consumer Loans \| HELOCs - originated \| Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	0		3
Total loans receivable, PCI	278		295
Retail Consumer Loans \| HELOCs - purchased
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0		0
Allowance for loan losses, Loans collectively evaluated	558		432
Allowance for loan losses, Total	558		432
Total loans receivable, PCI	144,377		72,010
Total loans receivable, Loans individually evaluated for impairment	0		0
Total loans receivable, Loans collectively evaluated	144,377		72,010
Total loans	144,377		72,010
Retail Consumer Loans \| HELOCs - purchased \| Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	0		0
Total loans receivable, PCI	0		0
Retail Consumer Loans \| Construction and land/lots
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	198		531
Allowance for loan losses, Loans collectively evaluated	1,146		1,291
Allowance for loan losses, Total	1,344		1,822
Total loans receivable, PCI	37,528		45,217
Total loans receivable, Loans individually evaluated for impairment	392		1,926
Total loans receivable, Loans collectively evaluated	37,136		43,291
Total loans	38,102		45,931
Retail Consumer Loans \| Construction and land/lots \| Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	0		0
Total loans receivable, PCI	574		714
Retail Consumer Loans \| Indirect auto finance
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0		0
Allowance for loan losses, Loans collectively evaluated	1,016		464
Allowance for loan losses, Total	1,016		464
Total loans receivable, PCI	108,478		52,494
Total loans receivable, Loans individually evaluated for impairment	0		0
Total loans receivable, Loans collectively evaluated	108,478		52,494
Total loans	108,478		52,494
Retail Consumer Loans \| Indirect auto finance \| Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	0		0
Total loans receivable, PCI	0		0
Retail Consumer Loans \| Consumer
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	10		39
Allowance for loan losses, Loans collectively evaluated	51		89
Allowance for loan losses, Total	61		128
Total loans receivable, PCI	4,626		3,697
Total loans receivable, Loans individually evaluated for impairment	0		45
Total loans receivable, Loans collectively evaluated	4,626		3,652
Total loans	4,635		3,708
Retail Consumer Loans \| Consumer \| Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	0		0
Total loans receivable, PCI	9		11
Commercial Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	9,382		9,398	$ 7,698	$ 7,698	$ 10,121
Total loans	749,873		699,587
Commercial Loans \| Commercial real estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0		0
Allowance for loan losses, Loans collectively evaluated	6,142		6,005
Allowance for loan losses, Total	6,430		6,339
Total loans receivable, PCI	465,238		411,441
Total loans receivable, Loans individually evaluated for impairment	5,376		10,961
Total loans receivable, Loans collectively evaluated	459,862		400,480
Total loans	486,561		441,620
Commercial Loans \| Commercial real estate \| Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	288		334
Total loans receivable, PCI	21,323		30,179
Commercial Loans \| Construction and development
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0		119
Allowance for loan losses, Loans collectively evaluated	1,891		1,462
Allowance for loan losses, Total	1,908		1,581
Total loans receivable, PCI	83,693		59,795
Total loans receivable, Loans individually evaluated for impairment	1,789		5,161
Total loans receivable, Loans collectively evaluated	81,904		54,634
Total loans	86,840		64,573
Commercial Loans \| Construction and development \| Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	17		0
Total loans receivable, PCI	3,147		4,778
Commercial Loans \| Commercial and industrial
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	3		400
Allowance for loan losses, Loans collectively evaluated	685		675
Allowance for loan losses, Total	721		1,104
Total loans receivable, PCI	69,694		79,510
Total loans receivable, Loans individually evaluated for impairment	2,927		4,537
Total loans receivable, Loans collectively evaluated	66,767		74,973
Total loans	73,289		84,820
Commercial Loans \| Commercial and industrial \| Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	33		29
Total loans receivable, PCI	3,595		5,310
Commercial Loans \| Municipal leases
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0		0
Allowance for loan losses, Loans collectively evaluated	662		737
Allowance for loan losses, Total	662		737
Total loans receivable, PCI	103,183		108,574
Total loans receivable, Loans individually evaluated for impairment	305		316
Total loans receivable, Loans collectively evaluated	102,878		108,258
Total loans	103,183		108,574
Commercial Loans \| Municipal leases \| Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	0		0
Total loans receivable, PCI	$ 0		$ 0

Loans - Schedule of Impaired Loans and Related Allowance by Segment and Class (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Financing Receivable, Impaired
Unpaid principal balance	$ 58,106	$ 69,316
Recorded investment with a recorded allowance	17,908	16,795
Recorded investment with no recorded allowance	26,199	41,089
Total	44,107	57,884
Related recorded allowance	850	2,371
Loans excluded from recorded investment due to accretion of discounts	2,541	644
Impaired loans not individually evaluated	1,854	9,492
Recorded allowance of impaired loans not individually evaluated	164	515
Purchased Credit Impaired (PCI) Loans
Financing Receivable, Impaired
Unpaid principal balance	43,398	61,451
Total	35,964	51,617
Retail Consumer Loans \| One-to-four family
Financing Receivable, Impaired
Unpaid principal balance	29,053	31,590
Recorded investment with a recorded allowance	12,348	10,340
Recorded investment with no recorded allowance	13,375	19,164
Total	25,723	29,504
Related recorded allowance	281	598
Retail Consumer Loans \| HELOCs - originated
Financing Receivable, Impaired
Unpaid principal balance	4,486	6,019
Recorded investment with a recorded allowance	1,999	2,565
Recorded investment with no recorded allowance	1,178	1,543
Total	3,177	4,108
Related recorded allowance	305	294
Retail Consumer Loans \| Construction and land/lots
Financing Receivable, Impaired
Unpaid principal balance	2,890	3,303
Recorded investment with a recorded allowance	764	1,225
Recorded investment with no recorded allowance	693	758
Total	1,457	1,983
Related recorded allowance	209	533
Retail Consumer Loans \| Indirect auto finance
Financing Receivable, Impaired
Unpaid principal balance	45	10
Recorded investment with a recorded allowance	20	0
Recorded investment with no recorded allowance	0	0
Total	20	0
Related recorded allowance	0	0
Retail Consumer Loans \| Consumer
Financing Receivable, Impaired
Unpaid principal balance	514	1,966
Recorded investment with a recorded allowance	9	13
Recorded investment with no recorded allowance	13	45
Total	22	58
Related recorded allowance	10	39
Commercial Loans \| Commercial real estate
Financing Receivable, Impaired
Unpaid principal balance	7,433	13,829
Recorded investment with a recorded allowance	857	696
Recorded investment with no recorded allowance	5,776	10,971
Total	6,633	11,667
Related recorded allowance	13	412
Commercial Loans \| Construction and development
Financing Receivable, Impaired
Unpaid principal balance	3,556	6,615
Recorded investment with a recorded allowance	600	1,268
Recorded investment with no recorded allowance	1,929	4,241
Total	2,529	5,509
Related recorded allowance	14	64
Commercial Loans \| Commercial and industrial
Financing Receivable, Impaired
Unpaid principal balance	9,710	5,668
Recorded investment with a recorded allowance	1,197	688
Recorded investment with no recorded allowance	2,930	4,051
Total	4,127	4,739
Related recorded allowance	17	431
Commercial Loans \| Municipal leases
Financing Receivable, Impaired
Unpaid principal balance	419	316
Recorded investment with a recorded allowance	114	0
Recorded investment with no recorded allowance	305	316
Total	419	316
Related recorded allowance	$ 1	$ 0

Loans - Schedule of Average Recorded Investment in Loans, Interest Income Recognized (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Impaired
Average recorded investment	$ 50,727	$ 59,753	$ 79,360
Interest income recognized	2,538	2,738	3,060
Retail Consumer Loans \| One-to-four family
Financing Receivable, Impaired
Average recorded investment	28,479	30,089	38,949
Interest income recognized	1,477	1,696	1,624
Retail Consumer Loans \| HELOCs - originated
Financing Receivable, Impaired
Average recorded investment	3,593	4,373	5,549
Interest income recognized	200	238	274
Retail Consumer Loans \| Construction and land/lots
Financing Receivable, Impaired
Average recorded investment	1,787	2,074	2,080
Interest income recognized	135	158	182
Retail Consumer Loans \| Indirect auto finance
Financing Receivable, Impaired
Average recorded investment	7	0	0
Interest income recognized	2	0	0
Retail Consumer Loans \| Consumer
Financing Receivable, Impaired
Average recorded investment	55	46	34
Interest income recognized	23	24	8
Commercial Loans \| Commercial real estate
Financing Receivable, Impaired
Average recorded investment	8,506	14,718	22,116
Interest income recognized	440	243	640
Commercial Loans \| Construction and development
Financing Receivable, Impaired
Average recorded investment	3,469	5,654	7,885
Interest income recognized	84	167	169
Commercial Loans \| Commercial and industrial
Financing Receivable, Impaired
Average recorded investment	4,379	2,496	2,747
Interest income recognized	155	188	163
Commercial Loans \| Municipal leases
Financing Receivable, Impaired
Average recorded investment	452	303	0
Interest income recognized	$ 22	$ 24	$ 0

Loans - Schedule of Changes in Accretable Yield for Purchased Impaired Loans (Details) - Purchased Credit Impaired (PCI) Loans - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Changes in Accretable Yield
Accretable yield, beginning of period	$ 11,096	$ 6,151
Reclass from nonaccretable yield	1,452	3,047
Other changes, net	1,436	438
Interest income	(4,452)	(5,855)
Accretable yield, end of period	9,532	11,096
Bank of Commerce
Changes in Accretable Yield
Addition from the Bank of Commerce acquisition	$ 0	$ 7,315

Loans Loans - Schedule of Impaired PCI Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Financing Receivable, Impaired
Carrying value of PCI loans	$ 44,107	$ 57,884
Unpaid principal balance of PCI loans	58,106	69,316
Purchased Credit Impaired (PCI) Loans
Financing Receivable, Impaired
Carrying value of PCI loans	35,964	51,617
Unpaid principal balance of PCI loans	$ 43,398	$ 61,451

Loans - Schedule of Debt Restructurings on Financing Receivables (Details) $ in Thousands	12 Months Ended
	Jun. 30, 2016 USD ($) loan	Jun. 30, 2015 USD ($) loan
Financing Receivable, Modifications
Number of loans \| loan	55	46
Pre-modification outstanding recorded investment	$ 6,075	$ 6,342
Post-modification outstanding recorded investment	$ 5,609	$ 6,135
Extended term
Financing Receivable, Modifications
Number of loans \| loan	11	11
Pre-modification outstanding recorded investment	$ 748	$ 1,093
Post-modification outstanding recorded investment	$ 739	$ 1,139
Other TDRs
Financing Receivable, Modifications
Number of loans \| loan	38	30
Pre-modification outstanding recorded investment	$ 4,503	$ 4,690
Post-modification outstanding recorded investment	$ 4,054	$ 4,450
Retail Consumer Loans \| Below market interest rate
Financing Receivable, Modifications
Number of loans \| loan	6	5
Pre-modification outstanding recorded investment	$ 824	$ 559
Post-modification outstanding recorded investment	$ 816	$ 546
Retail Consumer Loans \| Below market interest rate \| One-to-four family
Financing Receivable, Modifications
Number of loans \| loan	5	4
Pre-modification outstanding recorded investment	$ 234	$ 449
Post-modification outstanding recorded investment	$ 238	$ 447
Retail Consumer Loans \| Below market interest rate \| Construction and land/lots
Financing Receivable, Modifications
Number of loans \| loan	0	1
Pre-modification outstanding recorded investment	$ 0	$ 110
Post-modification outstanding recorded investment	$ 0	$ 99
Retail Consumer Loans \| Extended term \| One-to-four family
Financing Receivable, Modifications
Number of loans \| loan	5	5
Pre-modification outstanding recorded investment	$ 142	$ 566
Post-modification outstanding recorded investment	$ 147	$ 579
Retail Consumer Loans \| Extended term \| HELOCs - originated
Financing Receivable, Modifications
Number of loans \| loan	2	3
Pre-modification outstanding recorded investment	$ 28	$ 91
Post-modification outstanding recorded investment	$ 25	$ 85
Retail Consumer Loans \| Extended term \| Consumer
Financing Receivable, Modifications
Number of loans \| loan	0	2
Pre-modification outstanding recorded investment	$ 0	$ 10
Post-modification outstanding recorded investment	$ 0	$ 8
Retail Consumer Loans \| Other TDRs \| One-to-four family
Financing Receivable, Modifications
Number of loans \| loan	30	21
Pre-modification outstanding recorded investment	$ 2,890	$ 4,166
Post-modification outstanding recorded investment	$ 2,498	$ 4,027
Retail Consumer Loans \| Other TDRs \| HELOCs - originated
Financing Receivable, Modifications
Number of loans \| loan	4	4
Pre-modification outstanding recorded investment	$ 228	$ 155
Post-modification outstanding recorded investment	$ 227	$ 119
Retail Consumer Loans \| Other TDRs \| Construction and land/lots
Financing Receivable, Modifications
Number of loans \| loan	0	2
Pre-modification outstanding recorded investment	$ 0	$ 138
Post-modification outstanding recorded investment	$ 0	$ 134
Retail Consumer Loans \| Other TDRs \| Consumer
Financing Receivable, Modifications
Number of loans \| loan	1	2
Pre-modification outstanding recorded investment	$ 2	$ 58
Post-modification outstanding recorded investment	$ 1	$ 1
Commercial Loans \| Below market interest rate \| Commercial real estate
Financing Receivable, Modifications
Number of loans \| loan	1	0
Pre-modification outstanding recorded investment	$ 590	$ 0
Post-modification outstanding recorded investment	$ 578	$ 0
Commercial Loans \| Extended term \| Commercial real estate
Financing Receivable, Modifications
Number of loans \| loan	1	1
Pre-modification outstanding recorded investment	$ 286	$ 426
Post-modification outstanding recorded investment	$ 284	$ 467
Commercial Loans \| Extended term \| Construction and development
Financing Receivable, Modifications
Number of loans \| loan	1	0
Pre-modification outstanding recorded investment	$ 128	$ 0
Post-modification outstanding recorded investment	$ 128	$ 0
Commercial Loans \| Extended term \| Commercial and industrial
Financing Receivable, Modifications
Number of loans \| loan	2	0
Pre-modification outstanding recorded investment	$ 164	$ 0
Post-modification outstanding recorded investment	$ 155	$ 0
Commercial Loans \| Other TDRs \| Construction and development
Financing Receivable, Modifications
Number of loans \| loan	2	1
Pre-modification outstanding recorded investment	$ 386	$ 173
Post-modification outstanding recorded investment	$ 371	$ 169
Commercial Loans \| Other TDRs \| Commercial and industrial
Financing Receivable, Modifications
Number of loans \| loan	1	0
Pre-modification outstanding recorded investment	$ 997	$ 0
Post-modification outstanding recorded investment	$ 957	$ 0

Loans - Schedule of Troubled Debt Restructurings With Payment Default (Details) $ in Thousands	12 Months Ended
	Jun. 30, 2016 USD ($) loan	Jun. 30, 2015 USD ($) loan
Financing Receivable, Modifications
Number of loans \| loan	18	23
Recorded investment \| $	$ 1,014	$ 2,586
Below market interest rate
Financing Receivable, Modifications
Number of loans \| loan	2	2
Recorded investment \| $	$ 63	$ 379
Extended term
Financing Receivable, Modifications
Number of loans \| loan	2	4
Recorded investment \| $	$ 43	$ 574
Other TDRs
Financing Receivable, Modifications
Number of loans \| loan	14	17
Recorded investment \| $	$ 908	$ 1,633
Retail Consumer Loans \| Below market interest rate \| One-to-four family
Financing Receivable, Modifications
Number of loans \| loan	2	2
Recorded investment \| $	$ 63	$ 379
Retail Consumer Loans \| Extended term \| One-to-four family
Financing Receivable, Modifications
Number of loans \| loan	2	4
Recorded investment \| $	$ 43	$ 574
Retail Consumer Loans \| Other TDRs \| One-to-four family
Financing Receivable, Modifications
Number of loans \| loan	11	12
Recorded investment \| $	$ 529	$ 1,422
Retail Consumer Loans \| Other TDRs \| HELOCs - originated
Financing Receivable, Modifications
Number of loans \| loan	1	2
Recorded investment \| $	$ 8	$ 8
Retail Consumer Loans \| Other TDRs \| Construction and land/lots
Financing Receivable, Modifications
Number of loans \| loan	0	1
Recorded investment \| $	$ 0	$ 32
Retail Consumer Loans \| Other TDRs \| Consumer
Financing Receivable, Modifications
Number of loans \| loan	0	1
Recorded investment \| $	$ 0	$ 1
Commercial Loans \| Other TDRs \| Construction and development
Financing Receivable, Modifications
Number of loans \| loan	2	1
Recorded investment \| $	$ 371	$ 170

Premises and Equipment - Property, Plant and Equipment (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Property, Plant and Equipment [Abstract]
Land	$ 15,833	$ 16,167
Land held under capital lease	2,052	2,052
Office buildings	49,852	50,979
Furniture, fixtures and equipment	16,179	17,370
Total	83,916	86,568
Less accumulated depreciation	(29,685)	(29,044)
Premises and equipment, net	$ 54,231	$ 57,524

Accrued Interest Receivable - Schedule of Accrued Interest Receivable (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Receivables [Abstract]
Loans	$ 6,299	$ 6,270
Securities available for sale	676	840
Other	430	412
Total	$ 7,405	$ 7,522

Real Estate Owned - Activity Within REO (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014
Activity within REO
Balance at beginning of period	$ 7,024	$ 14,661
Transfers from loans	2,189	2,288	$ 9,645
Acquired through mergers	0	210
Sales, net of loss	(3,038)	(9,823)
Writedowns	(318)	(406)
Capital improvements	99	94	236
Balance at end of period	$ 5,956	$ 7,024	$ 14,661

Real Estate Owned - Narrative (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Modifications
Real estate owned (REO)	$ 5,956	$ 7,024	$ 14,661
Consumer \| Retail Consumer Loans
Financing Receivable, Modifications
Real estate owned (REO)	824	1,613
Mortgage loans in process of foreclosure	$ 1,681	$ 1,689

Goodwill and Core Deposit Intangibles - Changes in Carrying Amount of Goodwill (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014
Goodwill
Goodwill, beginning balance	$ 12,673		$ 10,751
Additions	0	$ 1,922
Goodwill, ending balance	12,673	12,673
Core deposit intangibles from acquisitions	8,796	4,060
Core Deposits
Goodwill
Amortization expense related to core deposit intangibles in acquisitions	2,907	2,547	$ 166
Bank of Commerce
Goodwill
Additions	1,922
Jefferson and BankGreenville
Goodwill
Additions		$ 10,751
Jefferson Bancshares
Goodwill
Adjustment to goodwill resulting from final valuation of acquisition	$ 936

Goodwill and Core Deposit Intangibles - Amortization expense related to core deposit intangibles (Details) $ in Thousands	Jun. 30, 2016 USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
2017	$ 2,412
2018	1,920
2019	1,430
2020	943
2021	397
Thereafter	34
Total	$ 7,136

Deposit Accounts - Schedule of Deposit Accounts (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Banking and Thrift [Abstract]
Noninterest-bearing accounts	$ 225,336	$ 204,050
NOW accounts	403,574	387,379
Money market accounts	520,320	481,948
Savings accounts	210,817	221,674
Certificates of deposit	442,649	577,075
Deposits	$ 1,802,696	$ 1,872,126
Deposits, by Type [Line Items]
Weighted Average Interest Rates (as a percent)	0.27%	0.27%
Deposits received from executive officers and directors and their associates	$ 4,365	$ 3,856
Noninterest-bearing accounts
Deposits, by Type [Line Items]
Weighted Average Interest Rates (as a percent)	0.00%	0.00%
NOW accounts
Deposits, by Type [Line Items]
Weighted Average Interest Rates (as a percent)	0.08%	0.08%
Money market accounts
Deposits, by Type [Line Items]
Weighted Average Interest Rates (as a percent)	0.29%	0.20%
Savings accounts
Deposits, by Type [Line Items]
Weighted Average Interest Rates (as a percent)	0.12%	0.13%
Certificates of deposit
Deposits, by Type [Line Items]
Weighted Average Interest Rates (as a percent)	0.53%	0.61%

Deposit Accounts - Schedule of Maturities of Certificates of Deposit (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Banking and Thrift [Abstract]
2017	$ 325,526	$ 415,641
2018	57,046	89,954
2019	23,160	32,451
2020	18,363	14,565
2021	12,833	18,000
Thereafter	5,721	6,464
Total	$ 442,649	$ 577,075

Deposit Accounts - Certificates of Deposit With Balances of $100 Or Greater (Details) - USD ($)	Jun. 30, 2016	Jun. 30, 2015
Banking and Thrift [Abstract]
Certificates of deposit, minimum account balance	$ 250
Certificates of Deposit With Balances of $250 or Greater	45,796,000	$ 58,342,000
FDIC insured amount	$ 250,000

Deposit Accounts - Schedule of Interest Expense on Deposits (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014
Banking and Thrift [Abstract]
NOW accounts	$ 581	$ 442	$ 275
Money market accounts	1,112	1,027	788
Savings accounts	289	304	156
Certificates of deposit	2,549	3,119	4,198
Total	$ 4,531	$ 4,892	$ 5,417

Borrowings (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Balance
90 days or less	$ 491,000	$ 475,000
Total	$ 491,000	$ 475,000
Weighted Average Rate
90 days or less	0.42%	0.20%
Total	0.42%	0.20%

Leases - Operating Leases (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014
Leases [Abstract]
Rent expense under operating leases	$ 1,361	$ 1,282	$ 887

Leases - Schedule of Future Minimum Rental Payments for Operating Leases (Details) $ in Thousands	Jun. 30, 2016 USD ($)
Leases [Abstract]
2017	$ 1,262
2018	1,215
2019	790
2020	424
Thereafter	144
Total of future minimum payments	$ 3,835

Leases - Capital Leases (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Leases [Abstract]
Capital lease obligations included in property plant and equipment	$ 2,052	$ 2,052

Leases - Schedule of Future Minimum Lease Payments for Capital Leases (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Leases [Abstract]
2017	$ 123
2018	123
2019	133
2020	133
2021-2030	2,540
Total minimum lease payments	3,052
Less: amount representing interest	(1,094)
Present value of net minimum lease payments	$ 1,958	$ 1,979

Income Taxes - Schedule of Components of Income Tax Expense (Benefit) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014
Current:
Federal									$ 266	$ 219	$ 126
State									54	53	9
Total current expense									320	272	135
Deferred:
Federal									4,038	1,966	2,853
State									543	320	1,525
Total deferred expense									4,581	2,286	4,378
Total income tax expense	$ 1,406	$ 1,090	$ 864	$ 1,541	$ 553	$ 314	$ 825	$ 866	$ 4,901	$ 2,558	$ 4,513

Income Taxes - Schedule of Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014
Income Tax Disclosure [Abstract]
Tax at federal income tax rate	$ 5,561	$ 3,598	$ 5,051
Tax at federal income tax rate, Rate (as a percent)	34.00%	34.00%	34.00%
Tax exempt income	$ (1,486)	$ (1,575)	$ (1,740)
Tax exempt income, Rate (as a percent)	(9.00%)	(15.00%)	(12.00%)
Nondeductible merger expenses	$ 0	$ 40	$ 162
Nondeductible merger expenses, Rate (as a percent)	(0.00%)	(0.00%)	1.00%
Change in valuation allowance for deferred tax assets, allocated to income tax expense	$ (459)	$ (2)	$ (1,160)
Change in valuation allowance for deferred tax assets, allocated to income tax expense, Rate (as a percent)	(3.00%)	0.00%	(8.00%)
State tax, net of federal benefit	$ 394	$ 246	$ 1,012
State tax, net of federal benefit, Rate (as a percent)	2.00%	2.00%	7.00%
Other	$ 891	$ 251	$ 1,188
Other, Rate (as a percent)	6.00%	2.00%	8.00%
Total	$ 4,901	$ 2,558	$ 4,513
Total, Rate (as a percent)	30.00%	23.00%	30.00%

Income Taxes - Schedule of Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Deferred tax assets:
Alternative minimum tax credit	$ 4,156	$ 3,853
Allowance for loan losses	7,451	8,264
Deferred compensation and post-retirement benefits	15,579	16,194
Accrued vacation and sick leave	29	29
Impairments on real estate owned	1,334	1,451
Other than temporary impairment on investments	3,635	3,712
Net operating loss carryforward	21,647	25,354
Discount from business combination	4,856	6,061
Stock compensation plans	1,644	833
Other	1,735	1,323
Total gross deferred tax assets	62,066	67,074
Less valuation allowance	(553)	(1,012)
Deferred tax assets	61,513	66,062
Deferred tax (liabilities):
Depreciable basis of fixed assets	(1,787)	(1,944)
Deferred loan fees	(488)	(518)
FHLB stock, book basis in excess of tax	(142)	(144)
Unrealized gain on securities available for sale	(1,249)	(489)
Other	(3,694)	(3,474)
Total gross deferred tax liabilities	(7,360)	(6,569)
Net deferred tax assets	$ 54,153	$ 59,493

Income Taxes - Deferred Tax Asset and Liability Policy: Net Operating Loss Carryforwards Included in Deferred Tax Assets (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Income Tax Disclosure [Abstract]
Net operating loss carry forwards	$ 62,041	$ 71,458
Recorded tax benefit	$ 21,647	$ 25,354

Income Taxes - Deferred Tax Asset and Liability Policy: Valuation Allowance for Deferred Tax Assets (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Income Tax Disclosure [Abstract]
Deferred tax assets, valuation allowance	$ 553	$ 1,012
Net decrease in total valuation allowance	459	2
Amount in retained earnings for bad debt reserve with no deferred tax liability	$ 19,570	$ 19,570

Employee Benefit Plans - Narrative (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014
Compensation and Retirement Disclosure [Abstract]
Employee stock ownership plan, requisite service for eligibility	1000 hours
Employee stock ownership plan, period for eligibility	12 months
Employee stock ownership plan, minimum age for eligibility	21 years
Employer matching contribution, percent of match	50.00%
Employer matching contribution, percent of employees' gross pay	6.00%
Employee service period	6 years
Defined contribution plan, administrative expenses	$ 583	$ 1,298	$ 918
ESOP compensation expense	983	827	844
Executive Medical Care Plan (EMCP) expenses	224	238	$ 248
Executive Medical Care Plan (EMCP) accrued expenses	$ 5,227	$ 5,175

Employee Benefit Plans - Schedule of Shares Held by the Employee Stock Ownership Plan (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Compensation and Retirement Disclosure [Abstract]
Unallocated ESOP shares	846,400	899,300
Allocated ESOP shares	158,700	105,800
ESOP shares committed to be released	52,900	52,900
Total ESOP shares	1,058,000	1,058,000
Fair value of unallocated ESOP shares	$ 15,658	$ 15,072

Deferred Compensation Agreements - Narrative (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014
Compensation and Retirement Disclosure [Abstract]
Director Emeritus Plans Expenses	$ 489	$ 468	$ 478
Director Emeritus Plans Accrued Expenses Included in Other Liabilities	9,443	10,632
Deferred Compensation Agreements Expense for Board of Director Plans	41	63	104
Deferred Compensation Agreements Expense for Officer Plans	826	629	841
Deferred Compensation Agreements Expense Included in Other Liabilities for Officer Plans	20,391	19,950
Deferred Compensation Plan for Officers and Directors Expense	199	223	$ 240
Deferred Compensation Plan for Officers and Directors Expense Included in Other Liabilities	$ 5,851	$ 6,047

Deferred Compensation Agreements - Schedule of Net Cash Surrender Value Life Insurance Policies and Deferred Compensation Liability (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Compensation and Retirement Disclosure [Abstract]
Net cash surrender value of life insurance, related to deferred compensation	$ 6,206	$ 6,497
Deferred compensation liability, included in other liabilities	$ 1,414	$ 1,528

Net Income per Share - Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014
Numerator:
Net income available to common stockholders	$ 11,456	$ 8,025	$ 10,342
Denominator:
Weighted-average common shares outstanding - basic	17,417,046	19,038,098	18,630,774
Effect of dilutive shares	189,643	79,804	84,895
Weighted-average common shares outstanding - diluted	17,606,689	19,117,902	18,715,669
Net income per share - basic (in dollars per share)	$ 0.65	$ 0.42	$ 0.54
Net income per share - diluted (in dollars per share)	$ 0.65	$ 0.42	$ 0.54

Net Income per Share - Narrative (Details) - shares	12 Months Ended
Net Income per Share - Narrative (Details) - shares	Jun. 30, 2016	Jun. 30, 2015
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earnings per share (in shares)	56,500	1,448,000

Equity Incentive Plan - Narrative (Details) - USD ($) $ / shares in Units, $ in Thousands		12 Months Ended
	Jun. 30, 2013	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Equity incentive plan name		2013 Omnibus Incentive Plan
Stock repurchase program, authorized amount	$ 13,297
Average cost per share repurchased (in dollars per share)	$ 15.71
Restricted stock and stock option expense		$ 2,939	$ 2,821	$ 2,623
Tax benefit from exercise of stock options and restricted stock		$ 1,087	$ 1,044
Weighted average grant date fair value (in dollars per share)		$ 4.53	$ 3.59
Options outstanding (in shares)		1,529,300	1,498,000
2013 Omnibus Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Equity Incentive plan description		provides for awards of restricted stock, restricted stock units, stock options, stock appreciation rights, and cash awards to directors, emeritus directors, officers, employees, and advisory directors.
Shares authorized		2,962,400
Shares authorized for stock options and stock appreciation rights		2,116,000
Shares authorized for awards of restricted stock and restricted stock units	846,400	846,400
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense		$ 2,396	$ 3,562
Options outstanding (in shares)	1,557,000	1,529,300	1,498,000	1,513,500
Unrecognized compensation cost, period for recognition		1 year 4 months 21 days	1 year 9 months 18 days
Share-based payment award, expiration period		10 years
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense		$ 4,015	$ 3,814
Nonvested restricted stock (in shares)	511,300	248,750	310,470	403,965
Unrecognized compensation cost description		248,750 shares of restricted stock scheduled to vest over five- and seven-year vesting periods	310,470 shares of restricted stock scheduled to vest over five- and seven-year vesting periods
Weighted average period for recognition of unrecognized compensation expense		1 year 5 months 16 days	1 year 9 months 18 days
Minimum \| Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options/awards, vesting period		5 years	5 years
Minimum \| Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options/awards, vesting period		5 years	5 years
Maximum \| Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options/awards, vesting period		7 years	7 years
Maximum \| Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options/awards, vesting period		7 years	7 years

Equity Incentive Plan - Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2012
Options
Options outstanding at beginning of period (in shares)	1,498,000
Options outstanding at end of period (in shares)	1,529,300	1,498,000
Weighted- average exercise price
Options Exercisable, Weighted average exercise price (in dollars per share)			$ 14.37
Stock Options
Options
Options outstanding at beginning of period (in shares)	1,498,000	1,513,500	1,557,000
Granted (in shares)	46,500	10,000	30,000
Exercised (in shares)	2,200	18,000	0
Forfeited (in shares)	13,000	7,500	73,500
Expired (in shares)	0	0	0
Options outstanding at end of period (in shares)	1,529,300	1,498,000	1,513,500	1,557,000
Weighted- average exercise price
Options outstanding weighted average exercise price at beginning of year (in dollars per share)	$ 14.41	$ 14.40	$ 14.37
Granted, Weighted average exercise price (in dollars per share)	17.35	16.08	15.83
Exercised, Weighted average exercise price (in dollars per share)	14.37	14.37	0.00
Forfeited, Weighted average exercise price (in dollars per share)	14.37	14.37	14.37
Expired, Weighted average exercise price (in dollars per share)	0.00	0.00	0.00
Options outstanding weighted average exercise price at end of year (in dollars per share)	$ 14.50	$ 14.41	$ 14.40	$ 14.37
Options outstanding, Remaining contractual life	6 years 9 months	7 years 7 months 28 days	8 years 7 months 6 days	9 years 6 months 20 days	0 years
Options outstanding, Aggregate Intrinsic Value	$ 6,117	$ 3,519	$ 2,077	$ 4,033
Options Exercisable (in shares)	829,400	548,550	290,175
Options Exercisable, Weighted average exercise price (in dollars per share)	$ 14.40	$ 14.39

Equity Incentive Plan - Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions (Details)	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Weighted-average volatility	15.30%	18.90%
Expected dividend yield	0.00%	0.00%
Risk-free interest rate	1.63%	1.56%
Expected life (years)	6 years 6 months	6 years

Equity Incentive Plan - Equity Incentive Plan Restricted Award Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Weighted- average grant date fair value
Net Income	$ 3,302	$ 3,141	$ 2,449	$ 2,564	$ 2,558	$ 1,162	$ 2,049	$ 2,256	$ 11,456	$ 8,025	$ 10,342
Restricted Stock
Restricted stock awards
Non-vested at beginning of period (in shares)				310,470				403,965	310,470	403,965	511,300
Granted (in shares)									34,500	0	7,050
Vested (in shares)									93,670	91,895	95,485
Forfeited (in shares)									2,550	1,600	18,900
Non-vested at end of period (in shares)	248,750				310,470				248,750	310,470	403,965
Weighted- average grant date fair value
Non-vested at beginning of period (in dollars per share)				$ 14.40				$ 14.39	$ 14.40	$ 14.39	$ 14.37
Granted (in dollars per share)									17.35	0.00	15.80
Vested (in dollars per share)									14.39	14.39	14.37
Forfeited (in dollars per share)									14.37	14.37	14.37
Non-vested at end of period (in dollars per share)	$ 14.81				$ 14.40				$ 14.81	$ 14.40	$ 14.39
Aggregate Intrinsic Value	$ 4,602				$ 5,203				$ 4,602	$ 5,203	$ 6,770	$ 8,672

Commitments and Contingencies - Narrative (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Loss Contingencies [Line Items]
Undisbursed portions of construction loans	$ 125,157	$ 43,989
Loan commitments	39,609	43,629
Variable rate loan commitments	9,932	24,020
Fixed rate loan commitments	29,677	19,608
Pre-approved but unused lines of credit	340,397	250,762
Cash reserve deposit required and made	2,346	1,743
Letters of credit outstanding	$ 2,326	$ 2,533
Minimum
Loss Contingencies [Line Items]
Fixed rate interest rate (as a percent)	2.02%	1.99%
Loan commitments terms	3 years
Maximum
Loss Contingencies [Line Items]
Fixed rate interest rate (as a percent)	7.99%	9.75%
Loan commitments terms	30 years

Capital - Narrative (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Banking and Thrift [Abstract]
Stockholder's equity	$ 359,976	$ 371,050
Common Equity Tier I Capital, Capital Conservation Buffer to Risk-weighted Assets (as a percent)	0.625%
Common Equity Tier I Capital, Minimum Capital Conservation Buffer (as a percent)	2.50%

Capital - Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Common Equity Tier I Capital
Common Equity Tier I Capital	$ 280,598	$ 271,760
Common Equity Tier I Capital (as a percent)	12.80%	13.36%
Common Equity Tier I Capital, Minimum for Capital Adequacy Purposes	$ 98,634	$ 91,508
Common Equity Tier I Capital, Minimum for Capital Adequacy Purposes (as a percent)	4.50%	4.50%
Common Equity Tier I Capital, Minimum for Be Well Capitalized	$ 142,471	$ 132,178
Common Equity Tier I Capital, Minimum to Be Well Capitalized (as a percent)	6.50%	6.50%
Tier I Capital (to Total Adjusted Assets)
Tier 1 Capital (to Total Adjusted Assets)	$ 280,598	$ 271,760
Tier 1 Capital (to Total Adjusted Assets) (as a percent)	10.50%	10.00%
Tier 1 Capital (to Total Adjusted Assets), Minimum for Capital Adequacy Purposes	$ 106,852	$ 108,692
Tier 1 Capital (to Total Adjusted Assets), Minimum for Capital Adequacy Purposes (as a percent)	4.00%	4.00%
Tier 1 Capital (to Total Adjusted Assets), Minimum to Be Well Capitalized	$ 133,565	$ 135,865
Tier 1 Capital (to Total Adjusted Assets), Minimum to Be Well Capitalized (as a percent)	5.00%	5.00%
Tier I Capital (to Risk-weighted Assets)
Tier 1 Capital (to Risk-weighted Assets)	$ 280,598	$ 271,760
Tier 1 Capital (to Risk-weighted Assets) (as a percent)	12.80%	13.36%
Tier 1 Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes	$ 131,512	$ 122,010
Tier 1 Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes (as a percent)	6.00%	6.00%
Tier 1 Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized	$ 175,349	$ 162,680
Tier I Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized (as a percent)	8.00%	8.00%
Total Risk-based Capital (to Risk-weighted Assets)
Total Risk-based Capital (to Risk-weighted Assets)	$ 302,271	$ 294,425
Total Risk-based Capital (to Risk-weighted Assets) (as a percent)	13.79%	14.48%
Total Risk-based Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes	$ 175,349	$ 162,680
Total Risk-based Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes (as a percent)	8.00%	8.00%
Total Risk-based Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized	$ 219,187	$ 203,350
Total Risk-based Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized (as a percent)	10.00%	10.00%
HomeTrust Bancshares, Inc.
Common Equity Tier I Capital
Common Equity Tier I Capital	$ 317,258	$ 326,969
Common Equity Tier I Capital (as a percent)	14.39%	15.92%
Common Equity Tier I Capital, Minimum for Capital Adequacy Purposes	$ 99,197	$ 92,395
Common Equity Tier I Capital, Minimum for Capital Adequacy Purposes (as a percent)	4.50%	4.50%
Common Equity Tier I Capital, Minimum for Be Well Capitalized	$ 143,285	$ 133,459
Common Equity Tier I Capital, Minimum to Be Well Capitalized (as a percent)	6.50%	6.50%
Tier I Capital (to Total Adjusted Assets)
Tier 1 Capital (to Total Adjusted Assets)	$ 317,258	$ 326,969
Tier 1 Capital (to Total Adjusted Assets) (as a percent)	11.78%	11.91%
Tier 1 Capital (to Total Adjusted Assets), Minimum for Capital Adequacy Purposes	$ 107,687	$ 109,797
Tier 1 Capital (to Total Adjusted Assets), Minimum for Capital Adequacy Purposes (as a percent)	4.00%	4.00%
Tier 1 Capital (to Total Adjusted Assets), Minimum to Be Well Capitalized	$ 134,609	$ 137,246
Tier 1 Capital (to Total Adjusted Assets), Minimum to Be Well Capitalized (as a percent)	5.00%	5.00%
Tier I Capital (to Risk-weighted Assets)
Tier 1 Capital (to Risk-weighted Assets)	$ 317,258	$ 326,969
Tier 1 Capital (to Risk-weighted Assets) (as a percent)	14.39%	15.92%
Tier 1 Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes	$ 132,263	$ 123,193
Tier 1 Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes (as a percent)	6.00%	6.00%
Tier 1 Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized	$ 176,350	$ 164,257
Tier I Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized (as a percent)	8.00%	8.00%
Total Risk-based Capital (to Risk-weighted Assets)
Total Risk-based Capital (to Risk-weighted Assets)	$ 339,005	$ 349,763
Total Risk-based Capital (to Risk-weighted Assets) (as a percent)	15.38%	17.03%
Total Risk-based Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes	$ 176,350	$ 164,257
Total Risk-based Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes (as a percent)	8.00%	8.00%
Total Risk-based Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized	$ 220,438	$ 205,321
Total Risk-based Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized (as a percent)	10.00%	10.00%

Capital - Reconciliation of the Bank's Total Equity Capital Under US GAAP and Regulatory Capital Amounts (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total stockholders' equity under US GAAP	$ 359,976	$ 371,050	$ 377,151	$ 367,515
Tier I Capital	280,598	271,760
Total Risk-based Capital	302,271	294,425
HomeTrust Bancshares, Inc.
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total stockholders' equity under US GAAP	359,976	371,050
Accumulated other comprehensive income, net of tax	(2,343)	(870)
Investment in nonincludable subsidiary	(926)	(1,005)
Disallowed deferred tax assets	(24,079)	(27,002)
Disallowed goodwill and other disallowed intangible assets	(15,370)	(15,204)
Tier I Capital	317,258	326,969
Allowable portion of allowance for loan losses	21,747	22,794
Total Risk-based Capital	$ 339,005	$ 349,763

Parent Company Financial Information - Condensed Balance Sheet (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Assets
Cash and equivalents	$ 29,947	$ 33,891
Other securities	29,486	28,711
Allowance for loan losses	(21,292)	(22,374)
Other assets	4,838	13,016
Total Assets	2,717,677	2,783,114
Liabilities and Stockholders’ Equity
Other liabilities	62,047	62,959
Stockholders’ Equity	359,976	371,050
Total Liabilities and Stockholders’ Equity	2,717,677	2,783,114
Parent Company
Assets
Cash and equivalents	6,579	17,114
Certificates of deposit in other banks	8,456	9,947
Other securities	63	63
Total loans	7,938	11,643
Allowance for loan losses	(74)	(129)
Net loans	7,864	11,514
REO	1,124	834
Investment in bank subsidiary	326,648	320,861
ESOP loan receivable	8,830	9,280
Other assets	760	2,559
Total Assets	360,324	372,172
Liabilities and Stockholders’ Equity
Other liabilities	348	1,122
Stockholders’ Equity	359,976	371,050
Total Liabilities and Stockholders’ Equity	$ 360,324	$ 372,172

Parent Company Financial Information - Condensed Income Statement (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014
Income:
Interest income	$ 22,375	$ 21,797	$ 21,566	$ 22,009	$ 22,197	$ 21,536	$ 21,559	$ 19,864	$ 87,747	$ 85,156	$ 60,281
Expense:
Loss (gain) on sale and impairment of REO									534	28	646
Provision for (recovery of) loan losses	0	0	0	0	400	0	0	(250)
Income Tax Expense	1,406	1,090	864	1,541	553	314	825	866	4,901	2,558	4,513
Net Income	$ 3,302	$ 3,141	$ 2,449	$ 2,564	$ 2,558	$ 1,162	$ 2,049	$ 2,256	11,456	8,025	10,342
Parent Company
Income:
Interest income									716	969	1,418
Other income									0	1	9
Equity earnings in Bank subsidiary									11,284	6,848	9,444
Total income									12,000	7,818	10,871
Expense:
Management fee expense									317	290	351
REO expense									71	136	237
Loss (gain) on sale and impairment of REO									115	(83)	118
Provision for (recovery of) loan losses									(275)	(1,025)	(357)
Other expense									166	152	137
Total expense									394	(530)	486
Income Before Income Taxes									11,606	8,348	10,385
Income Tax Expense									150	323	43
Net Income									$ 11,456	$ 8,025	$ 10,342

Parent Company Financial Information - Condensed Cash Flow Statement (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014
Operating Activities:
Net Income	$ 3,302	$ 3,141	$ 2,449	$ 2,564	$ 2,558	$ 1,162	$ 2,049	$ 2,256	$ 11,456	$ 8,025	$ 10,342
Provision for (recovery of) loan losses	0	$ 0	$ 0	0	400	$ 0	$ 0	(250)
Loss (gain) on sale and impairment of REO									534	28	646
ESOP compensation expense									983	827	844
Net cash provided by operating activities									28,700	1,954	23,760
Investing Activities:
Purchase of certificates of deposit in other banks									(49,638)	(101,904)	(45,132)
Maturities of certificates of deposit in other banks									98,755	55,055	17,969
Capital improvements to REO									(99)	(94)	(236)
Acquisition of BankGreenville Financial Corporation									0	(7,759)	0
Net cash used in investing activities									(10,888)	(189,517)	(15,100)
Financing Activities:
Retired stock									(223)	(188)	(226)
Stock options exercised									32	259	0
Net cash provided by (used in) financing activities									(81,376)	257,893	(88,543)
Net Increase (Decrease) in Cash and Cash Equivalents									(63,564)	70,330	(79,883)
Cash and Cash Equivalents at Beginning of Period				116,160				45,830	116,160	45,830	125,713
Cash and Cash Equivalents at End of Period	52,596				116,160				52,596	116,160	45,830
Parent Company
Operating Activities:
Net Income									11,456	8,025	10,342
Provision for (recovery of) loan losses									(275)	(1,025)	(357)
Loss (gain) on sale and impairment of REO									115	(83)	118
Decrease (increase) in accrued interest receivable and other assets									1,799	(1,649)	(308)
Equity in undistributed income of Bank									(11,284)	(6,848)	(9,444)
ESOP compensation expense									983	827	844
Restricted stock and stock option expense									2,939	2,821	2,623
Increase (decrease) in other liabilities									(774)	60	660
Net cash provided by operating activities									4,959	2,128	4,478
Investing Activities:
Purchase of certificates of deposit in other banks									(996)	(995)	(248)
Maturities of certificates of deposit in other banks									2,487	1,244	249
Purchase of equity securities									0	(63)	0
Repayment of loans									3,024	4,835	6,356
Capital improvements to REO									0	(49)	(4)
Increase in investment in Bank subsidiary									(982)	(827)	(26,644)
Dividend from subsidiary									7,952	25,000	19,110
ESOP principal payments received									450	442	430
Proceeds from sale of REO									496	302	4,811
Acquisition of BankGreenville Financial Corporation									0	0	(1,475)
Acquisition of Jefferson Bancshares, Inc									0	0	(6,926)
Net cash used in investing activities									12,431	29,889	(4,341)
Financing Activities:
Repayment of subordinated debentures									0	0	(10,000)
Common stock repurchased									(27,734)	(18,470)	(29,460)
Retired stock									(223)	(188)	(226)
Stock options exercised									32	259	0
Net cash provided by (used in) financing activities									(27,925)	(18,399)	(39,686)
Net Increase (Decrease) in Cash and Cash Equivalents									(10,535)	13,618	(39,549)
Cash and Cash Equivalents at Beginning of Period				$ 17,114				$ 3,496	17,114	3,496	43,045
Cash and Cash Equivalents at End of Period	$ 6,579				$ 17,114				$ 6,579	$ 17,114	$ 3,496

Fair Value of Financial Instruments - Schedule of Fair Value Measurements, Nonrecurring (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on non-recurring basis	$ 5,356	$ 7,382
Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on non-recurring basis	4,239	5,697
REO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on non-recurring basis	1,117	1,685
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on non-recurring basis	0	0
Level 1 \| Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on non-recurring basis	0	0
Level 1 \| REO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on non-recurring basis	0	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on non-recurring basis	0	0
Level 2 \| Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on non-recurring basis	0	0
Level 2 \| REO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on non-recurring basis	0	0
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on non-recurring basis	5,356	7,382
Level 3 \| Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on non-recurring basis	4,239	5,697
Level 3 \| REO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on non-recurring basis	$ 1,117	$ 1,685

Fair Value of Financial Instruments - Schedule of Quantitative Information About Level 3 Fair Value Measurements (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Financial assets measured on non-recurring basis	$ 5,356	$ 7,382
Nonrecurring Measurements \| Impaired loans, net
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Financial assets measured on non-recurring basis	$ 4,239
Valuation Techniques	Discounted Appraisals
Unobservable Input	Collateral discounts
Weighted Average	12.00%
Nonrecurring Measurements \| REO
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Financial assets measured on non-recurring basis	$ 1,117
Valuation Techniques	Discounted Appraisals
Unobservable Input	Collateral discounts
Weighted Average	16.00%
Nonrecurring Measurements \| Minimum \| Impaired loans, net
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Weighted Average	0.00%
Nonrecurring Measurements \| Minimum \| REO
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Weighted Average	10.00%
Nonrecurring Measurements \| Maximum \| Impaired loans, net
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Weighted Average	60.00%
Nonrecurring Measurements \| Maximum \| REO
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Weighted Average	20.00%

Fair Value of Financial Instruments - Narrative (Details) $ in Thousands	12 Months Ended
	Jun. 30, 2016 USD ($) security	Jun. 30, 2015 USD ($)
Fair Value Disclosures [Abstract]
Off-balance sheet financial commitments \| $	$ 505,163	$ 338,380
Number of corporate bonds \| security	1

Unaudited Interim Financial Information - Schedule of Quarterly Financial Information (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2014
Quarterly Financial Information Disclosure [Abstract]
Interest and dividend income	$ 22,375	$ 21,797	$ 21,566	$ 22,009	$ 22,197	$ 21,536	$ 21,559	$ 19,864	$ 87,747	$ 85,156	$ 60,281
Interest expense	1,609	1,577	1,416	1,438	1,409	1,348	1,369	1,264	6,040	5,390	5,432
Net Interest Income	20,766	20,220	20,150	20,571	20,788	20,188	20,190	18,600	81,707	79,766	54,849
Provision for loan losses	0	0	0	0	400	0	0	(250)
Net interest income after provision for loan losses	20,766	20,220	20,150	20,571	20,388	20,188	20,190	18,850
Noninterest income	3,745	3,384	3,005	3,369	3,618	3,313	2,819	2,769	13,503	12,519	8,738
Noninterest expense	19,803	19,373	19,842	19,835	20,895	22,025	20,135	18,497	78,853	81,552	55,032
Net income before provision for income taxes	4,708	4,231	3,313	4,105	3,111	1,476	2,874	3,122
Income tax expense	1,406	1,090	864	1,541	553	314	825	866	4,901	2,558	4,513
Net Income	$ 3,302	$ 3,141	$ 2,449	$ 2,564	$ 2,558	$ 1,162	$ 2,049	$ 2,256	$ 11,456	$ 8,025	$ 10,342
Basic net income per common share (in dollars per share)	$ 0.19	$ 0.18	$ 0.14	$ 0.14	$ 0.14	$ 0.06	$ 0.10	$ 0.12
Diluted net income per common share (in dollars per share)	$ 0.19	$ 0.18	$ 0.14	$ 0.14	$ 0.14	$ 0.06	$ 0.10	$ 0.12

Loans - Financing Receivable Credit Quality Indicators (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	$ 1,796,495	$ 1,634,067
Pass
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	1,731,571	1,540,395
Special Mention
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	20,015	31,883
Substandard
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	43,516	59,248
Doubtful
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	1,361	2,485
Loss
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	32	56
Retail Consumer Loans \| One-to-four family
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	616,663	640,420
Retail Consumer Loans \| HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	163,015	160,909
Retail Consumer Loans \| HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	144,377	72,010
Retail Consumer Loans \| Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	37,528	45,217
Retail Consumer Loans \| Indirect auto finance
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	108,478	52,494
Retail Consumer Loans \| Consumer
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	4,626	3,697
Retail Consumer Loans \| Pass \| One-to-four family
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	587,440	598,417
Retail Consumer Loans \| Pass \| HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	159,275	155,899
Retail Consumer Loans \| Pass \| HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	144,377	72,010
Retail Consumer Loans \| Pass \| Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	36,298	42,689
Retail Consumer Loans \| Pass \| Indirect auto finance
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	108,432	52,396
Retail Consumer Loans \| Pass \| Consumer
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	4,390	3,610
Retail Consumer Loans \| Special Mention \| One-to-four family
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	7,800	11,563
Retail Consumer Loans \| Special Mention \| HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	678	580
Retail Consumer Loans \| Special Mention \| HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans \| Special Mention \| Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	542	650
Retail Consumer Loans \| Special Mention \| Indirect auto finance
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	14	59
Retail Consumer Loans \| Special Mention \| Consumer
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	1	16
Retail Consumer Loans \| Substandard \| One-to-four family
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	20,129	28,656
Retail Consumer Loans \| Substandard \| HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	2,997	4,020
Retail Consumer Loans \| Substandard \| HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans \| Substandard \| Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	679	1,754
Retail Consumer Loans \| Substandard \| Indirect auto finance
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	21	39
Retail Consumer Loans \| Substandard \| Consumer
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	224	32
Retail Consumer Loans \| Doubtful \| One-to-four family
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	1,283	1,772
Retail Consumer Loans \| Doubtful \| HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	55	407
Retail Consumer Loans \| Doubtful \| HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans \| Doubtful \| Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	9	124
Retail Consumer Loans \| Doubtful \| Indirect auto finance
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	11	0
Retail Consumer Loans \| Doubtful \| Consumer
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	2	0
Retail Consumer Loans \| Loss \| One-to-four family
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	11	12
Retail Consumer Loans \| Loss \| HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	10	3
Retail Consumer Loans \| Loss \| HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans \| Loss \| Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans \| Loss \| Indirect auto finance
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans \| Loss \| Consumer
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	9	39
Commercial Loans \| Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	465,238	411,441
Commercial Loans \| Construction and development
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	83,693	59,795
Commercial Loans \| Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	69,694	79,510
Commercial Loans \| Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	103,183	108,574
Commercial Loans \| Pass \| Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	448,188	384,525
Commercial Loans \| Pass \| Construction and development
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	79,005	50,815
Commercial Loans \| Pass \| Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	63,299	73,774
Commercial Loans \| Pass \| Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	100,867	106,260
Commercial Loans \| Special Mention \| Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	7,817	12,762
Commercial Loans \| Special Mention \| Construction and development
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	480	3,567
Commercial Loans \| Special Mention \| Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	1,032	953
Commercial Loans \| Special Mention \| Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	1,651	1,733
Commercial Loans \| Substandard \| Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	9,232	13,972
Commercial Loans \| Substandard \| Construction and development
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	4,208	5,413
Commercial Loans \| Substandard \| Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	5,361	4,781
Commercial Loans \| Substandard \| Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	665	581
Commercial Loans \| Doubtful \| Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	1	182
Commercial Loans \| Doubtful \| Construction and development
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans \| Doubtful \| Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans \| Doubtful \| Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans \| Loss \| Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans \| Loss \| Construction and development
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans \| Loss \| Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	2	2
Commercial Loans \| Loss \| Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	$ 0	$ 0

Fair Value of Financial Instruments - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	$ 200,652	$ 257,606
U.S. Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	77,980	116,071
Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	97,408	120,809
Municipal Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	17,234	16,678
Corporate Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	7,967	3,985
Equity Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	63	63
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	0	0
Level 1 \| U.S. Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	0	0
Level 1 \| Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	0	0
Level 1 \| Municipal Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	0	0
Level 1 \| Corporate Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	0	0
Level 1 \| Equity Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	199,652	256,606
Level 2 \| U.S. Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	77,980	116,071
Level 2 \| Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	97,408	120,809
Level 2 \| Municipal Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	17,234	16,678
Level 2 \| Corporate Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	6,967	2,985
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	1,000	1,000
Level 3 \| U.S. Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	0	0
Level 3 \| Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	0	0
Level 3 \| Municipal Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	0	0
Level 3 \| Corporate Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured on a recurring basis	$ 1,000	$ 1,000

Fair Value of Financial Instruments - Schedule of Fair Value, by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Jun. 30, 2015
Carrying Value \| Cash and interest-bearing deposits
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	$ 52,596	$ 116,160
Carrying Value \| Commercial paper
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	229,859	256,152
Carrying Value \| Certificates of deposit in other banks
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	161,512	210,629
Carrying Value \| Securities available for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	200,652	257,606
Carrying Value \| Loans, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	1,811,539	1,663,333
Carrying Value \| Loans held for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	5,783	5,874
Carrying Value \| FHLB stock
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	23,304	22,541
Carrying Value \| FRB stock
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	6,182	6,170
Carrying Value \| Accrued interest receivable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	7,405	7,522
Carrying Value \| Noninterest-bearing and NOW deposits
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	628,910	591,429
Carrying Value \| Money market accounts
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	520,320	481,948
Carrying Value \| Savings accounts
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	210,817	221,674
Carrying Value \| Certificates of deposit
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	442,649	577,075
Carrying Value \| Borrowings
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	491,000	475,000
Carrying Value \| Accrued interest payable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	246	181
Estimate of Fair Value Measurement [Member] \| Cash and interest-bearing deposits
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	52,596	116,160
Estimate of Fair Value Measurement [Member] \| Commercial paper
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	229,859	256,152
Estimate of Fair Value Measurement [Member] \| Certificates of deposit in other banks
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	161,512	210,629
Estimate of Fair Value Measurement [Member] \| Securities available for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	200,652	257,606
Estimate of Fair Value Measurement [Member] \| Loans, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	1,761,926	1,555,992
Estimate of Fair Value Measurement [Member] \| Loans held for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	5,876	5,968
Estimate of Fair Value Measurement [Member] \| FHLB stock
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	23,304	22,541
Estimate of Fair Value Measurement [Member] \| FRB stock
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	6,182	6,170
Estimate of Fair Value Measurement [Member] \| Accrued interest receivable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	7,405	7,522
Estimate of Fair Value Measurement [Member] \| Noninterest-bearing and NOW deposits
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	628,910	591,429
Estimate of Fair Value Measurement [Member] \| Money market accounts
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	520,320	481,948
Estimate of Fair Value Measurement [Member] \| Savings accounts
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	210,817	221,674
Estimate of Fair Value Measurement [Member] \| Certificates of deposit
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	442,203	577,174
Estimate of Fair Value Measurement [Member] \| Borrowings
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	491,000	475,000
Estimate of Fair Value Measurement [Member] \| Accrued interest payable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	246	181
Estimate of Fair Value Measurement [Member] \| Level 1 \| Cash and interest-bearing deposits
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	52,596	116,160
Estimate of Fair Value Measurement [Member] \| Level 1 \| Commercial paper
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	229,859	256,152
Estimate of Fair Value Measurement [Member] \| Level 1 \| FHLB stock
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	23,304	22,541
Estimate of Fair Value Measurement [Member] \| Level 1 \| FRB stock
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	6,182	6,170
Estimate of Fair Value Measurement [Member] \| Level 2 \| Certificates of deposit in other banks
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	161,512	210,629
Estimate of Fair Value Measurement [Member] \| Level 2 \| Securities available for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	199,652	256,606
Estimate of Fair Value Measurement [Member] \| Level 2 \| Accrued interest receivable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	1,106	1,252
Estimate of Fair Value Measurement [Member] \| Level 2 \| Noninterest-bearing and NOW deposits
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	628,910	591,429
Estimate of Fair Value Measurement [Member] \| Level 2 \| Money market accounts
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	520,320	481,948
Estimate of Fair Value Measurement [Member] \| Level 2 \| Savings accounts
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	210,817	221,674
Estimate of Fair Value Measurement [Member] \| Level 2 \| Certificates of deposit
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	442,203	577,174
Estimate of Fair Value Measurement [Member] \| Level 2 \| Borrowings
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	491,000	475,000
Estimate of Fair Value Measurement [Member] \| Level 2 \| Accrued interest payable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	246	181
Estimate of Fair Value Measurement [Member] \| Level 3 \| Securities available for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	1,000	1,000
Estimate of Fair Value Measurement [Member] \| Level 3 \| Loans, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	1,761,926	1,555,992
Estimate of Fair Value Measurement [Member] \| Level 3 \| Loans held for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	5,876	5,968
Estimate of Fair Value Measurement [Member] \| Level 3 \| Accrued interest receivable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	$ 6,299	$ 6,270